What is it with young people and cash?
Discussion
FiF said:
I'm an old git, don't have a phone with the pay by phone option, but do have cards. Generally carry cash in wallet, two sections, household money, anywhere between 30-60. Personal section 80-100. Yep old fashioned, but here it is.
Don't know what Mrs does, but she is even more cash oriented than me.
Daughter, millennial, having been caught out a couple of times with no cash and having to make a quick visit to atm now has a 20 tucked in the back of her phone.
Problem is apart from the place doesn't take cards scenario, have seen an issue with pay by phone twice now. Chip shop, can't remember the exact figures now, bloke pays for his order, say £5.40. He's reading the screen upside down, presses OK, then spots it says £55.40. Right cafuffle, shop cannot manage to refund him, claims needs to go for petrol, in end shop owner digs out the cash from till. Daughter got charged twice at Tesco when first payment appeared to fall over, but hadn't. To be fair easily resolved and corrected.
Then there's this, £1,599 for bunch of bananas
On Apple pay, which doesn't have a limit apparently, also problem with refund.
Amazing bad luck. I must have used cards and contactless on thousands of occasions and never had a single problem.Don't know what Mrs does, but she is even more cash oriented than me.
Daughter, millennial, having been caught out a couple of times with no cash and having to make a quick visit to atm now has a 20 tucked in the back of her phone.
Problem is apart from the place doesn't take cards scenario, have seen an issue with pay by phone twice now. Chip shop, can't remember the exact figures now, bloke pays for his order, say £5.40. He's reading the screen upside down, presses OK, then spots it says £55.40. Right cafuffle, shop cannot manage to refund him, claims needs to go for petrol, in end shop owner digs out the cash from till. Daughter got charged twice at Tesco when first payment appeared to fall over, but hadn't. To be fair easily resolved and corrected.
Then there's this, £1,599 for bunch of bananas
On Apple pay, which doesn't have a limit apparently, also problem with refund.
Blakeatron said:
38 here, rarely go shopping as my wife does all that - and day to day work things are all on accounts.
However i always have cash and never use a card, helps me keep track of spending!
Start the week with £10 and gets spent mostly on pies and dr pepper.
Can’t remember the last time i used a card, always have at least £100 on me
Good man However i always have cash and never use a card, helps me keep track of spending!
Start the week with £10 and gets spent mostly on pies and dr pepper.
Can’t remember the last time i used a card, always have at least £100 on me
40 and haven't purposely carried cash for years. I only use it now to pay the weekly subs for 5 aside. I do have a big tub of cash for the kids football tuck shop sat at home.
I don't normally carry a card anymore either, just use Google pay on my phone. The only place the contactless limit is a problem is Tesco and I don't go there very often anyway.
I don't normally carry a card anymore either, just use Google pay on my phone. The only place the contactless limit is a problem is Tesco and I don't go there very often anyway.
Blakeatron said:
38 here, rarely go shopping as my wife does all that - and day to day work things are all on accounts.
However i always have cash and never use a card, helps me keep track of spending!
Start the week with £10 and gets spent mostly on pies and dr pepper.
Can’t remember the last time i used a card, always have at least £100 on me
Same. Apart from online purchases and situations where paying with a fold of notes would be vulgar I always use cashHowever i always have cash and never use a card, helps me keep track of spending!
Start the week with £10 and gets spent mostly on pies and dr pepper.
Can’t remember the last time i used a card, always have at least £100 on me
I currently have an enormous amount of cash as I buy stuff for work on Amazon then get paid out of petty cash.
But as the pub is shut I am not spending it!
On young folk not having cash, there's an element of it being modern so they don't do it, even when it is an inconvenience on multiple occasions.
I'm reminded of our token youngster at work who takes the mick out of the rest of us for having "old people phone cases" ie the leather wallet types. We pointed out that she is the only one with a phone screen cracked in multiple places.
But as the pub is shut I am not spending it!
On young folk not having cash, there's an element of it being modern so they don't do it, even when it is an inconvenience on multiple occasions.
I'm reminded of our token youngster at work who takes the mick out of the rest of us for having "old people phone cases" ie the leather wallet types. We pointed out that she is the only one with a phone screen cracked in multiple places.
Wacky Racer said:
As per thread title.
My three lads, all in their thirties never carry cash despite being in extremely well paid jobs...I mean not even a fiver, everything is paid for by card.
I don't expect them to carry £500 or anything, but a small float of around £30 in their wallets wouldn't be a bad idea, for example my local Chinese only accepts cash. (See Chip shop thread)
What happens if they go into a small shop in the middle of nowhere and want to buy a Mars bar?
Kids eh?
Why? Surely the real issue here is why doesn't the local Chinese take cards?My three lads, all in their thirties never carry cash despite being in extremely well paid jobs...I mean not even a fiver, everything is paid for by card.
I don't expect them to carry £500 or anything, but a small float of around £30 in their wallets wouldn't be a bad idea, for example my local Chinese only accepts cash. (See Chip shop thread)
What happens if they go into a small shop in the middle of nowhere and want to buy a Mars bar?
Kids eh?
Wacky Racer said:
As per thread title.
My three lads, all in their thirties never carry cash despite being in extremely well paid jobs...I mean not even a fiver, everything is paid for by card.
I don't expect them to carry £500 or anything, but a small float of around £30 in their wallets wouldn't be a bad idea, for example my local Chinese only accepts cash. (See Chip shop thread)
What happens if they go into a small shop in the middle of nowhere and want to buy a Mars bar?
Kids eh?
Your kids are clearly living in the modern world, and do not feel the need to carry cash.My three lads, all in their thirties never carry cash despite being in extremely well paid jobs...I mean not even a fiver, everything is paid for by card.
I don't expect them to carry £500 or anything, but a small float of around £30 in their wallets wouldn't be a bad idea, for example my local Chinese only accepts cash. (See Chip shop thread)
What happens if they go into a small shop in the middle of nowhere and want to buy a Mars bar?
Kids eh?
One of the few good things to come from Covid has been an accelerated move towards less cash and more cards/contactless. Many businesses who were still trying to desperately avoid taking cards have had to make the change or lose custom.
I find cash to be antiquated and inconvenient. Why carry around sheets of polymer and bits metal to pay for things? Seems crazy in 2021.
I pay for pretty much everything using my phone. I don’t even have to carry my physical debit/credit cards now, which is even more handy. Contactless payment limit using an iPhone is virtually unlimited.
Now that most car park ticket machines are finally contactless, I am free of having to carry loose change in the car just for this purpose.
Electronic payments solve numerous other ‘issues’ as well, such as paying a taxi driver the exact £8.70 on the meter instead of handing over £10 and knowing fine well they don’t want to give you change, but that is a whole different part of the debate
Each to their own, but for me, cashless is great.
(I’m 41 by the way)
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