Intelligent Money - your investment questions answered
Discussion
CAPP0 said:
JulianPH said:
CAPP0 said:
I think that every time you lot get a win on your investments, it's being taken out of my portfolio, judging by the shape of the curve on my plan performance chart!
Nah mate, that is just me taking ongoing compensation for you taking my Aston Martin off me. 
Strategy fail on my part!
Say hi to Mrs CAPP0 from me!
JulianPH said:
Yes, hingsight is a wonderful thing, but we stick with the PHR mandate and sell when we hit targets.
Stocks can always go up or down at this point, we achieved what we set out to do (and also got a much better pound to dollar rate in doing so).
Cheers
I forgot to take them off my watchlist and thought we were still in! I retract my comment, and no longer care what they do Stocks can always go up or down at this point, we achieved what we set out to do (and also got a much better pound to dollar rate in doing so).
Cheers
B9 said:
I forgot to take them off my watchlist and thought we were still in! I retract my comment, and no longer care what they do
It is a shame we all werrn't in until today, but rules are rules at the end of the day and it could have easily have gone the other way!PHR has alrays been about hitting yargets and then getting out with the profits.
Edited for one of my usual typos!
Edited by JulianPH on Thursday 25th February 15:14
Burwood said:
Mowges says 'hold the line on Norwegian'
His 8th Cousin, Whiskerus Maximus, is a mouser onboard Pride of America where the Board met recency. He's no accountant but he saw plenty of impressive graphs.
If he is looking at today's trading then he sould turn the graph the right way round (he has it upside down)! His 8th Cousin, Whiskerus Maximus, is a mouser onboard Pride of America where the Board met recency. He's no accountant but he saw plenty of impressive graphs.
In all seriousness though, we are toching a 100% return over 7 months now, though the pound dollar rate will bring this down somewhat. I think there is going to more to go, so whilst we are keeping a very close eye on it every day now is not the time to come out just yet (but it is getting very close).
Apollo has now landed and is sniffing out the pesky bar brawl duo. The Bichon Frise is no longer a problem and was apparently quite tasty.
Edited by JulianPH on Thursday 25th February 15:19
JulianPH said:
Morning mate, I trust you are well.
Do you mean with a bank (in which case yes) or with IM (we don't offer joint accoutns).
ISAs are for individuals (though you get a one off allowance increase equal to the balance of the spouse) and GIAs are also individual or company accounts (otherwise the tax would become very messy).
With pensions, if you have appointed a beneficiary this money will automatically go to them unsless there is something in your Will that conflicts with this.
Cheers
Eddited to add that I have now read down a few posts and will check with the office on this regarding a GIA so I can be 100% factual on the matter (this is not really my area)
Would appreciate that last bit. Thanks. Do you mean with a bank (in which case yes) or with IM (we don't offer joint accoutns).
ISAs are for individuals (though you get a one off allowance increase equal to the balance of the spouse) and GIAs are also individual or company accounts (otherwise the tax would become very messy).
With pensions, if you have appointed a beneficiary this money will automatically go to them unsless there is something in your Will that conflicts with this.
Cheers
Eddited to add that I have now read down a few posts and will check with the office on this regarding a GIA so I can be 100% factual on the matter (this is not really my area)
Edited by JulianPH on Thursday 25th February 08:11
JulianPH said:
ISAs are for individuals (though you get a one off allowance increase equal to the balance of the spouse)
@Julian - re the one off uplift for the balance, how does one go about claiming this? Edited by JulianPH on Thursday 25th February 08:11
My Dad passed away in September and we transferred his ISA with Nutmeg under the ISA wrapper to my Mum, but her being able to shelter £20k more cash before April using his 2020/21 allowance (unsused) would be helpful.
Thanks, as always!
droopsnoot said:
SimonTheSailor said:
Didn't we come out of one of the PHR stocks a few days ago ?
Any cash coming our way ?
There was a note about WH Smiths, I haven't seen an email about it but presumably any time now.Any cash coming our way ?
SimonTheSailor said:
Didn't we come out of one of the PHR stocks a few days ago ?
Any cash coming our way ?
Yes, as people have said it was WH Smiths with just shy of am 85% return (84.87%) over 7 months.Any cash coming our way ?
We are just waitimg to receive the cash proceeds before sending out the email, but just get to hear about what we are doing in advance here!
spence1886 said:
@Julian - re the one off uplift for the balance, how does one go about claiming this?
My Dad passed away in September and we transferred his ISA with Nutmeg under the ISA wrapper to my Mum, but her being able to shelter £20k more cash before April using his 2020/21 allowance (unsused) would be helpful.
Thanks, as always!
Hi EdMy Dad passed away in September and we transferred his ISA with Nutmeg under the ISA wrapper to my Mum, but her being able to shelter £20k more cash before April using his 2020/21 allowance (unsused) would be helpful.
Thanks, as always!
I am really sorry to hear about your loss.
Please contact Nik at nik.burrows@intelligentmoney.com (or PM me) and we will walk you (or your Mum) through it straight away.
Nutmeg should be able to explain how to do it in minutes, but you often find if it is outside of the call centre script then you are left floating around.
We can find out what their processes are and let you/your Mum know.
Cheers
Julian
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