Tight people and the things they do to save money
Discussion
Loudy McFatass said:
The same chap would also only go for a no.2 at work to save on toilet paper at home.
I find it rather satisfying being paid to take a s
t !!! anyway to those that have talked about "living within your means"
As Oscar Wilde said "Those who live within their means clearly have no imagination!"
Nickbrapp said:
What's the point in scrimping all though life foregoing doing anything you want to do to save for
Retirement, then retiring and being too old to do anything you wanted to do?!
These are my thoughts, living like a monk so you will have money in the future rather than now seems a bit of a strange way to live. At what point do you say fRetirement, then retiring and being too old to do anything you wanted to do?!
k it, I'm going to start enjoying my life.It may be a cliche but you could get hit by a bus tomorrow.
The last bloke I worked with was so tight he didn't leave the number lock on his keyboard on, as he thought the little green light would waste electricity.
He was tight like that in EVERY aspect of his life. Then wondered why his wife and kids don't want anything to do with him.
He will die rich.
He was tight like that in EVERY aspect of his life. Then wondered why his wife and kids don't want anything to do with him.
He will die rich.
Nickbrapp said:
What's the point in scrimping all though life foregoing doing anything you want to do to save for
Retirement, then retiring and being too old to do anything you wanted to do?!
I think the trick is to find a balance between enjoying life while you can, and saving enough so that when you retire you don't have to sell the house as you can't afford to keep it, and live in a rented bedsit that stinks of your own piss.Retirement, then retiring and being too old to do anything you wanted to do?!
redtwin said:
Whenever I remove cable/zip ties from packaged toys etc I always cut them so they can be reused again.
I do that 
You can never have too many cable ties. It's really frustrating though when you cut the wrong bit and the reclaimed cable tie is useless.
Tight people I know....
- replace a single wiper rubber (never the blade. The rubber. And spend ages on the buying decision)
- has tried to only have fitted single brake discs and pads. Same for shock absorbers.
- won't maintain property so that eventually it ends up almost falling down and costs more to rectify, with the added disadvantage of having to have lived in a falling down property.
- trying to buy remoulds for a high-end, powerful BMW (with the typical "well we don't drive fast" logic of the budget tyre buyer).
- taking a two year old car in to the dealers, being traded in for a new one, to collect the new car. Stereo removed, all speakers from door and parcel shelf removed, road tax pocketed. Dealer went mental. This guy regularly f
ks dealers over. I believe a major BMW dealer in Leeds don't like him very much (got 3 new cars for the price of one due to a diff whine on each only he could hear for example).- same person - getting a car the same as his GFs company car and swapping wheels and spare over
MarshPhantom said:
Nickbrapp said:
What's the point in scrimping all though life foregoing doing anything you want to do to save for
Retirement, then retiring and being too old to do anything you wanted to do?!
These are my thoughts, living like a monk so you will have money in the future rather than now seems a bit of a strange way to live. At what point do you say fRetirement, then retiring and being too old to do anything you wanted to do?!
k it, I'm going to start enjoying my life.It may be a cliche but you could get hit by a bus tomorrow.
I have spent about seven quid on lunches at work this week, bit of forward planning, can spend that in a day if I dont take anything, fresh soup warmed up in the micowave usually, so tonight I can spend £40/50 on an Indian takeaway for all of us, or not bother and make something, just had an omlette and two rounds of toast as I was hungry, total cost, about 70p I reckon, including a cup of coffee, and it was really nice.
I spent £100 on a meal for myself and the wife for our anniversary.
We are saving to take all five of us to the US so need cash for that, last time, three years ago it cost 12 grand so need to make economies elsewhere as the main problem I have with money as a concpet is you can only spend it once.
I just like to get value, a Starbucks coffee at £2.50 is nice occasionally but if it is every day, for people on normal earnings, with outgoings, its a waste, it is some roast beans, hot water and a paper cup, the markup is huge.
I went for a pint last night £3.50, enjoyed it, just had one, a chat with the blokes in the pub, an enjoyable half hour, well worth the money but every day, nah, mugs game, some of them go in every night and sink six pints, thats over £100 a week on beer.
Dog Star said:
- taking a two year old car in to the dealers, being traded in for a new one, to collect the new car. Stereo removed, all speakers from door and parcel shelf removed, road tax pocketed. Dealer went mental. This guy regularly fks dealers over. I believe a major BMW dealer in Leeds don't like him very much (got 3 new cars for the price of one due to a diff whine on each only he could hear for example).
