Your questions answered Vol 2 - IM Private Clients

[Phooey]

Apple and Amazon reporting over the next week or two.. so depending on results PHE could either regain some recent losses…. or as Julian would say




P
L
U
M
M
E
T

[superlightr]

Phooey said:

Apple and Amazon reporting over the next week or two.. so depending on results PHE could either regain some recent losses…. or as Julian would say




P
L
U
M
M
E
T

my daughter is propping up Apple (how much for an iphone and why wont xyz other phone do?!) and Im doing my best for Amazon......

[dingg]

bristolbaron said:

just did a quick calculation , I'm down 6 months of gains in 3 swift weeks :-0 (or 7.6% down over 3 weeks)

too much in phe as I considered that to be one of the safer options , looking likely I may be mistaken.

[pingu393]

The good news is that I won't have to worry about the CGT limit .

[duckson]

leef44 said:

mfmman said:

Tony Angelino said:

Morning squad.

I have a stocks and shares ISA with IM and my partner has a cash ISA with the building society. We currently pay in from our joint account a (relatively) reasonable amount into the IM and a smaller amount into the cash ISA on a monthly basis. We want to increase our investments a bit but aren't sure if we want to go more into IM or have a bit of diversity. Is it possible to open another account like Vanguard/Fundsmith or similar as an ISA or is this not possible due to what we have already?

We don't get near the annual £20k limit on either the IM or the building society.

I appreciate it's a bit cheeky asking on the IM thread but as a novice this is the place I go to as a start point for my information.

Thanks

Your partner could open and contribute to a S&S ISA with IM (or anyone else), and you could open and contribute to a cash ISA.

I may be wrong but I think you can only open one ISA in each tax year. If that is the case then you would need to wait until 6th April to open a new one if you have already set one up in this tax year.

His wife can open a S&S ISA and pay into it up to her £20k limit per tax year (ie £20k minus what she has paid into her cash isa this tax year assuming she is keeping the cash isa).

[jock mcsporran]

pingu393 said:

The good news is that I won't have to worry about the CGT limit .

I was just about to say the same.
I’ve got a small amount in BG funds and they’re down 30% recently so maybe time to buy a little more and keep my fingers crossed.

[SimonTheSailor]

Jasey_ said:

Got out of PHE at the end of November.

Why didn't you tell us ??

[JulianPH]

Hi all

I am sorry I have got far too behind on here. I hope Coops posted about the broadband blackout las Sunday in my area (whe whole of Nottinghamshire actually) and this week has been very, very busy again.I am taking either Monday or Tuesday off for a breather though and will go back and cover anything outstanding here then.

I trust that you all would far rather I was doing my job with our investments properly, rather than posting here every five minutes anyway!

Cheers

Julian

[pingu393]

JulianPH said:

Hi all

I am sorry I have got far too behind on here. I hope Coops posted about the broadband blackout las Sunday in my area (whe whole of Nottinghamshire actually) and this week has been very, very busy again.I am taking either Monday or Tuesday off for a breather though and will go back and cover anything outstanding here then.

I trust that you all would far rather I was doing my job with our investments properly, rather than posting here every five minutes anyway!

Cheers

Julian

Coincidentally the same time as the Tonga blackout .

Glad to see you back, hopefully fit and pulling on the appropriate levers

[2Btoo]

Good to see you back Julian.

How bleak do you think things are going to get with the markets, and PHE particularly?

[Gallons Per Mile]

I don't think it was a coincidence Netflix crashed at the same time Julian couldn't access Tinterweb. Since he's not watched anything all week, the share price should have pinged back and then some by next week as he catches up

[maccboy]

Burwood said:

Welcome

We certainly need another 'cat' on this board (private joke)

God, no.

[Gallons Per Mile]

maccboy said:

God, no.

Wait for it... Cat pics in 3, 2, 1...

[Simpo Two]

JulianPH said:

I trust that you all would far rather I was doing my job with our investments properly, rather than posting here every five minutes anyway!

Yes, get back to work and make them go up please

[Carbon Sasquatch]

anonymous said:

[redacted]

https://www.thisismoney.co.uk/money/markets/article-10432933/Unilever-bid-target-Glaxo-debacle.html

[samdale]

bristolbaron said:

Been in for a couple of years now, looking at the numbers below is much more comforting than the current short term performance of PHE

The current performance seems a bit of a first world problem.

[bmwmike]

Been in the PHE fund longer presumably - time in the market rather than timing the market etc etc - does PHE time / actively manage shares in its PHE fund?

[PM3]

bmwmike said:

Been in the PHE fund longer presumably - time in the market rather than timing the market etc etc - does PHE time / actively manage shares in its PHE fund?

from the PHE page

"Whilst working as a buy and hold strategy the portfolio has full active management and the holdings and respective weightings are continually monitored, reviewed and can be amended as and when any fundamental factors change.

PH Equity is rebalanced quarterly unless in the view of the managers it is more beneficial to rebalance in a shorter or longer timeframe."

[chip*]

samdale said:

Been in for a couple of years now, looking at the numbers below is much more comforting than the current short term performance of PHE

The current performance seems a bit of a first world problem.

Is that PHE growth number since inception of the fund (iirc, late 2019)?

[mikeiow]

chip* said:

samdale said:

Been in for a couple of years now, looking at the numbers below is much more comforting than the current short term performance of PHE

The current performance seems a bit of a first world problem.

Is that PHE growth number since inception of the fund (iirc, late 2019)?

Don't think so.
I jumped in fairly early on, & from 7th July '19, mine shows 21.68%