A bit council (Vol 4)

[Frank7]

lemmingjames said:

austinsmirk said:

trust me, for example not a single taxi driver ever, in the history of claiming, ever does more than the max of 24 hours a week, to get the full claim in. (if its 24 or 16 hrs a week- can't be bothered looking up the thresholds) and that's my inside knowledge !

Im sure Frank will be along shortly to rectify this stain on his previous occupation, i hear he used to drive taxi's but doesnt like to talk about it

From your lips, to God’s ears.
To be scrupulously fair to austinsmirk, he’s talking about a different kind of taxi driver, or wannabe taxi driver, the kind that does a few hours per week, to supplement any benefits he may be claiming.
That was never me, in all the years that I drove a taxi, it was my full time, owner-driver, self employed job.
I went out, and earned what I earned, sure, hands up, I gently massaged my cash intake, to lightly flannel HMRC, but I didn’t take the pi$$, the Treasury got a good whack out of me.
Throughout ALL this time, I never claimed one thin dime from the DWP, if my kids needed shoes, or breakfast, lunch and dinner, I earned the money for it, I didn’t suck on the Government’s t*t.

[djc206]

V8mate said:

You're wrong (IMHO). Back in the day, doorstep lenders were rife, and provided a lifeline for many families. No-one was turned down.

The difference is, back then, it was because families were genuinely short making ends meet for essentials. These days, too many people have long lists of entirely unnecessary outgoings and use local lending in order to fund a lifestyle, rather than just getting by.

Can I borrow your rose tinted specs? There were no shortage of families in a hole normally because the breadwinner spent a load of money down the pub and/or the bookies. The only things that have changed are the ease of acquiring debt and the amount of consumer goods available to waste money on.

[Fermit and Sexy Sarah]

Going out especially to see a big red lorry, advertising sugary drink, by a company who want to own Christmas.

https://www.nottinghampost.com/whats-on/whats-on-n...

[ApOrbital]

We are very good at owning Christmas.

[austinsmirk]

Santa of course should have a green outfit (until coke put him in a red one)

and the concept of a christmas tree, is of course a Latvian tradition- with their very pagan linked type culture.


have we had mum's buying 10,000 presents yet for kayden and barclay to unwrap yet ? it is oct after all.

[Jcwjosh]

V8mate said:

I hear that QuickQuid - the 'payday' lender - has closed its doors, as over 10,000 complaints threatened to send it into administration.

The nature of the complaints? Users who said they were given loans they couldn't afford to repay.

The age of personal responsibility is now but a faint memory amongst older folk.

The problem is the claim society we live in now. There are some very dodgy claims management companies cropping up, cold calling people who have had loans and promising the earth. They then try and hold responsible lenders over a barrel with a complaint - the lenders get fined for each complaint over a certain number taken to FOS financial ombudsman. for example 20 free complaints to FOS then you get charged £550 for each one taken to them after, successfull or not. The claims management companies use this to their advantage.

[alorotom]

Council estate not too far from where my daughter goes to school ... Christmas trees and full on internal decorations have started to appear already ... I was shocked when I saw it yesterday!

And no these aren't left over external decorations that still haven't been taken down from last year.

[67Dino]

Fermit and Sexy Sarah said:

Going out especially to see a big red lorry, advertising sugary drink, by a company who want to own Christmas.

https://www.nottinghampost.com/whats-on/whats-on-n...

That isn’t even a proper American truck. That’s just a big-standard European one with body kit on the front. Grim.

[Lily the Pink]

alorotom said:

I was shocked when I saw it yesterday!

Being "shocked" by things which are at most "surprising" - council.

[Frank7]

67Dino said:

Fermit and Sexy Sarah said:

Going out especially to see a big red lorry, advertising sugary drink, by a company who want to own Christmas.

https://www.nottinghampost.com/whats-on/whats-on-n...

That isn’t even a proper American truck. That’s just a big-standard European one with body kit on the front. Grim.

I’ve no wish to be pedantic, but it looks like a “torpedo nosed” Scania, which IS European, as they’re manufactured in Sweden, but I’ve seen quite a few on Interstates in the U.S.

[67Dino]

Frank7 said:

67Dino said:

Fermit and Sexy Sarah said:

Going out especially to see a big red lorry, advertising sugary drink, by a company who want to own Christmas.

https://www.nottinghampost.com/whats-on/whats-on-n...

That isn’t even a proper American truck. That’s just a big-standard European one with body kit on the front. Grim.

I’ve no wish to be pedantic, but it looks like a “torpedo nosed” Scania, which IS European, as they’re manufactured in Sweden, but I’ve seen quite a few on Interstates in the U.S.

