Is anyone moving now?

[bennno]

LetsTryAgain said:

Definitely agree. Anything that means neighbours have any say at all in your property is asking for trouble.
May never be an issue, but once it is you'll wish you never bought it.

100% Agreed.

[a311]

We're about to start the whole process.

Just about paid our current house off. No intention of selling, we were looking at potentially extending. A fairly unique property for the area caught our eye. Means starting from scratch in terms of mortgage.

We've been in our current house nearly 14 years so have long forgotten how painful home buying can be. Given values we'll be in a potentially long chain too.....

[AJB88]

Flooble said:

Oh so less a survey and more a valuation report? That makes sense. I guess a 2009-vintage house hopefully has little wrong with it yet that might require an actual "survey survey". Mind you, having said that ...

Sounds like it, Barclays said they were happy anyway. The house next door is up for sale currently as well for 10k less, but it doesn't have the 5 car drive and massive garden that the one we have gone for does.

[ooid]

bennno said:

LetsTryAgain said:

Definitely agree. Anything that means neighbours have any say at all in your property is asking for trouble.
May never be an issue, but once it is you'll wish you never bought it.

100% Agreed.

Ages ago, I spent a good sum of money to run a full structural survey for a terrace house that I was buying. It was a brilliant report, showed everything, and even though most of it was not a deal breaker, I managed to chop 30k off from the asking price. However, what I did not look at properly, in the TA forms, the "ownership of the fences" and it was something I overlooked, and regretted big time later on. The ownership was "unknown" and loads of issues with the neighbouring property due to shared fences, unbelievable crap. Since than, I only look at the land, access, and view rights, do not really make a big deal about the condition of the property anymore. Most buildings are old in this country, and it can somehow be sorted but issues in relation to land and ownership are nothing but a nightmare for the long term life.

As French says where there is land, there is war!

[AlmostUseful]

a311 said:

We've been in our current house nearly 14 years so have long forgotten how painful home buying can be..

You’ll soon remember, my friend!

[a311]

AlmostUseful said:

a311 said:

We've been in our current house nearly 14 years so have long forgotten how painful home buying can be..

You’ll soon remember, my friend!

I'm sure I will. We're not hugely motivated to sell tbh. Sure if someone comes along with a good offer we'll move. Getting another couple of valuations this week, the initial seemed high to us but we've been here a while so not sure in the local market. I've been stressing that we don't want an over inflated asking, as we don't want to muck about showing 10s of veiwers for months on end splitting hairs over a few grand.

Best intentions and all that. I'm sure will backfire....

[Pistonsquirter]

I competed 26th Jan with no problems.

In case anybody is wondering;

Yes the bank (Nationwide) did send an actual surveyor which was a surprise and a disappointment.
Bank stipulated a structural & damp survey, that guy also attended with no qualms.
Searches only took 4 weeks (Dorset).
Literally none of the potential Covid fears or catastrophic delays actually occurred..
It's actually an ideal time for a bit of DIY renovation imho what with all this no pubs business.
I've started a build thread if anyone's interested.

[Flooble]

Congrats! Good to hear a positive story amidst all the misery

[LetsTryAgain]

anonymous said:

[redacted]

Still cost you less than if you'd have gone halves on the original quote.
With any luck, they'll stop talking to you as well.

Every cloud...


I had a nice detached bungalow in N Yorks in another life and needed a full perimeter fence.
Planned to do 4 foot down the sides but the right hand side neighbour said she'd prefer 6 foot and would pay the difference.

Never got a penny.

[Flooble]

I once replaced a fence that wasn't my responsibility at all. The neighbour who it belonged to had left it to fall down and then proceeded to use my garden as well for playing football with his mates.

I replaced the original 3 foot fence with a 6 foot one and the posts were 9" wide with extra bracing on my side. That fence will probably still be standing after the houses have fallen down.

Annoying, but not worth the hassle of trying to get any money out of him.

The neighbour on the other side was unable to open a car door without simply flinging it open and letting my car catch it.

Boy did I hate that house.

[Lozw86]

We’ve been waiting a week for our buyers lender to indicate how long it will take them to provide funds so we can agree exchange and completion dates. I think that’s all we’re waiting on now.. no idea why we’re still waiting, I thought this would be a standard period for each lender

[Pistonsquirter]

Flooble said:

Congrats! Good to hear a positive story amidst all the misery

Thanks! Teaching myself how to brick, wood, pipe and electric now

[AlmostUseful]

Pistonsquirter said:

Flooble said:

Congrats! Good to hear a positive story amidst all the misery

Thanks! Teaching myself how to brick, wood, pipe and electric now

Just a little word of advice, don’t mix up the pipe and the electric, that’s a bad move but we’ve got plenty of qualified people in this part of the forum that can help.

[The ArtfulBodger]

So here is a shortened version of our sale and onward purchase to date.

5 weeks from going to market to offer accepted on December 7th.

Couple of weeks lost over the Christmas Holidays, Surveys and valuation carried out on our house and our onward purchase 8th January.

Searches back on our onward purchase by the end of January.

All enquiries wrapped up on our sale and onward purchase by the end of February. Our vendor is buying the top of the chain - empty bungalow in a nearby village and are also buttoned up and ready to go.

Current hold up is a query from the buyers of the first house in the chain - our buyers sale, his buyers solicitors have asked that the S106 agreements have been satisfied, this means the enquiry is now in the hands of our local council - feedback from the EA is there is no indication of timescales nor any sense of urgency on the council’s part to answer the query. I guess WFH means there’s plenty of Bargain Hunt and Homes under the Hammer to watch before anything trifling like answer a query that has the potential to derail four families hopes!

