Premium Bonds - Not a bean for months now!!!!

[KTF]

i4got said:

Agreed.

Mine on £50k
2017 £525
2018 £625
2019 £900

Wife on £50k
2017 £425
2018 £500
2019 £450

And for this one:

Mine on £50k
2017 £525 - 1.05%
2018 £625 - 1.25%
2019 £900 - 1.80%

Wife on £50k
2017 £425 - 0.85%
2018 £500 - 1.00%
2019 £450 - 0.90%

[p_k_n]

Nothing on £50k for the first time since August. Made 1.2% over the past year.

[nammynake]

Zero on £38k

[Elderly]

My wife and I held roughly equal numbers of bonds,
yet my long term return has been about 50% higher than hers.

It's a bit of a 'Lottery' .

[sh1ggsy]

KTF said:

If I have crunched the numbers correctly, in percentage terms that works out at:

2019: 0.95%
2018: 1.65%
2017: 1.10%
2016: 1.05%

Not a great return really.

My best year was 8.17%...but that was on just over £7k, big percentage of a small amount unfortunately

I'm 1.33% overall, not great but hey ho.

4 x £25 this month on £50k, 1.8% for this year.

[Sochaux]

£25 on £22,000.

[HoHoHo]

£100k total and £50 this month.

[Smollet]

sh1ggsy said:

4 x £25 this month on £50k, 1.8% for this year.

Ditto. My best return in ages and still well ahead of the lottery which I gave up when the minimum stake went up.

[227bhp]

4 x £25 here too, again.
I think we'll be house hunting this year hence why it's in PBs, might need to call on it quickly to secure a deal. After that's done and if I have any left it'll be invested in something locked in long term to make more of it to retire on.

[The Mad Monk]

Smollet said:

Ditto. My best return in ages and still well ahead of the lottery which I gave up when the minimum stake went up.

I gave up the National lottery a long time ago, when I found out some of the people to whom they were giving money.

[number2]

Shortly to disinvest my bonds so thought I'd measure the annualised return: turns out to be 2.02% p.a. which isn't too bad considering.

First investment made in Feb 2017 so over a period of 2 years.

[Ridealong]

Only £25, a total of £400 from March 2019 to Feb 2020.

[Prolex-UK]

Correction... Mrs prolex got £50 this month notified yesterday

[GregK2]

Number of prizes cut from May.
https://www.thisismoney.co.uk/money/saving/article...

Edited by GregK2 on Monday 17th February 16:15

[The Mad Monk]

Prolex-UK said:

Correction... Mrs prolex got £50 this month notified yesterday

Why isn't she Mrs -UK?

[Prolex-UK]

The Mad Monk said:

Prolex-UK said:

Correction... Mrs prolex got £50 this month notified yesterday

Why isn't she Mrs -UK?

I am lazy....

[CorradoTDI]

The Mad Monk said:

Why isn't she Mrs -UK?

Too ugly?

[webstercivet]

GregK2 said:

Number of prizes cut from May.
https://www.thisismoney.co.uk/money/saving/article...

Here is NS&I's press release:
https://nsandi-corporate.com/news-research/news/ns...

Prize pot falling from 1.4% to 1.3%.

[NickCQ]

webstercivet said:

Prize pot falling from 1.4% to 1.3%.

Annoying, but still worth using the £50k allowance given the tax advantages vs Marcus

[Blatter]

webstercivet said:

Prize pot falling from 1.4% to 1.3%.

I wish I could average 1.3% on my Premium Bonds