Discussion
Every year around resolutions time, I think I should work less. And there are all these articles about how time is precious and you shouldn't work so hard, etc. But the things I want to do with my spare time all require money.
I am not unique in this obviously - how does everyone else balance wanting spare time to do the things you love, with needing to earn the money? (and no, I can't do the things I love for money - they don't pay well).
I am not unique in this obviously - how does everyone else balance wanting spare time to do the things you love, with needing to earn the money? (and no, I can't do the things I love for money - they don't pay well).
Student to main sequence earning to being retired and not knowing what day of the week it is.
Student for the win, in the old days you could live off £700 for a term even if you did have to end up eating mashed potatoes for the last two weeks solid. Strangely the beer money never ran out. And you only had to get up for 12 hours of lecture per week.
Student for the win, in the old days you could live off £700 for a term even if you did have to end up eating mashed potatoes for the last two weeks solid. Strangely the beer money never ran out. And you only had to get up for 12 hours of lecture per week.
There`s no pockets in a shroud.
I used to work 50-60 hours a week, hardly saw my older 2 kids when they were little as I spent my life working to pay a mortgage in the S.E
Eventually I decided I was bloody stupid, moved back to Yorkshire bought a bigger nicer house with a smaller mortgage and had ever since I have erred on the side of being skint and having a family life, as a result I have seen so much more of my youngest growing up, it was definitely the way to go.
I used to work 50-60 hours a week, hardly saw my older 2 kids when they were little as I spent my life working to pay a mortgage in the S.E
Eventually I decided I was bloody stupid, moved back to Yorkshire bought a bigger nicer house with a smaller mortgage and had ever since I have erred on the side of being skint and having a family life, as a result I have seen so much more of my youngest growing up, it was definitely the way to go.
Tomorrow morning many men will be waking up early, dreading work tonight and saddled with debt and a mortgage and their monthly payment to make on their 335d (m sport). They will be in an unhappy sexless marriage and are fat and out of shape. But, they may have a Rolex submariner on their wrist so they feel better and have an expensive holiday to the Caribbean booked for in the summer but really they spend so much time working so they can afford their designer outlet mulberry for their wife and Hugo boss polo top for themselves to impress their equally fat and out of shape neighbor.
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
jonah35 said:
Tomorrow morning many men will be waking up early, dreading work tonight and saddled with debt and a mortgage and their monthly payment to make on their 335d (m sport). They will be in an unhappy sexless marriage and are fat and out of shape. But, they may have a Rolex submariner on their wrist so they feel better and have an expensive holiday to the Caribbean booked for in the summer but really they spend so much time working so they can afford their designer outlet mulberry for their wife and Hugo boss polo top for themselves to impress their equally fat and out of shape neighbor.
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
Except the small matter of paying off a mortgage It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
I think a lot of what drives me is fear of the unknown. Life is good now financially. But I think oh what if this, what if that, what about the massive pile of money I think I need for retirement. 2008 didn't help - I had to close the business and restart two years later. In the grand scheme of things, a trivial event, but one can't always be rational about these things.
Definitely time over money for us. Obviously you need money but I’d prefer to spend as much time as possible with the kids when they are young, pick them up from school occasionally, have as many holidays as possible etc... I can wait a few years to get the dream car, pay off the mortgage a few years later than we could gone are the days of working 60 hour weeks that was in my 20’s.
jonah35 said:
Tomorrow morning many men will be waking up early, dreading work tonight and saddled with debt and a mortgage and their monthly payment to make on their 335d (m sport). They will be in an unhappy sexless marriage and are fat and out of shape. But, they may have a Rolex submariner on their wrist so they feel better and have an expensive holiday to the Caribbean booked for in the summer but really they spend so much time working so they can afford their designer outlet mulberry for their wife and Hugo boss polo top for themselves to impress their equally fat and out of shape neighbor.
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
I’d say maybe in your early 20s you may need cash to travel but then I’d say time is sooooo much more important.
You don’t need money really, you can have a bike, workout every day and eat well and you don’t need much cash.
