Premium Bonds - Not a bean for months now!!!!
Discussion
Jonny_ said:
Took me about 10 minutes of faffing about to get logged in to NS&I. Total of £200 on £50k for March, decent enough!
Nice. For info, you can use the prize checker without logging in if you know your holder's number First year we won £950 on £100k holding. Just under the 1%.
2nd year is going like this …
April … £100
May ….£25
June …£125
July ….£125
Aug ….£75
Sept …£75
Oct ….£275
Nov … £325
Dec … £75 …. Poor month
Jan ….£25 ….. Poor month
Feb …£200
Mar …£325
Better month this month but £40k will be getting withdrawn this month to go into two cash Isas, then a further £40k in April for another two cash Isas.
Edited to add…. I wonder if I can leave the full amount in for next month’s draw then withdraw £40k to put into Isas before the 6th , hmmm ….
2nd year is going like this …
April … £100
May ….£25
June …£125
July ….£125
Aug ….£75
Sept …£75
Oct ….£275
Nov … £325
Dec … £75 …. Poor month
Jan ….£25 ….. Poor month
Feb …£200
Mar …£325
Better month this month but £40k will be getting withdrawn this month to go into two cash Isas, then a further £40k in April for another two cash Isas.
Edited to add…. I wonder if I can leave the full amount in for next month’s draw then withdraw £40k to put into Isas before the 6th , hmmm ….
Edited by Waitforme on Friday 3rd March 08:27
I would think you could except that April 1st is a Saturday so you might run into trouble with banking delays
Also the Prize checker says next results on 4th April so does that mean the draw is not completed until Monday if the first is on a weekend
Also the Prize checker says next results on 4th April so does that mean the draw is not completed until Monday if the first is on a weekend
Edited by LastPoster on Friday 3rd March 08:37
Appreciate everyone's situation is different, but I only put in 25£ a month. I think of it as buying a lottery ticket that I can get back should I need it.
My emergency fund is currently with Marcus, where I put around 10% of my next salary in a month.
If I hadn't maxed out my S&S ISA and pension contributions, the last place I'd put my money is premium bonds.
My emergency fund is currently with Marcus, where I put around 10% of my next salary in a month.
If I hadn't maxed out my S&S ISA and pension contributions, the last place I'd put my money is premium bonds.
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