Things you always wanted to know the answer to [Vol. 5]
Discussion
Obviously, you can only drive one car at a time so do you have to pay increased premiums for a second car.
The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
I remember when I first had a motorbike I had a Rider Policy, which was anything up to 600CC.
Why don't insurance providers offer something similar?
The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
I remember when I first had a motorbike I had a Rider Policy, which was anything up to 600CC.
Why don't insurance providers offer something similar?
Fastchas said:
Obviously, you can only drive one car at a time so do you have to pay increased premiums for a second car.
The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
Whilst you are correct, many insurers will give you an "introductory discount" equivalent to your existing NCB, effectively duplicating it. The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
But, yes, it is a quirk of UK motor insurance that it is neither wholly the car, nor wholly the driver, who is insured, but a strange combination of both.
Fastchas said:
Obviously, you can only drive one car at a time so do you have to pay increased premiums for a second car.
The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
I remember when I first had a motorbike I had a Rider Policy, which was anything up to 600CC.
Why don't insurance providers offer something similar?
They did, and still do in the channel islands!The driver earns the NCB so why does a second or third car mean you have to build it up on that car again.
I remember when I first had a motorbike I had a Rider Policy, which was anything up to 600CC.
Why don't insurance providers offer something similar?
It's all to do with the continuous insurance enforcement stuff (yes, you can be fined for not having an insurance policy on a car that isn't anywhere near a road, and isn't driven!)
I'm pretty sure it was introduced from lobbying by insurance companies.
It's a great market when it's illegal for someone not to buy your product... Or your competitors' - but there are only a few actual insurers.
You can still get fleet policies from specialist insurers, but you have to notify them of the registration of each vehicle somehow so it can be added to the database.
One thing that really pissed me off is that NCB earned on a bike wouldn't be honoured on a car (and vice versa) but if you claim on one, it puts all of your premiums up! b
ds! A prison related one.....
If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
popeyewhite said:
Doofus said:
akirk said:
glazbagun said:
Another etymology one- how did Vault (meaning to jump) and Vault (a place to store valuables) end up with the same word?
Guessing here...to vault is to span as in an arch - so storing valuables under the arches / to span a ditch = to jump it or something like that?!
Although of course, vault (to jump) is a verb and vault (cellar) a noun.
Psycho Warren said:
A prison related one.....
If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
I'm guessing that if you're on remand and you leg it, that's a separate crime. If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
Halmyre said:
Psycho Warren said:
A prison related one.....
If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
I'm guessing that if you're on remand and you leg it, that's a separate crime. If you are accused of a crime and remanded, like all prisoners, there are "prison offences" that don't exist outside, eg prohibited items etc etc. Or even escaping from prison.
If you are on remand and do something like smuggle a phone in, if you are subsequently found not guilty or the charges are dropped, can you be further detained and given sentence for the separate prison offence? or would it be dropped on the grounds you are innocent?
Also if you escape, and in your absence the charges are dropped, do you cease to be a prisoner or do you remain a convict until detained and formally released?
Clockwork Cupcake said:
Whilst you are correct, many insurers will give you an "introductory discount" equivalent to your existing NCB, effectively duplicating it.
But, yes, it is a quirk of UK motor insurance that it is neither wholly the car, nor wholly the driver, who is insured, but a strange combination of both.
It's the reg number the cops go by initially, if it aint' on the MID then you have a bit of explaining to do, the regular excuse of But, yes, it is a quirk of UK motor insurance that it is neither wholly the car, nor wholly the driver, who is insured, but a strange combination of both.
" Im a named driver on my Mum's car insurance " doesn't wash either.
coppernorks said:
It's the reg number the cops go by initially, if it aint' on the MID then you have a bit of explaining to do, the regular excuse of
" Im a named driver on my Mum's car insurance " doesn't wash either.
A car must have insurance. You can't use the "Drive another car on your own insurance" thing on an uninsured car." Im a named driver on my Mum's car insurance " doesn't wash either.
But, at the same time, the driver must also be explicitly insured to drive the car, either as a named driver, or the policy must be for 'any driver', or the driver must have their own policy that allows them to drive the car.
However, a private individual cannot have a generic 'any car' policy - it has to be associated with a vehicle. Yes, there is trade insurance but that's different.
Also, a motor insurance policy is in the name of a person (the Policyholder) not the car, unlike VED and the V5C.
So, as I said, UK motor insurance is odd inasmuch as it is neither wholly the car nor wholly the driver.
But, yes, the police do start with the registration number. I don't see how that contradicts what I wrote though.
Edited by Clockwork Cupcake on Saturday 13th March 12:42
bristolracer said:
Could you start a wind turbine by hand?
I saw one turning the other day in very calm conditions and wondered how much force would be needed to start it spinning
A bit like this: https://youtu.be/mpS2CEuZO0o ?I saw one turning the other day in very calm conditions and wondered how much force would be needed to start it spinning
bristolracer said:
Could you start a wind turbine by hand?
I saw one turning the other day in very calm conditions and wondered how much force would be needed to start it spinning
I suppose it's a very long lever, but I'm going to guess and say no. Here's a low wind turbine that someone can throw some maths at if they know:I saw one turning the other day in very calm conditions and wondered how much force would be needed to start it spinning
https://www.siemensgamesa.com/products-and-service...
The wind would need to be high enough to keep it going, but juuust not high enough to start the turbine, with a sweet spot where your pathetic input was all that was needed to make the difference.
They often draw energy from the grid to keep spinning if the wind is at a certain threshold as (from school memory) friction is greater between stationary objects than those in motion, so it makes sense to power them to take advantage of mild gusts.
Hugo a Gogo said:
popeyewhite said:
Doofus said:
akirk said:
glazbagun said:
Another etymology one- how did Vault (meaning to jump) and Vault (a place to store valuables) end up with the same word?
Guessing here...to vault is to span as in an arch - so storing valuables under the arches / to span a ditch = to jump it or something like that?!
Although of course, vault (to jump) is a verb and vault (cellar) a noun.
Abbott said:
Not spelt the same but still funny https://www.youtube.com/watch?v=tSaJOu7kO1g
Similar to Barbara's Rhubarb Bar in German:https://www.youtube.com/watch?v=gG62zay3kck
underwhelmist said:
All my university assignments are run through some software called turn it in, which checks for similarity with other papers. Don’t know if it’s available generally, or if it compares against sources like song lyrics etc. I’m going to try it with some song lyrics and will post results.
Slightly OT but my daughter got accused of plagiarism on one of her PHD papers she submitted as the software picked it up as similar to an already published paper. It was only when she pointed out the paper she was quoting was actually her own work that she had had published two years earlier whist on a research project. Gassing Station | The Lounge | Top of Page | What's New | My Stuff