However, whilst your examples are probably true for some, I'm sure there's a happy medium between the two.
jonah35 said:
It’s easy to forget there will be an in shape 40 year old bloke living in Thailand working in a bar without 2 pennies to rub together who jogs to and from work and can’t decide tonight whether he wants to take the blond or the brunette back to his. No commute, no stress and probably going for a run and doing push ups tomorrow
montecristo said:
I think a lot of what drives me is fear of the unknown. Life is good now financially. But I think oh what if this, what if that, what about the massive pile of money I think I need for retirement. 2008 didn't help - I had to close the business and restart two years later. In the grand scheme of things, a trivial event, but one can't always be rational about these things.
How old are you? Don't take this the wrong way will you see retirement? Life's a lottery why worry about the future, you may be dead in the next second.For me, it’s about knowing that I’ve pushed myself to achieve and be the best I can possibly be. I’m not sure I would feel saticified working in a bar in Thailand. I bet it would be fun for a while though!
It’s just balance. Maybe the balance is a little off now, but I hope it will be more in my favour later in life. As I don’t want to be Woking in a bar when I’m 60!
It’s just balance. Maybe the balance is a little off now, but I hope it will be more in my favour later in life. As I don’t want to be Woking in a bar when I’m 60!
Dave, I´m afraid they don´t bite...
I am going to be 58 this year if no negative events happen, should be working until 66 to get full state pension,
which would be about 50% of my net earnings and still would need council money to survive.
My wish is to get out of the treadmill in 2 , 3 years as my life insurance will pay out and a little property will be sold.
By doing that, my state pension will be reduced about 10-15%, but I hope to compensate that with private funding,
so going for council help will be avoided.
I then plan to work 4hrs a day to have more time for leisure activities, as long as good health allows.
As I have no family, ideally my money has to be spent before going immobile/ gaga / into OAP home.
So, I want time rather than money because , as quoted, my last shroud don´t have pockets.
I am going to be 58 this year if no negative events happen, should be working until 66 to get full state pension,
which would be about 50% of my net earnings and still would need council money to survive.
My wish is to get out of the treadmill in 2 , 3 years as my life insurance will pay out and a little property will be sold.
By doing that, my state pension will be reduced about 10-15%, but I hope to compensate that with private funding,
so going for council help will be avoided.
I then plan to work 4hrs a day to have more time for leisure activities, as long as good health allows.
As I have no family, ideally my money has to be spent before going immobile/ gaga / into OAP home.
So, I want time rather than money because , as quoted, my last shroud don´t have pockets.
montecristo said:
how does everyone else balance wanting spare time to do the things you love, with needing to earn the money?
Compared to 10 years ago, I work more hours, but have a *lot* shorter commute.I moved to somewhere that gives me more free time during the week (better climate for outdoors stuff on an evening).
The wife works 400m down the road, so we commute together, and after work, gym together.
I also have a lot of things on my doorstep now, so I'm not wasting time on a weekend just getting to places.
I've also changed what I do with my free time, to things with less preperation.
Crossflow Kid said:
How is it apt?
I can't see a connection between how much he valued his time versus how much he valued his wealth and a plane crash.
He'd already decided his time was worth more than the money but the plane crash got in the way.I can't see a connection between how much he valued his time versus how much he valued his wealth and a plane crash.
(Of course the other angle is if he wasn't so loaded he wouldn't be swanning around in far off places on experiences few will ever get.)
montecristo said:
I am not unique in this obviously - how does everyone else balance wanting spare time to do the things you love, with needing to earn the money?
For me it was a case of moving closer to work, or, more accurately, moving work closer to home. I now have a job 1/2-a-mile from my house and I can take my daughter to school in the morning, pick her up in the evening, work longer hours (slightly - although when the office can be 5 minutes away I tend to do the odd Saturday morning if things are frantic) than my previous job and still end up comfortably in time profit compared to the last job where I commuted for 50-60 minutes each way.I'm also way less grumpy and actually feel like doing things on the weekend rather than slouching around.
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