Cashless society ?
Discussion
Drive Blind said:
for the older members of PH
was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
I wasn’t on PH when that discussion occurred, but when I was driving an oil tanker for an International Company we were paid cash in wage packets.was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
I vaguely recall that the wages clerk would be taken to the bank, escorted by a couple of the big guys who rolled 205 litre barrels around, where he’d get the dough for the circa 75 people who worked there.
He’d work out what we had to come, and we’d go to the office and collect it.
He didn’t need a van for the amount he needed, the firm used a Bedford Dormobile sized car.
Even if there was 750 employees, they could still have got the amount they needed in a car.
Drive Blind said:
for the older members of PH
was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
I’m not sure PistonHeads was around when that happened was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
There have always been discussions like this, especially around money. One huge example was decimalisation and the claim of millions that they were ripped off overnight
Drive Blind said:
for the older members of PH
was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
In those days though customers paid with cash. So businesses would have an accounts department which normally had a cash office / cashier who would handle the money and then hand some of it to payroll and take some to the bank. was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
Obviously did not work like that with public sector, coal mines, car factories etc but its no coincidence that the last businesses to still be paying employees cash on a Friday night are the ones who still take most of their sales income in cash.
Probably the only major change up on that is the scrap industry as cash is no longer legal for scrap metal transactions.
I think most old school cash businesses which are not sole traders have now moved away from cash by default as customers no longer pay with cash in the quantities they used too. For example my business did not get a card machine until mid 2008. It was cash or cheque.
red_slr said:
Drive Blind said:
for the older members of PH
was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
In those days though customers paid with cash. So businesses would have an accounts department which normally had a cash office / cashier who would handle the money and then hand some of it to payroll and take some to the bank. was there a similar discussion years ago when places of work stopped paying your weekly wage in cash? forcing everybody to have a bank account?
I can't imagine what it was like for a place that employed 1000+ for a big van of cash to roll up every friday.
Obviously did not work like that with public sector, coal mines, car factories etc but its no coincidence that the last businesses to still be paying employees cash on a Friday night are the ones who still take most of their sales income in cash.
Probably the only major change up on that is the scrap industry as cash is no longer legal for scrap metal transactions.
I think most old school cash businesses which are not sole traders have now moved away from cash by default as customers no longer pay with cash in the quantities they used too. For example my business did not get a card machine until mid 2008. It was cash or cheque.
markcoznottz said:
Leaving aside part time staff like cleaners who are paid cash for convenience, i.e. They earn less than the tax threshold anyway, the only two businesses that still run on cash are hand car washes and some barbers. They cannot possibly hold out forever though surely. Update, apparently at some hand car washes the supervisor has a contactless card reader. As an aside how the hell do those places present thier accounts etc.
We still had 2 employees on cash (both been with us 20+ years) until last year, paid every Friday week in hand. Only dropped it because they requested bank transfer same as everyone else. It actually costs us as we now have to go to the bank with an extra ££,£££ plus pay for the bank transfer. Business next door to us is still paying cash. Tax bracket has nothing to do with it IMHO, as for our accounts exactly like any other business?
RizzoTheRat said:
I came unstuck not carrying cash today. Had to lug an over full basket around Tesco as I didn't have a pound for a trolley 
Could be a lot of Hungry beggars in North Wales this am, queues snaking out of the chip shop for nearly 2 hrs last night and guess what that old chestnut with poor tech the card machine only took contactless as chip + pin struggling.But don't worry the one local shop can take cards but only if you spend over a fiver, not the end of the world though as their are cash machines 3 miles up the road if they haven't run out of cash as it's a busy weekend, oh and there's no transport to get there if you don't have a car or have had a drink.
Cashless society no chance yet in many parts of the country and as for rolling out 5g that needs fooooking right off until we get 2 or 3g national coverage.
The Mad Monk said:
J4CKO said:
Used a twenty to get some drinks at a pub, only because had a load of cash I was trying to get rid of, I didnt tip as the guy was a right grumpy b
d, the White Eagle in Rhoscolyn for reference, not exactly a cheery welcome.
Are you British?d, the White Eagle in Rhoscolyn for reference, not exactly a cheery welcome.It is not normal practice to tip bar staff in Britain! Grumpy, cheerful, or otherwise.
I've gone back to cash.
Worked out what it was costing me for a morning coffee over a month.