Not at all pedantic, you clearly know your trucks better than I do! Still think it’s a poor substitute for the more traditional one used in the Coke ad. Doesn’t even have the big shiny silver exhaust pipe up the side of the cab.

[Mort7]

Yep. Need to be a Peterbilt.

[Paul Dishman]

alorotom said:

Council estate not too far from where my daughter goes to school ... Christmas trees and full on internal decorations have started to appear already ... I was shocked when I saw it yesterday!

And no these aren't left over external decorations that still haven't been taken down from last year.

There's a garden centre (I know, council) just outside Exeter that was lit up with Christmas decorations when we drove past today

[67Dino]

Mort7 said:

Yep. Need to be a Peterbilt.

That’s the one! But apologies, I’ve diverted the thread onto an automotive discussion (which does sometimes happen on PH). As you were...

[anonymous-user]

Dog Star said:

Old Man Fred said:

She wears short leather skirts with some kind of crop top jumper with a split up the side so you can see her bra.

It looks like she applies her make up with a trowel it is that thick and she has fake blonde hair and massive filler-ed lips as well as the claw shaped fake nails.

She has also work the same top all 3 days so far this week

This sounds fking awesome! What are you moaning about?

LOL
You never disappoint

[NWTony]

austinsmirk said:

Santa of course should have a green outfit (until coke put him in a red one)

and the concept of a christmas tree, is of course a Latvian tradition- with their very pagan linked type culture.


have we had mum's buying 10,000 presents yet for kayden and barclay to unwrap yet ? it is oct after all.

Santa in a red outfit predates coke by a long time. http://news.bbc.co.uk/1/hi/magazine/7152054.stm

[alorotom]

Paul Dishman said:

alorotom said:

Council estate not too far from where my daughter goes to school ... Christmas trees and full on internal decorations have started to appear already ... I was shocked when I saw it yesterday!

And no these aren't left over external decorations that still haven't been taken down from last year.

There's a garden centre (I know, council) just outside Exeter that was lit up with Christmas decorations when we drove past today

Businessess I totally get, esp ones selling Christmas stuff...residential.properties though - mid-late October is a feat even for the councilist of councilistas

[PositronicRay]

Jcwjosh said:

The problem is the claim society we live in now. There are some very dodgy claims management companies cropping up, cold calling people who have had loans and promising the earth. They then try and hold responsible lenders over a barrel with a complaint - the lenders get fined for each complaint over a certain number taken to FOS financial ombudsman. for example 20 free complaints to FOS then you get charged £550 for each one taken to them after, successfull or not. The claims management companies use this to their advantage.

This gives them quite a profit centre.

Edited by PositronicRay on Saturday 26th October 07:46

[Countdown]

Frank7 said:

lemmingjames said:

austinsmirk said:

trust me, for example not a single taxi driver ever, in the history of claiming, ever does more than the max of 24 hours a week, to get the full claim in. (if its 24 or 16 hrs a week- can't be bothered looking up the thresholds) and that's my inside knowledge !

Im sure Frank will be along shortly to rectify this stain on his previous occupation, i hear he used to drive taxi's but doesnt like to talk about it

From your lips, to God’s ears.
To be scrupulously fair to austinsmirk, he’s talking about a different kind of taxi driver, or wannabe taxi driver, the kind that does a few hours per week, to supplement any benefits he may be claiming.
That was never me, in all the years that I drove a taxi, it was my full time, owner-driver, self employed job.
I went out, and earned what I earned, sure, hands up, I gently massaged my cash intake, to lightly flannel HMRC, but I didn’t take the pi$$, the Treasury got a good whack out of me.
Throughout ALL this time, I never claimed one thin dime from the DWP, if my kids needed shoes, or breakfast, lunch and dinner, I earned the money for it, I didn’t suck on the Government’s t*t.

As an Accountant with nerly 30 years experience I’d say Austin’s experience reflects the majority of taxi drivers (90%+). The only time they earn over the personal allowance is when they’re going to need a mortgage in the next 2/3 years.

For Private Hire drivers the good days may be over as a lot of firms use IT systems to record which drivers did which jobs, so it’s a bit like shooting fish in a barrel for HMRC/DWP, but for Black Cab drivers there’s no easy way for HMRC to calculate cash income.

Tax Evasion = Council

[AJB88]

Frank7 said:

I’ve no wish to be pedantic, but it looks like a “torpedo nosed” Scania, which IS European, as they’re manufactured in Sweden, but I’ve seen quite a few on Interstates in the U.S.

Yep its just a Scania T cab.