House Insurance

[lesstatt]

Not sure where to post this but im looking at taking an extended break around Europe for 6 months next year, does anyone know where you stand house insurance wise and if you need a specialised company, I have someone who will keep an eye on the property but no one will actually live there.

[Bobley]

Check your policy to be sure but my folks have certainly been away for up to 3 months and the house was covered in their case.

[Simon Brooks]

I recently changed insurance companies for house insurance and seem to recall there being a declaration about not leaving the property uninhabited for X days, I'm guessing this may be industry standard, probably worth checking your T & C's

[Chrisgr31]

Most standard policies definitely have a clause that limits the number of days the house can be left empty. However I assume that most insurance companies will still cover the house, just want to be assured the house will be checked and a higher premium.

[tjdixon911]

I'm doing a similar thing next year and hadn't given this a thought, I will have to have a check.

I was hoping to get a mate (who rents already) to move in and rent it cheaply while we are away, this would probably affect the insurance in someway too...