Now have cash in my pocket, the thought of handing it over makes me get a coffee at work, tapping my card I never thought about and ended up with a coffee and snack nearly evry morning
Done wonders for the bank balance and waist line
Worked out what it was costing me for a morning coffee over a month.
Now have cash in my pocket, the thought of handing it over makes me get a coffee at work, tapping my card I never thought about and ended up with a coffee and snack nearly evry morning
Done wonders for the bank balance and waist line
voyds9 said:
I've gone back to cash.
Worked out what it was costing me for a morning coffee over a month.
Now have cash in my pocket, the thought of handing it over makes me get a coffee at work, tapping my card I never thought about and ended up with a coffee and snack nearly evry morning
Done wonders for the bank balance and waist line
How is not taking your cash out of your pocket any different to just not taking your contactless card out of your pocket? Worked out what it was costing me for a morning coffee over a month.
Now have cash in my pocket, the thought of handing it over makes me get a coffee at work, tapping my card I never thought about and ended up with a coffee and snack nearly evry morning
Done wonders for the bank balance and waist line
craigjm said:
How is not taking your cash out of your pocket any different to just not taking your contactless card out of your pocket?
A physical manifestation that physically diminishes is a rather more potent reminder of where their money is going for many people. Certainly is for me. craigjm said:
How is not taking your cash out of your pocket any different to just not taking your contactless card out of your pocket?
There's something psychological about actual cash. Being able to touch it, count it, hold it rather than spend it.Cards, whether credit or debit seem to suppress the 'realness' of the money. It somehow seems a step removed from actual currency.
technodup said:
craigjm said:
How is not taking your cash out of your pocket any different to just not taking your contactless card out of your pocket?
There's something psychological about actual cash. Being able to touch it, count it, hold it rather than spend it.Cards, whether credit or debit seem to suppress the 'realness' of the money. It somehow seems a step removed from actual currency.
J4CKO said:
The Mad Monk said:
J4CKO said:
Used a twenty to get some drinks at a pub, only because had a load of cash I was trying to get rid of, I didnt tip as the guy was a right grumpy bd, the White Eagle in Rhoscolyn for reference, not exactly a cheery welcome.
Are you British?d, the White Eagle in Rhoscolyn for reference, not exactly a cheery welcome.It is not normal practice to tip bar staff in Britain! Grumpy, cheerful, or otherwise.
If a beer was e.g. 1/6d, I’d give the barman 2 shillings, take the tanner change, and put it it my pocket, this has never changed for me, (although I don’t drink beer any more, and prices are higher).
If I find myself in an All Bar One, or Slug and Lettuce, and the guy behind the jump, after raising his eyebrows at my peeling off a score or bullseye to pay, instead of a card, puts a handful of shrapnel in a saucer, I just pick it up, and put it in my pocket.
If I’m sitting at a table, away from the bar, I’ll always ante up 10 or 12.5% tip for fetching drinks to me, or if I’m in the States, then I’ll pony up a dollar fifty or more per drink, when in Rome and all that.
Tipping in The Ship Aground, Dockhead, Bermondsey, is unheard of, travel west a couple of hundred meters, to The King’s Arms, Tooley Street, and the little saucers are flying around like a UFO convention.
I have no shame, nor compunction, bring my drink to my table, get tipped, put a glass under an optic, turn round and put my vodka on the bar, get paid and a thanks, that’s it, unless I’m in the U.S. of A.
craigjm said:
Of course I get that but it’s only short term psychological trickery... you can achieve the same thing by training yourself that the plastic chunk is cash or that you have to check your internet banking app before each purchase etc.
Some people clearly can't (or don't want to). And who checks their app before every payment ffs, that would take longer than paying in cash, and we're told cards are all about speed and efficiency.I paid in cash at Sainsburys machine today, and there was 20p in the tray before I started. If I'd paid with card I might not even have looked at the tray, so wouldn't be 20p richer.
technodup said:
craigjm said:
Of course I get that but it’s only short term psychological trickery... you can achieve the same thing by training yourself that the plastic chunk is cash or that you have to check your internet banking app before each purchase etc.
Some people clearly can't (or don't want to). And who checks their app before every payment ffs, that would take longer than paying in cash, and we're told cards are all about speed and efficiency.I paid in cash at Sainsburys machine today, and there was 20p in the tray before I started. If I'd paid with card I might not even have looked at the tray, so wouldn't be 20p richer.
) Yay 20p.... back in the days of cash that would have got you a decent penny sweet mix
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