Intelligent Money - your investment questions answered
Discussion
PorkInsider said:
Insurancejon said:
On my watch list of the current basket of shares in PHR we are up around 2.8% again today
Yes, a good day again, Jon.10+% on Carnival and 8.5+% on Norwegian were a couple I noted.
Edited by PorkInsider on Wednesday 24th February 19:51
I wonder why some have barely increased - Taylor Wimpey and ABI for instance?
Ron-ski said:
Yes another nice day, note that whilst NCLH and DAL have seen increases of 104% and 83% since launch respectively, once converted to sterling that changes to 81% and 62%.
I wonder why some have barely increased - Taylor Wimpey and ABI for instance?
One thing to note is that some of those which have not risen as much, hadn't dropped as far in the first place. For example Taylor Wimpey is at 70% of its Jan 2020 price and ABI is at 77% of its Jan 2020 level.I wonder why some have barely increased - Taylor Wimpey and ABI for instance?
Compare this with Easyjet and Meggits which are at 65% and 69% of Jan 2020 level but have gained 40% and 38%.
I'm not sure if IM sell off is based purely on return or whether it takes into account the relative recovery that has taken place.
supersport said:
Excellent work 
I am in two minds on the £/$ in June and Dec I think on balance I prefer the pound to shoot up quite a lot for the start of the month, then plummet around the end of the month.
My employer is listed on the NYSE so my share save etc are in $. But when I sell I want it to go the other way, I suspect I can't win.
Thanks Mark!I am in two minds on the £/$ in June and Dec I think on balance I prefer the pound to shoot up quite a lot for the start of the month, then plummet around the end of the month.
My employer is listed on the NYSE so my share save etc are in $. But when I sell I want it to go the other way, I suspect I can't win.
It is a tough call and if anyone says they can tall you what will happen then you should be sat on their private island whilst they do so!
A stronger pound can have a negative impact on the FTSE, but what we are seeing here is actually a weaker dollar (due to US QE).
As I will never tire of saying, diversify and hold.
Cheers
Julian
Gallons Per Mile said:
No idea what's going to happen with exchange rates but it's currently cheaper to buy the same stocks than it was previously, and the stocks aren't suddenly worse than they were, when they were at a higher price IYSWIM. Hopefully the exchange rate works in our favour sometime soon, but I should probably look in to UK weighted funds too.
Julian, would you think UK funds could out-perform PHE in the short term, ie this new financial year?
Morning CraigJulian, would you think UK funds could out-perform PHE in the short term, ie this new financial year?
In the short term they could, but over the long term PHE has (historically) proven itself.
PHR has done its job over the very short term and this is very UK biased.
IM Optimum has been making its comeback very nicely, but the last 10 days have taken some of the shine off this.
The bond exposure in IM Index worked very well for us last year but not so much this year, so we are currently in the process of changing this, which should be completed tomorrow.
Basically global markets are all over the place again but I believe they will calm down in the second half of this year and then, as they always do, go back to normal. Of course, I could be wrong though!
You can't really plan for the events we are going through (well, you could make informed choices over Brexit and Biden) though all of the focus seems to be on the short term, which is not what investing is about, that is trading.
Cheers
Julian
Captain Raymond Holt said:
Billy basics question...
Is there a field where I can view the total £ of my contributions? It looks like I have to add up the one offs and figure out how many DDs have been made, then tot them up
Cheers
As Taita says, we are building this (and other things) to make things clearing at one look.Is there a field where I can view the total £ of my contributions? It looks like I have to add up the one offs and figure out how many DDs have been made, then tot them up
Cheers
Cheers
Groat said:
Does the ownership of a joint account automatically pass to the survivor if the other holder dies?
Morning mate, I trust you are well.Do you mean with a bank (in which case yes) or with IM (we don't offer joint accoutns).
ISAs are for individuals (though you get a one off allowance increase equal to the balance of the spouse) and GIAs are also individual or company accounts (otherwise the tax would become very messy).
With pensions, if you have appointed a beneficiary this money will automatically go to them unsless there is something in your Will that conflicts with this.
