Sold Car Declared Cat C

Sold Car Declared Cat C

Author
Discussion

odyssey2200

18,650 posts

210 months

Thursday 24th November 2011
quotequote all
So that car was declared a CAT C while in his ownership and that's now your problem??

Tyre Tread

10,535 posts

217 months

Thursday 24th November 2011
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StottyZr said:
Tyre Tread said:
Sounds like the guy who bought it is a bit of a sap.

I suggest you need to get to the root of the issue or tell him to pith off.

Any attempt to seek recompense will be in vein and will go against the grain of justice.

I can see no releaf for either of you if he continues to get on your twig.

Perhaps you could branch out into selling damaged cars but it may not be fruitful as many people will go nuts and bough out when they discover they are not up to scratch but others may be Oakay with it.
Top effort clap
Thanks
bowtie

CampDavid

9,145 posts

199 months

Thursday 24th November 2011
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Marty Funkhouser said:
The buyer is threatening "legal action" and/or to "sort this out personally"......very odd...
Stop dealing with him at this point. Don't deal with people making threats

SMcP114

2,916 posts

193 months

Thursday 24th November 2011
quotequote all
This story doesn't really add up.

The car can't magically be declared a Cat C write off. Either your or his insurance company has declared it as such. Why not carry out your own HPI check on the car to try and figure it out?

WeirdNeville

5,963 posts

216 months

Thursday 24th November 2011
quotequote all
SMcP114 said:
This story doesn't really add up.

The car can't magically be declared a Cat C write off. Either your or his insurance company has declared it as such. Why not carry out your own HPI check on the car to try and figure it out?
Why not not bother and leave it for the buyer to sort out?
I remember the pics. You can't expect a tree to land on a car like that, buy it, buff the damage out and flog it on for £££'s. Cat C is generous - once a car has had it's A-pillar bent I'd never expect it to be straight again.

Sounds like the buyer was trying to make a fast buck hoping the damage wouldn't be recorded and he could flog it as a straight car. Now it's cat C he can't do that, so he's peeved.

The only thing he's got to be annoyed at is his own greed and stupidity, IMO.

Davie_GLA

6,525 posts

200 months

Thursday 24th November 2011
quotequote all
Sounds to me as if the car was sold to punter A as damaged but not declared.

Punter A then insures it, later on tries to claim. Insurance right it off and declare it Cat C.

Punter A then sells it to Punter B who contacts OP for a shakedown.

/Holmes.

SMcP114

2,916 posts

193 months

Thursday 24th November 2011
quotequote all
WeirdNeville said:
SMcP114 said:
This story doesn't really add up.

The car can't magically be declared a Cat C write off. Either your or his insurance company has declared it as such. Why not carry out your own HPI check on the car to try and figure it out?
Why not not bother and leave it for the buyer to sort out?
I remember the pics. You can't expect a tree to land on a car like that, buy it, buff the damage out and flog it on for £££'s. Cat C is generous - once a car has had it's A-pillar bent I'd never expect it to be straight again.

Sounds like the buyer was trying to make a fast buck hoping the damage wouldn't be recorded and he could flog it as a straight car. Now it's cat C he can't do that, so he's peeved.

The only thing he's got to be annoyed at is his own greed and stupidity, IMO.
Yes, and under the circumstances I'd just ignore him.

You said that he was trying to make a quick buck and now it's Cat C he can't do that.

Which was why I asked in my original post, how can this be if it didn't go through the insurance?? It doesn't just magically become a Cat C write off. How could the buyer have bought the car looking to make a turn on it and then realised it was declared Cat C if neither him nor the OP put the damage through the insurance??

Chrisw666

22,655 posts

200 months

Thursday 24th November 2011
quotequote all
The guy who bought the car sounds like a bit of a mong.

If the car was sold as a non-recorded (i.e. not claimed for via insurance) salvage vehicle with damage then that is the end of it for you as the seller regardless of whether you are a trader or private.

It sounds like he has taken it for repairs, been given some figures he didn't like and has been told by some mechanic 'that would be a Cat-C write off mate!' and has therefore decided that you have somehow ripped him off. Tell him politely and firmly that you want nothing further to do with the car or him, and if he contacts you again or makes any threats then record them and report him to plod for harassment.


SMcP114

2,916 posts

193 months

Thursday 24th November 2011
quotequote all
Chrisw666 said:
The guy who bought the car sounds like a bit of a mong.

