help! can't get finance

[Caulkhead]

ZOLLAR said:

hora said:

Shmee said:

ZOLLAR said:

Is it possible to live inside a Gallardo?.

Yes, it absolutely is.

The ultimate meaning of ghetto fabulous!

It adds up to £56,352, so I'm thinking that final payment may be abit large

You don't need to worry about that detail right now sir, just sign on the dotted line. . . . . .

[ZOLLAR]

Caulkhead said:

You don't need to worry about that detail right now sir, just sign on the dotted line. . . . . .

"Oooo what a nice pen, should I read this contract? no? ok I'll just sign here..."



Garlick that link is dangerous!

[Blown2CV]

no offence intended, but just because you clearly earn 'loadsamoney' doesn't mean you have a good credit rating. Or maybe you are self-employed?

[steve_bmw]

£100.000 a year, you have 10k deposit, just save up the rest and pay cash.
Do you have alot of disposable income?

[Deva Link]

Pints said:

matrignano said:

Swapping my licence would be the last resort really...having a foreign licence in the UK has some "benefits"

I thought they were clamping down on those benefits?

If you get done in the UK then DVLA set up a virtual licence so you get the points anyway. You'd be on pretty dodgy ground not to declare those for insurance.

[matrignano]

steve_bmw said:

£100.000 a year, you have 10k deposit, just save up the rest and pay cash.
Do you have alot of disposable income?

Can't complain, but would still take more than a year to save £30k!

[steve_bmw]

matrignano said:

steve_bmw said:

£100.000 a year, you have 10k deposit, just save up the rest and pay cash.
Do you have alot of disposable income?

Can't complain, but would still take more than a year to save £30k!

ok, I guess you want the aston sooner rather than later
good luck with finding the moneys!

[sim16v]

matrignano said:

I have plenty of bills! As much as I'd like not to, I have to pay for rent, gas, electricity, water, internet etc.
And I have a credit card on which I've racked more than £35k of credit, all paid in full at month end.
I've been employed for 3.5 years with a UK bank, pay my taxes and NIC, am on the electoral register etc. I've even studied in this country!

I'm hardly an unknown quantity...

Put it on your credit card!

[George H]

Garlick said:

http://pistonheads.oraclefinance.co.uk/

Is there some sort of affiliation with Oracle where PH members get a discount?

Or am I being a bit optimistic?

[Ean218]

matrignano said:

I've been employed for 3.5 years with a UK bank, pay my taxes and NIC, am on the electoral register etc. I've even studied in this country!

I'm hardly an unknown quantity...

But you are actively breaking the law by driving on an EU licence after your 3 years are up.

Is it any surprise no-one trusts you with their money?

[bigandclever]

matrignano said:

Any way the licence swapping process can be sped up?
I'm travelling a bit in the next few months and can't risk having my passport unavailable for 3-4 weeks!

Yes, you can do it in person at three only DVLA local offices (Glasgow, Nottingham and Wimbledon), or at Head Office.

[Funk]

Ean218 said:

matrignano said:

I've been employed for 3.5 years with a UK bank, pay my taxes and NIC, am on the electoral register etc. I've even studied in this country!

I'm hardly an unknown quantity...

But you are actively breaking the law by driving on an EU licence after your 3 years are up.

Is it any surprise no-one trusts you with their money?

Indeed.

[NotSoSure]

hora said:

Wasn't there a recentish case where a foreign/EU national (Bulgarian?) bought a car on finance then skipped country with it?

I suppose Brits never do such things?

Funk said:

Ean218 said:

matrignano said:

I've been employed for 3.5 years with a UK bank, pay my taxes and NIC, am on the electoral register etc. I've even studied in this country!

I'm hardly an unknown quantity...

But you are actively breaking the law by driving on an EU licence after your 3 years are up.

Is it any surprise no-one trusts you with their money?

Indeed.

No law being broken. He has until his 70th birthday to use his EU licence.

Read more here:

http://www.direct.gov.uk/en/Motoring/DriverLicensi...

DVLA said:

Provided your licence remains valid you may drive in GB:

Car, motorcycle driving licence holders (ordinary driving licence):

until aged 70 or for three years after becoming resident, whichever is the longer period

Been driving here myself for many years on an EU licence. As for the benefits, works both ways. Isn't the usual advice here to ignore fines from abroad?

[dicktracy]

Ean218 said:

But you are actively breaking the law by driving on an EU licence after your 3 years are up.

Is it any surprise no-one trusts you with their money?

Bull's eye!

[ZOLLAR]

dicktracy said:

Ean218 said:

But you are actively breaking the law by driving on an EU licence after your 3 years are up.

Is it any surprise no-one trusts you with their money?

Bull's eye!

According to that website more like bull st?

[OdramaSwimLaden]

[matrignano]

NotSoSure said:

Been driving here myself for many years on an EU licence. As for the benefits, works both ways. Isn't the usual advice here to ignore fines from abroad?

Indeed my broker told me that the finance companies wouldn't fund my deal because of this 3 year rule, which is completely bullst as confirmed by the DVLA (I even called them to confirm).
Hence why I think this is a discriminatory policy.

[matrignano]

OdramaSwimLaden said:

Hmmm...anyone want to make a riskless 10% p.a.

I'm good for it, honest

[gareth.e]

matrignano said:

OdramaSwimLaden said:

Hmmm...anyone want to make a riskless 10% p.a.

I'm good for it, honest

No problem.

I'll need photos of your children, the address of their schools and your passport please..

[matrignano]

gareth.e said:

No problem.

I'll need photos of your children, the address of their schools and your passport please..

Perv!
No children, but you can have pics of my pet rhinoceros.