Sold Car Declared Cat C
Discussion
WeirdNeville said:
So wait...
He bought a car that he knew a tree had fallen on...
And he's upset that it's damaged?
This.He bought a car that he knew a tree had fallen on...
And he's upset that it's damaged?
Ignore him. There is NO LEGAL COMEBACK with a private sale, especially in the case of a damaged car. It doesn't even matter if he specifically asked you was it categorised.
If you could be bothered, ask him the date of the write off. If you can't, just tell him to fist himself.
Marty Funkhouser said:
saaby93 said:
Found it 
http://pistonheads.co.uk/gassing/topic.asp?h=0&...
Did an insurer inspect it?
They may have classified it without you knowing
Nope - only involvement the insurance company had was to basically tell me to FRO when I rang up to see if I was covered. I rang them up to check and they confirmed they hadnt done anything like it.http://pistonheads.co.uk/gassing/topic.asp?h=0&...
Did an insurer inspect it?
They may have classified it without you knowing
The buyer is threatening "legal action" and/or to "sort this out personally"......very odd...
There was a thread in SPL about a year ago where an insurers engineer classified it before theyd even discussed payout or whether it looked worse than it was. I dont think it was declassified but I think we found it was possible if whoever had done it would agree.
Can you get onto HPI and find out who done what when?
Sounds like the guy who bought it is a bit of a sap.
I suggest you need to get to the root of the issue or tell him to pith off.
Any attempt to seek recompense will be in vein and will go against the grain of justice.
I can see no releaf for either of you if he continues to get on your twig.
Perhaps you could branch out into selling damaged cars but it may not be fruitful as many people will go nuts and bough out when they discover they are not up to scratch but others may be Oakay with it.
I suggest you need to get to the root of the issue or tell him to pith off.
Any attempt to seek recompense will be in vein and will go against the grain of justice.
I can see no releaf for either of you if he continues to get on your twig.
Perhaps you could branch out into selling damaged cars but it may not be fruitful as many people will go nuts and bough out when they discover they are not up to scratch but others may be Oakay with it.
The most important bit is when it was categorised.
It is not unknown to have a non-recoded car bought whilst damaged and then insured, wait a few weeks and claim (used to be rife many years ago, but less so these days).
Even if was recorded predating your ownership - the new buyer has no recourse unless s/he specifically asked and you were deemed to have known. (Totally different set of rules would apply if you are a trader).
Edit: just seen Decky Q
It is not unknown to have a non-recoded car bought whilst damaged and then insured, wait a few weeks and claim (used to be rife many years ago, but less so these days).
Even if was recorded predating your ownership - the new buyer has no recourse unless s/he specifically asked and you were deemed to have known. (Totally different set of rules would apply if you are a trader).
Edit: just seen Decky Q
saaby93 said:
I'm not surprised really. It's one thing to buy a car thats been repaired another to find its Cat C.
He didnt sell it as repaired tho, he sold it as well and truly f
ked... roof and pillar mangled etc etc.. but with the suggestion a garage could repair it for you.His advert was very clear about what had happened to it.
I reckon the ebay purchaser thought he could get it repaired 'cheap' and sell it on, he may or may not have done this, but now its been declared Cat C, so its going to be worth buttons..
I rang up my insurance company after someone hit the rear of my car whilst I was stationary. It just needed a new bumper as he only tapped me by the time he’d braked. No other damage. So, I rang up my insurance company to discuss the options. However, I didn’t proceed with the claim. Instead I went through Europa who promptly took the car to a local bodyshop, had it repaired and back to me within a week. They claimed from the third party’s insurance as it was clearly their fault.
Anyway, when I came to part exchange the car at a later date, the garage told me I couldn’t as it was registered as a Cat C! I did a HPI check and they were right, the date of the cat was around the date of the previous accident. Anyway, after a LOT of phone calls and messing around, my insurance company admitted they had made an administrative error and had accidentally listed my car as a Cat C. It was a right PITA to get the Cat C status removed mind!
Anyway, when I came to part exchange the car at a later date, the garage told me I couldn’t as it was registered as a Cat C! I did a HPI check and they were right, the date of the cat was around the date of the previous accident. Anyway, after a LOT of phone calls and messing around, my insurance company admitted they had made an administrative error and had accidentally listed my car as a Cat C. It was a right PITA to get the Cat C status removed mind!
danyeates said:
I rang up my insurance company after someone hit the rear of my car whilst I was stationary. It just needed a new bumper as he only tapped me by the time he’d braked. No other damage. So, I rang up my insurance company to discuss the options. However, I didn’t proceed with the claim. Instead I went through Europa who promptly took the car to a local bodyshop, had it repaired and back to me within a week. They claimed from the third party’s insurance as it was clearly their fault.
