Things that annoy you beyond reason...(Vol 5)
Discussion
robemcdonald said:
Scottish money is completely pointless.
I attended a funeral in Scotland on Monday and got some cash at an ATM in the airport. I realised my mistake too late. I should have remembered from previous business visits, but it had been 10 years or so. Upon my return to England I was left with the currency equivalent of leprocy.
No one would take the Scottish notes despite my attempts to explain its legal tender. I ended up going into town and paying it into the bank and getting out some “proper” money.
I'm Northern Irish, I feel your pain. Our currency is officially legal tender anywhere in the UK but if I go to England with it, it gets refused - a lot.I attended a funeral in Scotland on Monday and got some cash at an ATM in the airport. I realised my mistake too late. I should have remembered from previous business visits, but it had been 10 years or so. Upon my return to England I was left with the currency equivalent of leprocy.
No one would take the Scottish notes despite my attempts to explain its legal tender. I ended up going into town and paying it into the bank and getting out some “proper” money.
The flip side is that I've often dealt with people through work who assume we use Euros in the North of Ireland and have to 'import' cars we buy from England. We're only a 1hr flight away from most cities in England, are there really that many people that don't know the makeup of the UK?
carguy45 said:
Salesmen going for the chummy/pally approach followed by the hard sell and trying to convince you that they're doing you a massive favour. Maybe it doesn't phase other people who deal with them but after 22 years in my role I find it very cliched and almost embarrassing now. Was massively refreshing to deal with a guy the other day who cut straight to the chase and didn't try to be my new BFF.
Horizontal double hand clasp will seal the deal.Legmaster said:
robemcdonald said:
No one would take the Scottish notes despite my attempts to explain its legal tender.
The Old Lady of Threadneedle Street disagrees with youI can remember years before the Euro, Dutch border towns taking Belgian francs, at a rate that suited them, the Belgians would do the same.
Likewise, the Portuguese town of Vila Real de Santo António, and the Spanish town of Ayamonte, each side of the Guadiana River would do it with escudos and pesetas.
I used to take U.S. dollars and Euros in my London taxi, at rates that would make grown men cry, years ago I took Deutschmarks too.
robemcdonald said:
No one would take the Scottish notes despite my attempts to explain its legal tender.
Apologies For Michael McIntyre but.... https://youtu.be/5Z3OKE_Os1M?t=1m50sClockwork Cupcake said:
robemcdonald said:
No one would take the Scottish notes despite my attempts to explain its legal tender.
Apologies For Michael McIntyre but.... https://youtu.be/5Z3OKE_Os1M?t=1m50srobemcdonald said:
Clockwork Cupcake said:
robemcdonald said:
No one would take the Scottish notes despite my attempts to explain its legal tender.
Apologies For Michael McIntyre but.... https://youtu.be/5Z3OKE_Os1M?t=1m50sWhen someone asks a question ending with '.............if that's ok?' when there is literally no other alternative and you've just been put into a situation you had zero control over.
Just tell me if you have to, don't end it with 'if that's ok' when it makes no difference whether it is or it isn't ok, ok?
Just tell me if you have to, don't end it with 'if that's ok' when it makes no difference whether it is or it isn't ok, ok?
Gary29 said:
When someone asks a question ending with '.............if that's ok?' when there is literally no other alternative and you've just been put into a situation you had zero control over.
Just tell me if you have to, don't end it with 'if that's ok' when it makes no difference whether it is or it isn't ok, ok?
Years ago I was everlastingly getting calls on my mobile for someone else, confusingly with the same first name as me. I can only assume he had a very similar number and either people made a typo regularly, or he'd misplaced a number giving it out.Just tell me if you have to, don't end it with 'if that's ok' when it makes no difference whether it is or it isn't ok, ok?
That annoyed me, but the relevance to the above, was that my phone was always turned off all day so I'd get these calls on my voice mail. One day I got one from someone about transferring a large (5 or 6 figures I believe) sum of money, with the proviso that she'd get on and do it unless she heard back from him by the end of the day
carguy45 said:
robemcdonald said:
Scottish money is completely pointless.
I attended a funeral in Scotland on Monday and got some cash at an ATM in the airport. I realised my mistake too late. I should have remembered from previous business visits, but it had been 10 years or so. Upon my return to England I was left with the currency equivalent of leprocy.
No one would take the Scottish notes despite my attempts to explain its legal tender. I ended up going into town and paying it into the bank and getting out some “proper” money.
I'm Northern Irish, I feel your pain. Our currency is officially legal tender anywhere in the UK but if I go to England with it, it gets refused - a lot.I attended a funeral in Scotland on Monday and got some cash at an ATM in the airport. I realised my mistake too late. I should have remembered from previous business visits, but it had been 10 years or so. Upon my return to England I was left with the currency equivalent of leprocy.
No one would take the Scottish notes despite my attempts to explain its legal tender. I ended up going into town and paying it into the bank and getting out some “proper” money.
The flip side is that I've often dealt with people through work who assume we use Euros in the North of Ireland and have to 'import' cars we buy from England. We're only a 1hr flight away from most cities in England, are there really that many people that don't know the makeup of the UK?
People who know nothing about cars, discussing cars, it's the most painful thing to hear if you're into cars. Somehow I got dragged into this conversation between the receptionist and a male colleague. She said, "I want to change cars as I've only got a 1 litre and it really struggles on hills"
Colleague, "What you thinking of getting?"
"A Juke as it's a 1.6 so should be much faster on the hills"
I did think about pointing out the Fiesta is an Ecoboost with more power than the Juke and probably lighter but I know I'd have been met with vacant stares.
"What engine has your car got?" She asks me.
