A bit council (Vol 3)

[V8mate]

SpeckledJim said:

Cash in large amounts (as in literal, physical 'cash') is thread-qualifying, IMO.

Yep.

I'll never forget, 20-odd years ago, I was part of the management team opening a new car supermarket business.

Around 7 o'clock on evening, a very nervous, scrawny young scrote approaches me, head darting about as if MI5 were after him, and asks how much the Golf GTi across the other side of the building was.

"Seventeen thousand, five hundred pounds", I courteously replied.

At which he determinedly thrust forward a tatty old supermarket carrier bag. Containing the correct amount.

We had him on his way in less than half an hour

#thosewerethedays

[Tom_Spotley_When]

anonymous said:

[redacted]

As someone who lives relatively close to the Freemasons Arms (and whose Dog is on first-name terms with the Head Chef's) Wiswell and the surrounding environs are probably as far from Council as it's possible to get whilst remaining in the North West.

Picadilly Gardens and Bolton pah.

You haven't gone full council until you've been to Wigan. Or Leigh, which must be the only place where people aspire to live in Wigan.

[Shuvi McTupya]

Flibble said:

Lots of cash means you're either dodging income tax or can't be trusted with a debit card IMO.

Or, it could just mean you prefer to take cash out of your account and spend that rather than give your bank details to everyone.

I always take cash out, it is a better way for me to track my spending. I have no overdraft, no credit card, and no debt thank you very much.

That doesn't make me an income tax dodger or drug dealer.

[SpeckledJim]

Shuvi McTupya said:

Flibble said:

Lots of cash means you're either dodging income tax or can't be trusted with a debit card IMO.

Or, it could just mean you prefer to take cash out of your account and spend that rather than give your bank details to everyone.

I always take cash out, it is a better way for me to track my spending. I have no overdraft, no credit card, and no debt thank you very much.

That doesn't make me an income tax dodger or drug dealer.

You've sort-of agreed with him though?

Spending with a debit or credit card doesn't give your bank details to anyone.

[V8mate]

SpeckledJim said:

Shuvi McTupya said:

Flibble said:

Lots of cash means you're either dodging income tax or can't be trusted with a debit card IMO.

Or, it could just mean you prefer to take cash out of your account and spend that rather than give your bank details to everyone.

I always take cash out, it is a better way for me to track my spending. I have no overdraft, no credit card, and no debt thank you very much.

That doesn't make me an income tax dodger or drug dealer.

You've sort-of agreed with him though?

Spending with a debit or credit card doesn't give your bank details to anyone.

And cash is a terrible way to track spending. Take £100 out of your account and spend it in 6 places and all your statement will show is a single £100 transaction.

[xjay1337]

V8mate said:

SpeckledJim said:

Shuvi McTupya said:

Flibble said:

Lots of cash means you're either dodging income tax or can't be trusted with a debit card IMO.

Or, it could just mean you prefer to take cash out of your account and spend that rather than give your bank details to everyone.

I always take cash out, it is a better way for me to track my spending. I have no overdraft, no credit card, and no debt thank you very much.

That doesn't make me an income tax dodger or drug dealer.

You've sort-of agreed with him though?

Spending with a debit or credit card doesn't give your bank details to anyone.

And cash is a terrible way to track spending. Take £100 out of your account and spend it in 6 places and all your statement will show is a single £100 transaction.

Exactly.

Not forgetting using a credit card can give you additional protection.

[Starfighter]

captain_cynic said:

This has been outside an MOT for years:
https://goo.gl/maps/p8oPawEUkY62

Wasn’t there a dinosaur in the bushes near a bridge on the M4 southbound somewhere past Weston?

(Goes to look for pictures)

[PositronicRay]

xjay1337 said:

V8mate said:

SpeckledJim said:

Shuvi McTupya said:

Flibble said:

Lots of cash means you're either dodging income tax or can't be trusted with a debit card IMO.

Or, it could just mean you prefer to take cash out of your account and spend that rather than give your bank details to everyone.

I always take cash out, it is a better way for me to track my spending. I have no overdraft, no credit card, and no debt thank you very much.

That doesn't make me an income tax dodger or drug dealer.

You've sort-of agreed with him though?

Spending with a debit or credit card doesn't give your bank details to anyone.

And cash is a terrible way to track spending. Take £100 out of your account and spend it in 6 places and all your statement will show is a single £100 transaction.

Exactly.

Not forgetting using a credit card can give you additional protection.

I know plenty of people who budget like this for "pocket money"

[Shuvi McTupya]

PositronicRay said:

I know plenty of people who budget like this for "pocket money"

Quite, I obviously pay my bills and standing orders etc through my bank account but I prefer to spend real money when i do my shopping at the actual shops.

It works for me. I am one of the only people I know that does not lay out extra money every month to pay for various forms of credit.

[alorotom]

Shuvi McTupya said:

PositronicRay said:

I know plenty of people who budget like this for "pocket money"

Quite, I obviously pay my bills and standing orders etc through my bank account but I prefer to spend real money when i do my shopping at the actual shops.

It works for me. I am one of the only people I know that does not lay out extra money every month to pay for various forms of credit.

Your money; your choice ... however what would be the extra money you refer to. I use a combo of Apple Pay, debit and credit cards and pay nothing for the use of them??

[RicksAlfas]

If you play your cards right you can make money from them with cashback.

[V8mate]

RicksAlfas said:

If you play your cards right you can make money from them with cashback.

Exactly. I buy absolutely everything on my Tandem credit card and then clear it in full when due.

It's surprising how quickly that seemingly small 0.5% adds up.

And while that's happening, my salary spends the whole month untouched by day-to-day expenditure, sitting in my interest-bearing current account.

[CharlesdeGaulle]

V8mate said:

... sitting in my interest-bearing current account.

That's a rare thing these days, who are you with?

[V8mate]

CharlesdeGaulle said:

V8mate said:

... sitting in my interest-bearing current account.

That's a rare thing these days, who are you with?

Nationwide. Flex Plus account pays 3% on first £2,500.

If you fancy switching, let me know. We both get a £100 bonus on their current offer!

[CharlesdeGaulle]

V8mate said:

Nationwide. Flex Plus account pays 3% on first £2,500.

If you fancy switching, let me know. We both get a £100 bonus on their current offer!

Thanks, I'll look at that. Will certainly involve you if I switch.

[moanthebairns]

V8mate said:

CharlesdeGaulle said:

V8mate said:

... sitting in my interest-bearing current account.

That's a rare thing these days, who are you with?

Nationwide. Flex Plus account pays 3% on first £2,500.

If you fancy switching, let me know. We both get a £100 bonus on their current offer!

Yeah but it costs £13 a month.

[austinsmirk]

https://www.google.co.uk/maps/@53.8709471,-1.88598...

If this works, have another roadside dinosaur

[V8mate]

moanthebairns said:

V8mate said:

CharlesdeGaulle said:

V8mate said:

... sitting in my interest-bearing current account.

That's a rare thing these days, who are you with?

Nationwide. Flex Plus account pays 3% on first £2,500.

If you fancy switching, let me know. We both get a £100 bonus on their current offer!

Yeah but it costs £13 a month.

That's for the UK/EU vehicle recovery, travel insurance etc. package.

[Meridius]

Wearing these Adidas sliders out and about. Have literally seen people in the middle of winter, parkas and woolly hats but these sliders and socks on their feet...

[V8mate]

Meridius said:

Wearing these Adidas sliders out and about. Have literally seen people in the middle of winter, parkas and woolly hats but these sliders and socks on their feet...

That's generally East European rather than council?