Intelligent Money - your investment questions answered

[Burwood]

anonymous said:

[redacted]

All my smalls come from Next. Loads of kids clothes. My T shirts. The quality is good and I loathe clothe shopping. Super convenient

[Burwood]

Should be the best day on phr if my man maths is correct?

[Simpo Two]

Burwood said:

All my smalls come from Next. Loads of kids clothes. My T shirts. The quality is good and I loathe clothe shopping. Super convenient

Keep spending Burwood, we need your money

[Burwood]

Simpo Two said:

Burwood said:

All my smalls come from Next. Loads of kids clothes. My T shirts. The quality is good and I loathe clothe shopping. Super convenient

Keep spending Burwood, we need your money

I’m focussing my efforts on Diageo. It’s lagging behind

[PorkInsider]

S6PNJ said:

PorkInsider said:

Simpo Two said:

Burwood said:

It will be in cash in your ‘cash’ section to reinvest as you see fit

The downside of that, I've just realised, assuming you wanted to reinvest in PHR, is that you'd be buying back in (if it works) at a significantly higher price.

The other thing to bear in mind would be that if proceeds from the stocks which hit their target were reinvested in remaining PHR stocks you would, by default, end up with all your investment and the profits in the worst performing slowest recovering stock, eventually.

Fixed that for you.

In this context I'd argue they're pretty much the same thing, but opinions on that will vary obviously.

[Steve H]

PorkInsider said:

S6PNJ said:

PorkInsider said:

Simpo Two said:

Burwood said:

It will be in cash in your ‘cash’ section to reinvest as you see fit

The downside of that, I've just realised, assuming you wanted to reinvest in PHR, is that you'd be buying back in (if it works) at a significantly higher price.

The other thing to bear in mind would be that if proceeds from the stocks which hit their target were reinvested in remaining PHR stocks you would, by default, end up with all your investment and the profits in the worst performing slowest recovering stock, eventually.

Fixed that for you.

In this context I'd argue they're pretty much the same thing, but opinions on that will vary obviously.

My thought was go back in on PHR when the first 2/3 stocks are cashed but start moving it elsewhere for later ones where the risk is getting noticeably less spread out

[JulianPH]

anonymous said:

[redacted]

Oh yes, up to 20% more and then we take the profits!

[JulianPH]

Burwood said:

Should be the best day on phr if my man maths is correct?

Yes mate, a great day for it yesterday!

[JulianPH]

Burwood said:

I’m focussing my efforts on Diageo. It’s lagging behind

And I am doing all I can to help you in this!

[JulianPH]

anonymous said:

[redacted]

[JapanRed]

JulianPH said:

Simpo Two said:

Burwood said:

It will be in cash in your ‘cash’ section to reinvest as you see fit

The downside of that, I've just realised, assuming you wanted to reinvest in PHR, is that you'd be buying back in (if it works) at a significantly higher price.

The opposite. You will, by definition, be taking a large profit from the highest performing stocks and reinvesting this in the ones that are still to recover to their pre CV19 levels.

Most PHers I have spoken to want to take the profits and move them into PHE though!

I’ll be reinvesting any profits back into PHR. For me nothing has changed and the business model is as sound as it was when I initially invested.

Julian, will we receive a notification when the funds are converted to cash? Or is it a case of keep checking our client site?

[JapanRed]

Steve H said:

PorkInsider said:

S6PNJ said:

PorkInsider said:

Simpo Two said:

Burwood said:

It will be in cash in your ‘cash’ section to reinvest as you see fit

The downside of that, I've just realised, assuming you wanted to reinvest in PHR, is that you'd be buying back in (if it works) at a significantly higher price.

The other thing to bear in mind would be that if proceeds from the stocks which hit their target were reinvested in remaining PHR stocks you would, by default, end up with all your investment and the profits in the worst performing slowest recovering stock, eventually.

Fixed that for you.

In this context I'd argue they're pretty much the same thing, but opinions on that will vary obviously.

My thought was go back in on PHR when the first 2/3 stocks are cashed but start moving it elsewhere for later ones where the risk is getting noticeably less spread out

This sounds sensible.

[CornishRob]

PHE taken a bit of a hit over the last few days

[JulianPH]

JapanRed said:

I’ll be reinvesting any profits back into PHR. For me nothing has changed and the business model is as sound as it was when I initially invested.

Julian, will we receive a notification when the funds are converted to cash? Or is it a case of keep checking our client site?

Absolutely, everyone will receive an immidiate notification.

[uk66fastback]

If The Donald gets a kicking in the US election, are the US stocks expected to climb?

[JulianPH]

uk66fastback said:

If The Donald gets a kicking in the US election, are the US stocks expected to climb?

I don't think it really matters as most of it is already priced in. Trump winning it would be better short term, but Biden would only cause a very short term fluctuation before everyone forgot it and went on with life.

Just my opinion!

[Burwood]

JulianPH said:

uk66fastback said:

If The Donald gets a kicking in the US election, are the US stocks expected to climb?

I don't think it really matters as most of it is already priced in. Trump winning it would be better short term, but Biden would only cause a very short term fluctuation before everyone forgot it and went on with life.

Just my opinion!

Agreed. Market commentators/pundits change their tune to suit the status quo. To the trader it's a serious consideration but buy and hold investors. Nothing much to see. Wheres the money going otherwise? Odds are Trump is out. The next big event is the stimulus package(or lack of). have a good weekend all. Mr green (the dog) arrives tomorrow. I need to go and proof my Shoe Room

[Phooey]

JulianPH said:

Absolutely, everyone will receive an immediate notification.

Hold on! Any chance you could give me a 2 or 3 week heads up before you sell next as I'm hoping to use the discount card again to get Mrs Phooey some fluffy socks and scent for Xmas

[JulianPH]

Phooey said:

Hold on! Any chance you could give me a 2 or 3 week heads up before you sell next as I'm hoping to use the discount card again to get Mrs Phooey some fluffy socks and scent for Xmas

For you mate, anything!!!

[JulianPH]

Burwood said:

Agreed. Market commentators/pundits change their tune to suit the status quo. To the trader it's a serious consideration but buy and hold investors. Nothing much to see. Wheres the money going otherwise? Odds are Trump is out. The next big event is the stimulus package(or lack of). have a good weekend all. Mr green (the dog) arrives tomorrow. I need to go and proof my Shoe Room

Agreed my end too. Enjoy Mr Green mate. You will all have a fantastic time!