"2.5, 5 cylinder turbo"
"Oh I bet that's good on the hills, it's old too so must only cost a couple of grand"
"Errrm, they sell for 8-9 grand"
"WHAT!?! You've been robbed. My mate just bought a Ford Focus, only cost him 2 grand."
"Ok"
And that was that, I walked off. People seem to think a car's age indicates a car's value, so anything approaching a decade old must be worth a few quid. People still seem to relate engine capacity to performance as well. For most people this would not annoy them beyond reason, but for those with an interest in cars, highly annoying!
Colleague, "What you thinking of getting?"
"A Juke as it's a 1.6 so should be much faster on the hills"
I did think about pointing out the Fiesta is an Ecoboost with more power than the Juke and probably lighter but I know I'd have been met with vacant stares.
"What engine has your car got?" She asks me.
"2.5, 5 cylinder turbo"
"Oh I bet that's good on the hills, it's old too so must only cost a couple of grand"
"Errrm, they sell for 8-9 grand"
"WHAT!?! You've been robbed. My mate just bought a Ford Focus, only cost him 2 grand."
"Ok"
And that was that, I walked off. People seem to think a car's age indicates a car's value, so anything approaching a decade old must be worth a few quid. People still seem to relate engine capacity to performance as well. For most people this would not annoy them beyond reason, but for those with an interest in cars, highly annoying!
nicanary said:
Bank of England notes say they promise to pay the bearer the sum printed on the note. Those in NI say "Ulster Bank promises to pay the bearer" (or whichever NI bank is involved). I know which bank I would prefer to rely on in the event of a massive world recession.
In a massive world recession, the only currency you can count on are prescription painkillers, precious metals and 5.56 mm. I think its a massive act of jingoistic w
kery, and I'm not singling out any particular country, they're all as bad as each other as far as I'm concerned, that some merchants refuse to accept notes of another county in the UK.Maybe they should also print "this is backed up by <insert the other 2 central banks> so anyone refusing to accept it in the UK can f
k right off" on the notes, just to drive the point home that it's still legal tender.nicanary said:
Bank of England notes say they promise to pay the bearer the sum printed on the note. Those in NI say "Ulster Bank promises to pay the bearer" (or whichever NI bank is involved). I know which bank I would prefer to rely on in the event of a massive world recession.
Pre or Post Brexit ?MartG said:
nicanary said:
Bank of England notes say they promise to pay the bearer the sum printed on the note. Those in NI say "Ulster Bank promises to pay the bearer" (or whichever NI bank is involved). I know which bank I would prefer to rely on in the event of a massive world recession.
Pre or Post Brexit ?captain_cynic said:
nicanary said:
Bank of England notes say they promise to pay the bearer the sum printed on the note. Those in NI say "Ulster Bank promises to pay the bearer" (or whichever NI bank is involved). I know which bank I would prefer to rely on in the event of a massive world recession.
In a massive world recession, the only currency you can count on are prescription painkillers, precious metals and 5.56 mm. I think its a massive act of jingoistic w
kery, and I'm not singling out any particular country, they're all as bad as each other as far as I'm concerned, that some merchants refuse to accept notes of another county in the UK.Maybe they should also print "this is backed up by <insert the other 2 central banks> so anyone refusing to accept it in the UK can f
k right off" on the notes, just to drive the point home that it's still legal tender."Forming a contract" and "settling a debt" are two completely different things.
'Legal Tender' is only of any relevance when settling a debt.
Say I owed you £1000. And say you came to me and called in that debt. And say I offered to pay you in 1p coins, or Scottish/Irish banknotes. You can decide to accept that payment from me if you want to. But you can also refuse to accept it, and insist I pay in some other way. And a court would back you up on that, and tell me to pay the debt.
Imagine though, that I offered to pay in Bank Of England notes? You can refuse to accept the payment if you like, but then the debt would no longer be pursuable through the courts because I've offered to settle the debt using "Legal Tender". You could equally accept a car, a watch, gold bullion or a lorry-load of turnips. If you wanted to. But neither I, nor a court could force you to accept those alternative methods to settle the debt.
Spending money in shops is completely different. All a bank note is is a 'promissory note'. It's a convenient method for carrying around it's equivalent in gold bullion, or sterling silver. Money was originally issued in coin form, and was actually made from precious metals. But dodgy geezers would trim off parts of those coins, devaluing them and making it difficult to accept them at "face value". So base metals became used as coins, and later banknotes joined them. Because the coins/notes themselves are intrinsically worthless, people don't tend to snip bits off to melt down for other purposes. They represent gold or silver bullion reserves held in a central bank.
So now imagine you walk into Tesco, and offer to pay for a £25 joint of beef with £25-worth of turnips. Tesco wouldn't accept that because the turnips are of no use to a large corporate entity. Yet a beef farmer in need of turnips might well take £20-worth of turnips in exchange for a £30 joint of beef. It's his choice, at the point the contract offer is made, and the exchange rate of turnips to lbs of beef can be established at the contract offer point too. Which is why, in Tesco, the shelf-edge labels are in £s and pence, not turnips. Because their contract offer for the provision of those goods is acceptable forms of minted coins and banknotes. It's why they CAN legally refuse to accept anything but Bank Of England notes too. And it's also why Scottish/Irish bank notes are about as much use as turnips in many shops in England and Wales...
zedx19 said:
And that was that, I walked off. People seem to think a car's age indicates a car's value, so anything approaching a decade old must be worth a few quid.
What are her thoughts as to why we are not all driving round in old Ferraris, because a 20-30 Ferrari should be cheap as chips. Gassing Station | The Lounge | Top of Page | What's New | My Stuff