Cheers
Eddited to add that I have now read down a few posts and will check with the office on this regarding a GIA so I can be 100% factual on the matter (this is not really my area)
Edited by JulianPH on Thursday 25th February 08:11
Burwood said:
Bad news Juian, Mowges and Jimmy started a 'bar fight' in Deltas lounge. To be fair the Bichon Frise was a pugnacious little s
t and deserved a good pawing. They slipped the airport police and are heading for the Duty Free to pick up some Cohiba's and 400 Lucky Strike. I'll keep you abreast
Almost forgot. They did pay their Bar bill with an IM credit card. So if you are wondering was the £9000 charge is for it was 18 bottles of Krug and a packet of pork scratchings
Apollo is on a flight now, keep me updated on their movements and we can try and nip this in the bud before any more damage is done.t and deserved a good pawing. They slipped the airport police and are heading for the Duty Free to pick up some Cohiba's and 400 Lucky Strike. I'll keep you abreastAlmost forgot. They did pay their Bar bill with an IM credit card. So if you are wondering was the £9000 charge is for it was 18 bottles of Krug and a packet of pork scratchings
I don't mind the Krug, but the pork scratchings is just taking things too far.
JulianPH said:
Morning Craig
In the short term they could, but over the long term PHE has (historically) proven itself.
PHR has done its job over the very short term and this is very UK biased.
IM Optimum has been making its comeback very nicely, but the last 10 days have taken some of the shine off this.
The bond exposure in IM Index worked very well for us last year but not so much this year, so we are currently in the process of changing this, which should be completed tomorrow.
Basically global markets are all over the place again but I believe they will calm down in the second half of this year and then, as they always do, go back to normal. Of course, I could be wrong though!
You can't really plan for the events we are going through (well, you could make informed choices over Brexit and Biden) though all of the focus seems to be on the short term, which is not what investing is about, that is trading.
Cheers
Julian
Thanks Julian, a nice logical answer as always! Re my original post about looking at UK weighted funds, I'd sort of forgotten PHR is already just that.In the short term they could, but over the long term PHE has (historically) proven itself.
PHR has done its job over the very short term and this is very UK biased.
IM Optimum has been making its comeback very nicely, but the last 10 days have taken some of the shine off this.
The bond exposure in IM Index worked very well for us last year but not so much this year, so we are currently in the process of changing this, which should be completed tomorrow.
Basically global markets are all over the place again but I believe they will calm down in the second half of this year and then, as they always do, go back to normal. Of course, I could be wrong though!
You can't really plan for the events we are going through (well, you could make informed choices over Brexit and Biden) though all of the focus seems to be on the short term, which is not what investing is about, that is trading.
Cheers
Julian
JonChalk said:
Burwood said:
JonChalk said:
I last looked at this thread two days ago & it was all sensible, mature financial stuff.
Back today and the fking cats are back! Gah!
For a moment there I thought you really didn't like it.Back today and the f
king cats are back! Gah!
I am currently working with PH to set up some more focused sub forums on different subjects and then we can keep the banter on this (now) very long thread.
JulianPH said:
JonChalk said:
Burwood said:
JonChalk said:
I last looked at this thread two days ago & it was all sensible, mature financial stuff.
Back today and the fking cats are back! Gah!
For a moment there I thought you really didn't like it.Back today and the f
king cats are back! Gah!I am currently working with PH to set up some more focused sub forums on different subjects and then we can keep the banter on this (now) very long thread.
Not even a semi-serious rant, and only really rated a 1.5 out of 10 - just need to ensure the cats and dogs know their place!
JulianPH said:
CAPP0 said:
I think that every time you lot get a win on your investments, it's being taken out of my portfolio, judging by the shape of the curve on my plan performance chart!
Nah mate, that is just me taking ongoing compensation for you taking my Aston Martin off me. 
Strategy fail on my part!
B9 said:
By my reckoning, Marriott now has the highest share price it's ever had
Yes, hingsight is a wonderful thing, but we stick with the PHR mandate and sell when we hit targets.Stocks can always go up or down at this point, we achieved what we set out to do (and also got a much better pound to dollar rate in doing so).
Cheers
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