Enjoying Retirement
Discussion
alscar said:
Can’t compete with Twigs’ free tube travel but first eye test since turning 60 was free - result.
Add to that my one free prescription monthly and I feel like a real winner.
In savings news United Trust offering 4.45% on 1 year bond with higher rates for longer periods.
Come live in Scotland, all of that is feee to everyone Add to that my one free prescription monthly and I feel like a real winner.
In savings news United Trust offering 4.45% on 1 year bond with higher rates for longer periods.
I really enjoy this thread and seeing the simple pleasures as well as the bigger things that people are enjoying in retirement along with seeing my dad making the most of his and remembering that mum's was taken far too soon (at just 65) helps me with the motivation I need as a (relative!) youngster of just 39 to keep making those SIPP payments and targeting retirement at 55.
I am aware that I won't be able to access my pension that early so I'll have to make alternative funding arrangements for a period of time if I am to give up work at 55!
I am aware that I won't be able to access my pension that early so I'll have to make alternative funding arrangements for a period of time if I am to give up work at 55!
GT3Manthey said:
Nice one Jim and tks for the update.
Plan is similar to ourselves.
We have another estate agent over today to see where we’re at and maybe get listed but it’s not the best timing with all that’s going on in the housing market.
True, although hopefully anywhere you want to buy may have fallen too meaning that the net cost to change is about the same. Anyway good luck. Plan is similar to ourselves.
We have another estate agent over today to see where we’re at and maybe get listed but it’s not the best timing with all that’s going on in the housing market.
3rd day into it and I've done nothing! I don't feel this is a waste of time though, I've enjoyed the lounging around.
Off mountain biking today. No longer have to wait for the weekend. When working It always seemed to be sunny Mon to Fri then disappointingly wet sat and sun. Now I can just look out the window and head off.
Sleep has improved. No longer get up automatically at 6.30 and check emails for the days workload. The phone isn't even in the bedroom now overnight.
Off mountain biking today. No longer have to wait for the weekend. When working It always seemed to be sunny Mon to Fri then disappointingly wet sat and sun. Now I can just look out the window and head off.
Sleep has improved. No longer get up automatically at 6.30 and check emails for the days workload. The phone isn't even in the bedroom now overnight.
I agree; I've really got into the idea about doing things according to the weather rather than watching the sunshine all week and then having a wet weekend and not being able to do what I want outside. Lovely day out in the garden yesterday and I found another Ka load of rubbish, so quickly booked another tip slot and got rid of that, so my garage is clearer now than it's been for years and a lot more organised.
There will be a wet day soon enough when I'll go out and make a start tidying up some bits I previously welded last year on the RS. If we're not out enjoying the weather somewhere another day, then I've got some outside jobs I can get on with too. Got my solar installation being done end of next week, but I'll keep well out of that. No doubt I'll get into the App for controlling it all and become a solar nerd for a week or two until the novelty wears off.
There will be a wet day soon enough when I'll go out and make a start tidying up some bits I previously welded last year on the RS. If we're not out enjoying the weather somewhere another day, then I've got some outside jobs I can get on with too. Got my solar installation being done end of next week, but I'll keep well out of that. No doubt I'll get into the App for controlling it all and become a solar nerd for a week or two until the novelty wears off.
skeeterm5 said:
True, although hopefully anywhere you want to buy may have fallen too meaning that the net cost to change is about the same. Anyway good luck.
There is this yes. Seeing reductions where we are looking and virtually nothing selling so yes, the net difference is all that really matters.
See what happens this week again .
Very keen to get the ball rolling !
Had a nice bbq last night, the son and girlfriend are over, as is my dad and his wife. Finished around midnight.
Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
mart 63 said:
Had a nice bbq last night, the son and girlfriend are over, as is my dad and his wife. Finished around midnight.
Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
That’s the life. It’s the good weather that makes all the difference. Peeing it down where I am all today…..Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
mart 63 said:
Had a nice bbq last night, the son and girlfriend are over, as is my dad and his wife. Finished around midnight.
Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
Fantastic Mart. Just had bacon baps around the pool with son and his other half. They were saying what a great life we have here, we seem to forget that being here full time.
Off to the beach in a bit, then to a nice Spanish restaurant for lunch, €12 each for 3 courses and half a bottle of wine.
Happy retirement
Great that you are able to enjoy your retirement in the company of both sides of your generation.
m_cozzy said:
3rd day into it and I've done nothing! I don't feel this is a waste of time though, I've enjoyed the lounging around.
Off mountain biking today. No longer have to wait for the weekend. When working It always seemed to be sunny Mon to Fri then disappointingly wet sat and sun. Now I can just look out the window and head off.
Sleep has improved. No longer get up automatically at 6.30 and check emails for the days workload. The phone isn't even in the bedroom now overnight.
All sounds good and positive !Off mountain biking today. No longer have to wait for the weekend. When working It always seemed to be sunny Mon to Fri then disappointingly wet sat and sun. Now I can just look out the window and head off.
Sleep has improved. No longer get up automatically at 6.30 and check emails for the days workload. The phone isn't even in the bedroom now overnight.
I’m now at 15 months into Chapter 2 and still the feeling of being on holiday hasn’t diminished one iota.
Nice trip down to Goodwood for the MM test day most of it with the roof off on the Boxster. Saw some nice cars, caught up with some friends around the paddocks and not much traffic to worry about. Even stopped for tea and cake at Midhurst on the way back.
Helps with the motivation to sort out the camping kit over the next couple of days ahead of marshalling for the event - looking good from the now public timetable.
Helps with the motivation to sort out the camping kit over the next couple of days ahead of marshalling for the event - looking good from the now public timetable.
Ed Moses said:
Nice trip down to Goodwood for the MM test day most of it with the roof off on the Boxster. Saw some nice cars, caught up with some friends around the paddocks and not much traffic to worry about. Even stopped for tea and cake at Midhurst on the way back.
Helps with the motivation to sort out the camping kit over the next couple of days ahead of marshalling for the event - looking good from the now public timetable.
Ditto bar the camping bit. I skirted MIdhurst and went through Petworth but I was pleased with how easy the traffic was. Doubt it will be like that for the event. Helps with the motivation to sort out the camping kit over the next couple of days ahead of marshalling for the event - looking good from the now public timetable.
Jet washed the patio today. Will paint some fences tomorrow.
Most of my time has been spent dealing with my late father in laws estate, clearing his house etc.
His belated efforts to avoid Inheritance tax are now the stopping point in the whole probate process and his accountant is being a little swervy which is making me a little uneasy.
Most of my time has been spent dealing with my late father in laws estate, clearing his house etc.
His belated efforts to avoid Inheritance tax are now the stopping point in the whole probate process and his accountant is being a little swervy which is making me a little uneasy.
Really enjoyable thread that I have been lurking around for a while, so thanks to all those regular contributors.
Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
easytiger123 said:
Really enjoyable thread that I have been lurking around for a while, so thanks to all those regular contributors.
Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
Welcome Easytiger and thanks for your kind comments on the thread. Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
How about taking a back step from your business slowly work into retirement whilst not giving up work completely, If that’s an option ?
easytiger123 said:
Really enjoyable thread that I have been lurking around for a while, so thanks to all those regular contributors.
Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
Surely the key word is “enjoyment” not “retirement” … if you aren’t going to enjoy it and would be happier working then why not continue working?Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
I’ve not personally observed anyone for whom retirement has been unwelcome but I am fairly sure in most cases there are drivers either positive “I really want to do X” (and retirement gives the opportunity) or the negative “I really don’t like Y about work” and retiring gives the route out.
Read the posts of RDMcG (or similar name, can’t be sure I have remembered correctly) - I think for him work gives incredible stimulation and pleasure and so he has continued well into later life. It’s about finding what is right for you.
tertius said:
easytiger123 said:
Really enjoyable thread that I have been lurking around for a while, so thanks to all those regular contributors.
Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
Surely the key word is “enjoyment” not “retirement” … if you aren’t going to enjoy it and would be happier working then why not continue working?Here's my dilemma. Financially, I'm lucky enough to be in a position where I can retire and live how I want. I'm in my late 50's and have been working since I left school aged 18. Own my own business and have done for 20 years. My real worry is that I'll get bored fast of retirement. I don't have any hobbies really, hate DIY, and whilst I love travelling and my downtime I do worry it'll be too much of a good thing and I'll have no sense of purpose. So my question for you regulars is, is retirement actually that much fun after a while or are there any of you with regrets? Is there another side to the idyll that is generally portrayed on this thread?
Once I'm "out" it will be virtually impossible to go back into the world of business and work so I'm really finding it hard to make my mind up. Thanks!
I’ve not personally observed anyone for whom retirement has been unwelcome but I am fairly sure in most cases there are drivers either positive “I really want to do X” (and retirement gives the opportunity) or the negative “I really don’t like Y about work” and retiring gives the route out.
Read the posts of RDMcG (or similar name, can’t be sure I have remembered correctly) - I think for him work gives incredible stimulation and pleasure and so he has continued well into later life. It’s about finding what is right for you.
This is a sensible approach, it doesn't have to be a cliff edge. For many it's a way to make changes, one friend has made a successful transaction from teaching to forestry. As a wage slave it'd be a hard move.
One of my brothers took to it like a duck to water as did I, my other brother took a while.
If you're reading this thread you're at least curious.
Easytiger123 I think Tertius makes a good point about enjoyment and not necessarily retirement...We're all different and while I abhor the idea of going back to work now, I appreciate that guys like RDmcG seem to thrive on work. It seems that it's what gives many a sense of purpose and without it they feel a bit lost.
Not so much a regret, but I did find end of January wasn't a great time: Horrible weather and couldn't get on with much as I'd planned to start working on my music room, but couldn't get started as soon as I'd hoped. Once I was able to get on and I got busy again, right up to our trip away. I'm hoping that next year I'll make more use of the music room during those dark months, plus we're planning another big trip away to shorten the end of winter. Outside of that I have enough hobbies and interests to keep me busy, especially in the warmer months, that I don't feel any lack of purpose; just late January that I'll have to watch for.
While it might have been better to have carried on working while I waited for Probate to come through and my main DB pension to start, I was pretty fed up and stressed out. If I could have carried on in a different capacity, just as an engineer then that could have worked for them and me, but wasn't possible. I can only imagine how nice it must be to have a job that you really enjoy doing and thrive on.
A recent post reminded me of the link about the 7(?) stages of retirement, so I'll have to dig it out and have another read to see if I spot where I'm at now after nearly 11 months.
Enjoy your long bank holiday weekend those of you who are still working.
Not so much a regret, but I did find end of January wasn't a great time: Horrible weather and couldn't get on with much as I'd planned to start working on my music room, but couldn't get started as soon as I'd hoped. Once I was able to get on and I got busy again, right up to our trip away. I'm hoping that next year I'll make more use of the music room during those dark months, plus we're planning another big trip away to shorten the end of winter. Outside of that I have enough hobbies and interests to keep me busy, especially in the warmer months, that I don't feel any lack of purpose; just late January that I'll have to watch for.
While it might have been better to have carried on working while I waited for Probate to come through and my main DB pension to start, I was pretty fed up and stressed out. If I could have carried on in a different capacity, just as an engineer then that could have worked for them and me, but wasn't possible. I can only imagine how nice it must be to have a job that you really enjoy doing and thrive on.
A recent post reminded me of the link about the 7(?) stages of retirement, so I'll have to dig it out and have another read to see if I spot where I'm at now after nearly 11 months.
Enjoy your long bank holiday weekend those of you who are still working.
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