Misha The Black Lab's Last Weeks - A Little Help

Misha The Black Lab's Last Weeks - A Little Help

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lost in espace

Original Poster:

6,164 posts

207 months

Saturday 6th April
quotequote all
Sway said:
It's not the loss of Misha, it's the way you've handled it that's got me choked up.

Really not sure I'm strong enough to do the same if needed...
I just decided to tackle it head on, was there right to the end with her. You will find the strength because you have to for Merlin one day, I asked the vet if it was the right time and she said I would know best as will you Sway.

moorx

3,516 posts

114 months

Sunday 7th April
quotequote all
Sway said:
All the best OP - I'm sat here in floods of tears for the way you've handled this so well.

Merlin got diagnosed with a shoulder soft tissue tumour last week. Checked insurance, and due to his age/policy he's not even got enough coverage for the CT scans the referal vets want to do. I took settlement from last job at the end of the year, and whilst I enjoyed some time off for the first time (and so did Merlin!) - getting the next gig is proving harder than usual. So no cash in the kitty.

Just waiting for our vet to let us know what other options there are, and what the prognosis is.

Meanwhile, he's better than he's been in ages thanks to some new anti-inflammatories - and it's breaking me inside.

All the best.

Thinking of you. I have no idea what the qualifying criteria are, but might be worth checking whether you can get any subsidised treatment via PDSA if you're out of work?

QBee

20,985 posts

144 months

Sunday 7th April
quotequote all
We've just been there with horse insurance - an arm and a leg year in year out, and then when you need it the horse is too old.
We lost our lovely mare last year - if we had tried to save her from the sudden colic she suffered, the bill would have been 6 grand with no certainty of a positive result.

So with our recent cross breed dog acquisition, we have taken advice from a random stranger we met in the park, and have not bothered with insurance.

Instead, on the basis that the kind of dogs we have had for the last 20 years only need serious vetting in the last couple of years of their lives, I simply set up a monthly standing order for £75 a month from our joint current account to a deposit account under the sole administration of Attilla the Hen.

It is there as an emergency fund only, regular vetting is paid as we go along.
His third birthday is a week on Monday, we got him last June, and there will be £7,000 (plus inflationary increases) in there for eventualities by the time he is 10 years old.

And the bd insurance companies can't say "sorry, too old" if we ever need serious medical intervention.

garythesign

2,094 posts

88 months

Monday 8th April
quotequote all
Sway said:
All the best OP - I'm sat here in floods of tears for the way you've handled this so well.

Merlin got diagnosed with a shoulder soft tissue tumour last week. Checked insurance, and due to his age/policy he's not even got enough coverage for the CT scans the referal vets want to do. I took settlement from last job at the end of the year, and whilst I enjoyed some time off for the first time (and so did Merlin!) - getting the next gig is proving harder than usual. So no cash in the kitty.

Just waiting for our vet to let us know what other options there are, and what the prognosis is.

Meanwhile, he's better than he's been in ages thanks to some new anti-inflammatories - and it's breaking me inside.

All the best.

Good luck with Merlin

QBee

20,985 posts

144 months

Monday 8th April
quotequote all
QBee said:
We've just been there with horse insurance - an arm and a leg year in year out, and then when you need it the horse is too old.
We lost our lovely mare last year - if we had tried to save her from the sudden colic she suffered, the bill would have been 6 grand with no certainty of a positive result.

So with our recent cross breed dog acquisition, we have taken advice from a random stranger we met in the park, and have not bothered with insurance.

Instead, on the basis that the kind of dogs we have had for the last 20 years only need serious vetting in the last couple of years of their lives, I simply set up a monthly standing order for £75 a month from our joint current account to a deposit account under the sole administration of Attilla the Hen.

It is there as an emergency fund only, regular vetting is paid as we go along.
His third birthday is a week on Monday, we got him last June, and there will be £7,000 (plus inflationary increases) in there for eventualities by the time he is 10 years old.

And the bd insurance companies can't say "sorry, too old" if we ever need serious medical intervention.
PS, £75 a month is not random, it's the quote we had from Petplan.

Thevet

1,789 posts

233 months

Monday 8th April
quotequote all
QBee said:
QBee said:
We've just been there with horse insurance - an arm and a leg year in year out, and then when you need it the horse is too old.
We lost our lovely mare last year - if we had tried to save her from the sudden colic she suffered, the bill would have been 6 grand with no certainty of a positive result.

So with our recent cross breed dog acquisition, we have taken advice from a random stranger we met in the park, and have not bothered with insurance.

Instead, on the basis that the kind of dogs we have had for the last 20 years only need serious vetting in the last couple of years of their lives, I simply set up a monthly standing order for £75 a month from our joint current account to a deposit account under the sole administration of Attilla the Hen.

It is there as an emergency fund only, regular vetting is paid as we go along.
His third birthday is a week on Monday, we got him last June, and there will be £7,000 (plus inflationary increases) in there for eventualities by the time he is 10 years old.

And the bd insurance companies can't say "sorry, too old" if we ever need serious medical intervention.
PS, £75 a month is not random, it's the quote we had from Petplan.
Lots cheaper than I got quoted 10 years ago for my rottie, £95 pcm even though they didn't know I'd do all the small bits myself. I still miss him

moorx

3,516 posts

114 months

Monday 8th April
quotequote all
Thevet said:
QBee said:
QBee said:
We've just been there with horse insurance - an arm and a leg year in year out, and then when you need it the horse is too old.
We lost our lovely mare last year - if we had tried to save her from the sudden colic she suffered, the bill would have been 6 grand with no certainty of a positive result.

So with our recent cross breed dog acquisition, we have taken advice from a random stranger we met in the park, and have not bothered with insurance.

Instead, on the basis that the kind of dogs we have had for the last 20 years only need serious vetting in the last couple of years of their lives, I simply set up a monthly standing order for £75 a month from our joint current account to a deposit account under the sole administration of Attilla the Hen.

It is there as an emergency fund only, regular vetting is paid as we go along.
His third birthday is a week on Monday, we got him last June, and there will be £7,000 (plus inflationary increases) in there for eventualities by the time he is 10 years old.

And the bd insurance companies can't say "sorry, too old" if we ever need serious medical intervention.
PS, £75 a month is not random, it's the quote we had from Petplan.
Lots cheaper than I got quoted 10 years ago for my rottie, £95 pcm even though they didn't know I'd do all the small bits myself. I still miss him
We're going OT (apols OP) but to put the other side, we only pay £35 per month with Petplan for our lurcher. We have two other dogs who aren't insured, but the two previous to that (whippets) were both insured. Lucky they were, because they both developed chronic conditions which required expensive treatment and which was covered in the main (excluding excess, etc). With the pills for one of the conditions costing more than £100 per month - more than our monthly payment - and the reassurance that any other illnesses or injuries would be covered, we came out on top overall.

As with all insurance, you hope you won't need it but are grateful if you do. I can't fault Petplan's customer service either.