Chase Bank - Anyone here have an account?

[vulture1]

They are a bit more on the ball with the raises now but notice rates up .25 a d it's a .20 raise. Still it all helps

[Blue Mk8 Golf R]

They are now much faster in changing the rate it all makes a difference

[RoadToad84]

Blue Mk8 Golf R said:

They are now much faster in changing the rate it all makes a difference

Coventry are offering a 4.35% ISA, so I'm chucking the bulk of my savings there and keeping the remainder in Chase for instant access.

[sniff diesel]

3.8% now

Don’t think there’s any better paying instant access savings?

[coxy0072004]

sniff diesel said:

3.8% now

Don’t think there’s any better paying instant access savings?

Chip is 4% and there's a couple at 4.1 now.

[LordGrover]

sniff diesel said:

3.8% now

Don’t think there’s any better paying instant access savings?

When you say now, my app says 3 July.

[KTF]

Kroo is going to 4.1 on July 1.

[The Gauge]

Can a Chase account be added to Apple Pay?
I've just tried adding my Halifax Clarity card to Apple Pay but it wouldn't work.

[Silverage]

The Gauge said:

Can a Chase account be added to Apple Pay?
I've just tried adding my Halifax Clarity card to Apple Pay but it wouldn't work.

I don’t myself but my partner definitely does.

[malks222]

The Gauge said:

Can a Chase account be added to Apple Pay?
I've just tried adding my Halifax Clarity card to Apple Pay but it wouldn't work.

yep adds to apple pay no problem. I think i had it added to apple pay before the physical card arrived, as the card doesn’t have any numbers or anything on it, you need to take the ‘card number’ expiry etc…. from the app anyway

[paulw123]

The Gauge said:

Can a Chase account be added to Apple Pay?
I've just tried adding my Halifax Clarity card to Apple Pay but it wouldn't work.

Yep, use Apple Pay with mine. With the new rate plus cashback it’s easily the best day to day current account

[madbadger]

5% on the round up well laggy now though. Should be 8 - 10 based on when it was 5 against about 2 on savings.

[EdmondDantes]

Chase savers interest rate 3.8 from the 3rd of July.

I just got an offer of the 1% cash back again if I pay in £500 per calendar month, not bad seems like they are trying to retain customers.

[paulw123]

madbadger said:

5% on the round up well laggy now though. Should be 8 - 10 based on when it was 5 against about 2 on savings.

In fairness to chase there are giving a lot away, their 1% cashback alone is worth £15 a month. Plus round up, plus 3.8 on savings.

[Somebody]

Is 5%pa on round up worth having? Interested to know how much people have earned on it.

[madbadger]

Somebody said:

Is 5%pa on round up worth having? Interested to know how much people have earned on it.

I've just had mine a year and had £99.03 transferred to my saving account. So that will have earnt about £2.50. I suppose I could have put £2 a week into the savings account and it would have earnt about £1.50 with the rising rate from 2.2 up to 3.8% now.

Lots of things cost £x.00 so no good. You can game it a bit by putting x.01p of petrol in the car but generally most purchases don't add much.

On the other hand it was a bonus £99 I didn't really notice saving. Horses for courses really.

[funinhounslow]

Yeah agreed you don’t earn much on the round up interest but at the end of the 12 months it’s added up to a nice sum. I was about £100 as well so a couple of quid interest.

It’s sort of the digital equivalent of sticking your coppers in a jar all year to pay for a night out at Xmas…

[The Gauge]

Looking to open a Chase account...

So if I transfer £500 into the account each month I will earn 1% cash back on the following months purchases, and if I want to I can immediately transfer that £500 back out of the account and still get the 1% cash back?

Edited by The Gauge on Monday 26th June 19:28

[2 sMoKiN bArReLs]

The Gauge said:

Looking to open a Chase account...

So if I transfer £500 into the account each month I will earn 1% cash back on the following months purchases, and if I want to I can immediately transfer that £500 back out of the account and still get the 1% cash back?

Edited by The Gauge on Monday 26th June 19:28

Not if you've spent it.

[RoadToad84]

The Gauge said:

Looking to open a Chase account...

So if I transfer £500 into the account each month I will earn 1% cash back on the following months purchases, and if I want to I can immediately transfer that £500 back out of the account and still get the 1% cash back?

Edited by The Gauge on Monday 26th June 19:28

In the first year, there's no requirement to transfer in, and no limit on cashback. At least there wasn't when I opened my account.

After the first anniversary is when the requirement kicks in for me