- same person - getting a car the same as his GFs company car and swapping wheels and spare over
So, money saving by theft? ks dealers over. I believe a major BMW dealer in Leeds don't like him very much (got 3 new cars for the price of one due to a diff whine on each only he could hear for example).- same person - getting a car the same as his GFs company car and swapping wheels and spare over
J4CKO said:
I dont live like a monk, I just like to know where my money is going, guy at work had £150 going out in direct debits for stuff he didnt need or had forgotten, for years, moaned but didnt do anything about it, game subscriptions, gym, mobile phone insurance on handsets replaced several time since etc.
I have spent about seven quid on lunches at work this week, bit of forward planning, can spend that in a day if I dont take anything, fresh soup warmed up in the micowave usually, so tonight I can spend £40/50 on an Indian takeaway for all of us, or not bother and make something, just had an omlette and two rounds of toast as I was hungry, total cost, about 70p I reckon, including a cup of coffee, and it was really nice.
I spent £100 on a meal for myself and the wife for our anniversary.
We are saving to take all five of us to the US so need cash for that, last time, three years ago it cost 12 grand so need to make economies elsewhere as the main problem I have with money as a concpet is you can only spend it once.
I just like to get value, a Starbucks coffee at £2.50 is nice occasionally but if it is every day, for people on normal earnings, with outgoings, its a waste, it is some roast beans, hot water and a paper cup, the markup is huge.
I went for a pint last night £3.50, enjoyed it, just had one, a chat with the blokes in the pub, an enjoyable half hour, well worth the money but every day, nah, mugs game, some of them go in every night and sink six pints, thats over £100 a week on beer.
I agree with this. I used to buy coffee each day, sometimes more than once. This year I've just made my own at work. Put the money in savings instead and already have £100 from just by not buying coffee daily. Still have the odd flat white as a "treat" though. I have spent about seven quid on lunches at work this week, bit of forward planning, can spend that in a day if I dont take anything, fresh soup warmed up in the micowave usually, so tonight I can spend £40/50 on an Indian takeaway for all of us, or not bother and make something, just had an omlette and two rounds of toast as I was hungry, total cost, about 70p I reckon, including a cup of coffee, and it was really nice.
I spent £100 on a meal for myself and the wife for our anniversary.
We are saving to take all five of us to the US so need cash for that, last time, three years ago it cost 12 grand so need to make economies elsewhere as the main problem I have with money as a concpet is you can only spend it once.
I just like to get value, a Starbucks coffee at £2.50 is nice occasionally but if it is every day, for people on normal earnings, with outgoings, its a waste, it is some roast beans, hot water and a paper cup, the markup is huge.
I went for a pint last night £3.50, enjoyed it, just had one, a chat with the blokes in the pub, an enjoyable half hour, well worth the money but every day, nah, mugs game, some of them go in every night and sink six pints, thats over £100 a week on beer.
I also make my own lunch which is obviously cheaper than buying. But there are other aspects to that from a diet perspective. If I'm buying it out, half the time I don't know what I'm getting. If I make it from scratch, I know exactly what, and how much I'm consuming.
Dog Star said:
redtwin said:
Whenever I remove cable/zip ties from packaged toys etc I always cut them so they can be reused again.
I do that You can never have too many cable ties. It's really frustrating though when you cut the wrong bit and the reclaimed cable tie is useless.
I bet my Dad still part fills his tank, I'm going to ask next time I see him, he always used to put just a tenner in!
I've been doing my garden lately and went round to get some compost as I know they've got a huge heap of it and at over 70 and a bit frail he's unlikely to use much, "don't take any more!" he warned me when i'd filled a couple of bags.
Yeah Dad, you don't give s
t away!Worst thing is going out for a meal with a tight vegetarian.
One of our guy's ex(thankfully) girlfriend used to request the bill to be split unevenly as she was vegetarian and her dish cost less. Even though she would order lots of veggie starters which nobody wanted
Some things I do which would be considered tight is to take a shower and charge my phone/tablet at work. Could never bring my own packed lunch in though, too much effort and I like going out and having a walk around at lunchtime rather than sitting at the desk all day.
One of our guy's ex(thankfully) girlfriend used to request the bill to be split unevenly as she was vegetarian and her dish cost less. Even though she would order lots of veggie starters which nobody wanted
Some things I do which would be considered tight is to take a shower and charge my phone/tablet at work. Could never bring my own packed lunch in though, too much effort and I like going out and having a walk around at lunchtime rather than sitting at the desk all day.
whatleytom said:
J4CKO said:
I dont live like a monk, I just like to know where my money is going, guy at work had £150 going out in direct debits for stuff he didnt need or had forgotten, for years, moaned but didnt do anything about it, game subscriptions, gym, mobile phone insurance on handsets replaced several time since etc.