Fingers crossed it’s wrapped up soon, we hit lucky with the extension of the SDLT break, bar for utter disaster we should be done well before then, EA has said that 26th of this month may be doable if the Council pull their finger out but don’t hold him to it!

On the school run today I bumped into our vendors daughter, turns out her mum and dad are all packed and waiting for the green light, I’m hoping they haven’t counted their chickens before they have hatched - while we have slowly been going at our place I’ve held off totally boxing everything up as the fat lady hasn’t really been warming up let alone started singing! I’ll be a lot happier once we exchange and completion is in sight.

[Turn7]

Turn7 said:

.......And......

It now transpires our "cash" buyer isnt quite that, they just wont need a mortgage...once their sale completes....

And our Vendor, who was buying an "empty" property now cant complete until theyve moved out.....

Lies, lies and more damned lies.....

Allegedly, maybe, possibly, who bloody knows, exchanging next week if the chain agrees on dates.

Its just such a clusterfk this process, it really is.

Expected to have exchanged last week, by midweek.....

Friday night comes round, we are just wating for the top of the chain to agree the date and we'd all exchange....

Turns out today, theres now ANOTHER vendor involved in the top of the chain and they arent quite ready for exchange and expect all of us below to agree the 26th not the 19th we ahve agreed to.....

I swear, this will get someone murdered if it doesnt end soon.

[The ArtfulBodger]

Turn7 said:

Expected to have exchanged last week, by midweek.....

Friday night comes round, we are just wating for the top of the chain to agree the date and we'd all exchange....

Turns out today, theres now ANOTHER vendor involved in the top of the chain and they arent quite ready for exchange and expect all of us below to agree the 26th not the 19th we ahve agreed to.....

I swear, this will get someone murdered if it doesnt end soon.

That’s pretty crap to pull a joker like that out at this late stage.

It amazes me what a pigs ear people that have done well enough to own property make of selling it on - a lot of crap gets flung at the EA/Legal teams but if the people selling what is likely the most valuable asset they own can’t play with a straight bat then there’s no bloody hope!

I often wonder what people get out of behaving like that? I have taken the approach that within reason the sale should be as transparent as possible, all this keeping secrets along with the chest beating threats of pulling out at the last moment for some daft and spurious reason, it absolutely should not be allowed- playing silly games will only win silly prizes, the ultimate of which could be the collapse of a chain and waste of many people’s time and money.

As said many times on this thread, it’s situations like yours that show the system to have some fundamental flaws - flaws that ought to be easy to eradicate.

[Biggus thingus]

After being on the market for about 5 bleak months, all change!

In the space of 6 days(touch wood) viewing on wednesday last week. Couple put offer in that afternoon.

Knocked offer back and they came straight back with what we wanted

Viewed property on friday, another viewing on sunday

Offer put in monday morning, tweak price, offer accepted monday afternoon

Nationwide approval to port mortgage monday morning

Happy days

Now the crappy legal bit. Hoping to get all done before end of stamp duty holiday

[The ArtfulBodger]

Biggus thingus said:

After being on the market for about 5 bleak months, all change!

In the space of 6 days(touch wood) viewing on wednesday last week. Couple put offer in that afternoon.

Knocked offer back and they came straight back with what we wanted

Viewed property on friday, another viewing on sunday

Offer put in monday morning, tweak price, offer accepted monday afternoon

Nationwide approval to port mortgage monday morning

Happy days

Now the crappy legal bit. Hoping to get all done before end of stamp duty holiday

Well done! Hope all goes smoothly for you, if you aim to complete before June 30th you are likely going to have to tread a fine line between being an active participant and a bloody nuisance in the conveyancing process! An art in itself as ultimately you need a good relationship with the EA, your solicitor/conveyancer and potentially your buyer and vendor (although that’s a whole other can of worms!)

We had a couple of issues that if left to the EA/Legal teams could potential have lead to lengthy delays - stepping in and getting involved yourself (where possible) can save untold amounts of time and agro.

Good luck!

Edited by The ArtfulBodger on Tuesday 9th March 09:34

[parakitaMol.]

Biggus thingus said:

After being on the market for about 5 bleak months, all change!

In the space of 6 days(touch wood) viewing on wednesday last week. Couple put offer in that afternoon.

Knocked offer back and they came straight back with what we wanted

Viewed property on friday, another viewing on sunday

Offer put in monday morning, tweak price, offer accepted monday afternoon

Nationwide approval to port mortgage monday morning

Happy days

Now the crappy legal bit. Hoping to get all done before end of stamp duty holiday

Ahhh congrats to you! that's ace

We were on for 6 months but all of a sudden it just fell into place as well.

Hope it all falls into place for you

[Shnozz]

Biggus thingus said:

After being on the market for about 5 bleak months, all change!

In the space of 6 days(touch wood) viewing on wednesday last week. Couple put offer in that afternoon.

Knocked offer back and they came straight back with what we wanted

Viewed property on friday, another viewing on sunday

Offer put in monday morning, tweak price, offer accepted monday afternoon

Nationwide approval to port mortgage monday morning

Happy days

Now the crappy legal bit. Hoping to get all done before end of stamp duty holiday

Great news, especially after your (understandably) annoyance at the couple who knocked the door to say thanks but no thanks area wise before stepping over the threshold! Not what you want to hear when trying to sell so pleased someone else has come in and offered.

I am on the hunt not a million miles from you and next to nothing is coming to the market right now it seems.