Non % Based Financial Advice? for Pensions. Tax.

[Bushi]

Fairly new to not doing everything myself and I am now looking for a finacial advisor.

I might be wrong but the % based charging seems to end up up with some pretty extreme charges and some want me to hand over the money for them to invest for me...no thanks.

I understand and am maxing isas etc... but would like some help on how much to put in pension each year over and above work based, how to maximise tax efficancy on savings ect...

Happy to pay a good solid hourly rate but all I have seen end up with charges in the 1000s unless I am missing something and there is some super secret offshoring tax hiding oppertunities it seems way too much and I cant see the difference in the advice i am after if I am investing £300k or £1m

[bogie]

Have a look at the sticky at the top of this finance section there are 4 topics sponsored by Intelligent Money....but it is not not limited to Intelligent Money customers. The community on there are quite knowledgeable on all the basics, like how to make the most of various tax allowances.

[Wololo]

If you just want to be tax efficient, perhaps a tax advisor would be more your thing.

You can ask them to do a one off review, run some scenarios and tell you how to manage your tax affairs. But they won't charge you for managing investments as that's not what they do...