I have spent about seven quid on lunches at work this week, bit of forward planning, can spend that in a day if I dont take anything, fresh soup warmed up in the micowave usually, so tonight I can spend £40/50 on an Indian takeaway for all of us, or not bother and make something, just had an omlette and two rounds of toast as I was hungry, total cost, about 70p I reckon, including a cup of coffee, and it was really nice.
I spent £100 on a meal for myself and the wife for our anniversary.
We are saving to take all five of us to the US so need cash for that, last time, three years ago it cost 12 grand so need to make economies elsewhere as the main problem I have with money as a concpet is you can only spend it once.
I just like to get value, a Starbucks coffee at £2.50 is nice occasionally but if it is every day, for people on normal earnings, with outgoings, its a waste, it is some roast beans, hot water and a paper cup, the markup is huge.
I went for a pint last night £3.50, enjoyed it, just had one, a chat with the blokes in the pub, an enjoyable half hour, well worth the money but every day, nah, mugs game, some of them go in every night and sink six pints, thats over £100 a week on beer.
I agree with this. I used to buy coffee each day, sometimes more than once. This year I've just made my own at work. Put the money in savings instead and already have £100 from just by not buying coffee daily. Still have the odd flat white as a "treat" though. I have spent about seven quid on lunches at work this week, bit of forward planning, can spend that in a day if I dont take anything, fresh soup warmed up in the micowave usually, so tonight I can spend £40/50 on an Indian takeaway for all of us, or not bother and make something, just had an omlette and two rounds of toast as I was hungry, total cost, about 70p I reckon, including a cup of coffee, and it was really nice.
I spent £100 on a meal for myself and the wife for our anniversary.
We are saving to take all five of us to the US so need cash for that, last time, three years ago it cost 12 grand so need to make economies elsewhere as the main problem I have with money as a concpet is you can only spend it once.
I just like to get value, a Starbucks coffee at £2.50 is nice occasionally but if it is every day, for people on normal earnings, with outgoings, its a waste, it is some roast beans, hot water and a paper cup, the markup is huge.
I went for a pint last night £3.50, enjoyed it, just had one, a chat with the blokes in the pub, an enjoyable half hour, well worth the money but every day, nah, mugs game, some of them go in every night and sink six pints, thats over £100 a week on beer.
I also make my own lunch which is obviously cheaper than buying. But there are other aspects to that from a diet perspective. If I'm buying it out, half the time I don't know what I'm getting. If I make it from scratch, I know exactly what, and how much I'm consuming.
I go to the cafe on site once a week, you can get a decent Sausage butty for £3.25 with a coffee which isnt that bad, otherwise they are expensive, quid for a can of pop, a sandwich starts at three quid but you "option" like a bloody german car with salad, garnished etc and it can soon go up to five quid, soup is three quid odd, the hot food is generally five or six quid, the sandwiches are a bit crap, they sound nice but are basically the ingredients all mashed with mayonnaise.
They have this John Ruskin quote on the wall in the cafe,
"There is hardly anything in the world that some man cannot make a little worse and sell a little cheaper, and the people who consider price only are this man's lawful prey"
The irony is that their stuff isn't that great and they are trading on it being a bit more expensive but top quality, but it isnt, everything is portion controlled to the max, every bag is grudgingly given, they have even hidden the napkins so people cant take more than one, they then used to give you one as a matter of course as part of your purchase, now you have to ask, my thinking is, that as a business, when you charge top money, dont make people feel like you are being tight, that extra slice of tomato, a couple of napkins are enough to make people not feel short changed at the same time as being fleeced.
Contrast when you go to a butty shop in any town, massive barm, cheese overflowing, loads of salad, laced with salad cream (and Egg as well, never understood how a boiled chicken ovulation is salad ?) and its like £1.80/£2.00, if they can afford not to be tight with the ingredients, dont see why a place charging five quid for a butty should be.
Not exactly scandalous, but a guy at work bought his first house, then rented the two remaining bedrooms out to people to help pay his mortgage. Would then come into work in a bad mood as the other tenants had made a ness, etc.
I can see his logic, but my first house was for me to enjoy my freedom, not to share my life around randoms.
I can see his logic, but my first house was for me to enjoy my freedom, not to share my life around randoms.
Gassing Station | The Lounge | Top of Page | What's New | My Stuff