Anyway, when I came to part exchange the car at a later date, the garage told me I couldn’t as it was registered as a Cat C! I did a HPI check and they were right, the date of the cat was around the date of the previous accident. Anyway, after a LOT of phone calls and messing around, my insurance company admitted they had made an administrative error and had accidentally listed my car as a Cat C. It was a right PITA to get the Cat C status removed mind!
At least you've showed that it is possible (eventually) to get the classification undone.Anyway, when I came to part exchange the car at a later date, the garage told me I couldn’t as it was registered as a Cat C! I did a HPI check and they were right, the date of the cat was around the date of the previous accident. Anyway, after a LOT of phone calls and messing around, my insurance company admitted they had made an administrative error and had accidentally listed my car as a Cat C. It was a right PITA to get the Cat C status removed mind!
Its always a pain when your own insurer, who youd think was on your side, messes up
Marty Funkhouser said:
It was sold damaged with absolutely no guarantees to the level of damage - I told the buyer what a mechanic had told me - and made it perfectly clear it was an opinion.
That's fine but did he ask you about Cat C or did you say or imply it didnt go through insurance?3 weeks ago - is that before or after the sale?
and after any hpi checks anyone might have carried out?
saaby93 said:
hat's fine but did he ask you about Cat C or did you say or imply it didnt go through insurance?
3 weeks ago - is that before or after the sale?
and after any hpi checks anyone might have carried out?
I told him it hadnt been declared (and it hadnt, I sold it 6 weeks ago) and told him that I hadnt had any insurance pay out or involvement - again completely true.3 weeks ago - is that before or after the sale?
and after any hpi checks anyone might have carried out?
Presumably he carried out his own HPI checks as any buyer would and they were clear. He seems to think its my fault its been declared Car C subsequently.
Is it only insurance companies that can declare a car Cat C?
Can bodyshops or mechanics do it too?
If he took it to a garage to get it repaired could they have logged it as Cat C?
Perhaps if he bought in, insured it, then tried to claim for the damage on his insurance the insurance company gave it a cat c.
I'm going to take a guess that he doesn't understand what Cat C is.
I reckon he thought it was just a way to declare the level of the damage.
Like, cat d is light damage, cat c is minor damage, cat b is heavy damage.
We all know that's not the case, but the buyer might have thought it is.
So, he bough the car thinking it was not damaged enough to be a Cat C, but now he's had his insurers repair it (fraudulently?) they have made it a Cat C and he doesn't understand why.
Can bodyshops or mechanics do it too?
If he took it to a garage to get it repaired could they have logged it as Cat C?
Perhaps if he bought in, insured it, then tried to claim for the damage on his insurance the insurance company gave it a cat c.
I'm going to take a guess that he doesn't understand what Cat C is.
I reckon he thought it was just a way to declare the level of the damage.
Like, cat d is light damage, cat c is minor damage, cat b is heavy damage.
We all know that's not the case, but the buyer might have thought it is.
So, he bough the car thinking it was not damaged enough to be a Cat C, but now he's had his insurers repair it (fraudulently?) they have made it a Cat C and he doesn't understand why.
Tyre Tread said:
Sounds like the guy who bought it is a bit of a sap.
I suggest you need to get to the root of the issue or tell him to pith off.
Any attempt to seek recompense will be in vein and will go against the grain of justice.
I can see no releaf for either of you if he continues to get on your twig.
Perhaps you could branch out into selling damaged cars but it may not be fruitful as many people will go nuts and bough out when they discover they are not up to scratch but others may be Oakay with it.
Top effort I suggest you need to get to the root of the issue or tell him to pith off.
Any attempt to seek recompense will be in vein and will go against the grain of justice.
I can see no releaf for either of you if he continues to get on your twig.
Perhaps you could branch out into selling damaged cars but it may not be fruitful as many people will go nuts and bough out when they discover they are not up to scratch but others may be Oakay with it.
Marty Funkhouser said:
I told him it hadnt been declared (and it hadnt, I sold it 6 weeks ago) and told him that I hadnt had any insurance pay out or involvement - again completely true.
Presumably he carried out his own HPI checks as any buyer would and they were clear. He seems to think its my fault its been declared Car C subsequently.
Fair enough. He needs to find out why it was declared 3 weeks ago - not your problemPresumably he carried out his own HPI checks as any buyer would and they were clear. He seems to think its my fault its been declared Car C subsequently.
( although if he finds out from hpi it's your insurer you might want to help but maybe not)
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