If the car was sold as a non-recorded (i.e. not claimed for via insurance) salvage vehicle with damage then that is the end of it for you as the seller regardless of whether you are a trader or private.

It sounds like he has taken it for repairs, been given some figures he didn't like and has been told by some mechanic 'that would be a Cat-C write off mate!' and has therefore decided that you have somehow ripped him off. Tell him politely and firmly that you want nothing further to do with the car or him, and if he contacts you again or makes any threats then record them and report him to plod for harassment.

That's exactly what I was thinking and why I would encourage the OP to do a quick HPI check himself.

I doubt the buyer has even HPI'd it. He's more likely showed it to his mates who have told him it's Cat C damage and he feels he's been ripped off. He obviously doesn't has much cop on when it comes to these things.

Tobias Funke

223 posts

197 months

Thursday 24th November 2011
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Why would he get an HPI check before he bought it and then get another one 6 weeks later?

SMcP114

2,916 posts

193 months

Thursday 24th November 2011
quotequote all
Tobias Funke said:
Why would he get an HPI check before he bought it and then get another one 6 weeks later?
Who? The OP or the buyer?

Tobias Funke

223 posts

197 months

Thursday 24th November 2011
quotequote all
SMcP114 said:
Who? The OP or the buyer?
The buyer, the OP said the buyer carried out an HPI check before he bought it and then did another one 6 weeks later, strange behaviour, no?

SMcP114

2,916 posts

193 months

Thursday 24th November 2011
quotequote all
Tobias Funke said:
SMcP114 said:
Who? The OP or the buyer?
The buyer, the OP said the buyer carried out an HPI check before he bought it and then did another one 6 weeks later, strange behaviour, no?
He doesn't actually know if the buyer carried out any HPI checks. He just presumes he would have.

Welshwonder

303 posts

189 months

Thursday 24th November 2011
quotequote all
Someone is telling porkies... For the OP's insurance company to declare it a write off, an assessor would have had to see the car. They don't do damage assessments over the phone! New owner is clearly trying to pull a fast one.

Pig Skill

1,368 posts

204 months

Thursday 24th November 2011
quotequote all
Just tell them to fk off and then move on with your life.

You pays you money.........

Edited by Pig Skill on Thursday 24th November 20:58

odyssey2200

18,650 posts

210 months

Thursday 24th November 2011
quotequote all
OP, have you done an HPI on the car yourself?
Do you know for sure that is registered as a Cat C?

daemon

35,842 posts

198 months

Thursday 24th November 2011
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Welshwonder said:
Someone is telling porkies... For the OP's insurance company to declare it a write off, an assessor would have had to see the car. They don't do damage assessments over the phone! New owner is clearly trying to pull a fast one.
+1

'writing off' is a finance / accounting term - ie, the car was declared beyond economical repair, therefore it was written off as a total loss. The car would then be sold off as salvage.

If it hasnt been through that process, then it cant be 'written off'

SMcP114

2,916 posts

193 months

Monday 28th November 2011
quotequote all
Sorry to bring up an old thread, but has there been any updates on this as I'm fascinated to know how a car got declared Cat C despite not being assessed by the insurance?

I also don't see how the new owner would pull a fast one with this? Surely the only logical reason for this is that it was Cat C before the tree fell on it?

fk sake send me the reg, I'll HPI it here now. This could have been sorted in 2 mins, without a thread on here with a simple HPI check. Seriously.

blindswelledrat

25,257 posts

233 months

Monday 28th November 2011
quotequote all
IM curious too, but as someone above has said, it's probably purely an administrative arror by the OPs insurance company.

FOr all those people who are telling MF to tell the buyer to get stuffed: If the above is true it is MF insurer that has made the mistake and it certainly wouldn't hurt him to make a call or two to see if he can help

Countdown

39,955 posts

197 months

Monday 28th November 2011
quotequote all
blindswelledrat said:
IM curious too, but as someone above has said, it's probably purely an administrative arror by the OPs insurance company.

FOr all those people who are telling MF to tell the buyer to get stuffed: If the above is true it is MF insurer that has made the mistake and it certainly wouldn't hurt him to make a call or two to see if he can help
How ??

Afaics the OP's insurers have had nothing to do with the car. They haven't even examined it let alone paid out on it so how can they write it off.

That aside, OP sold the car six weeks ago, car was written off 3 weeks ago, after it had left the OP's ownership.

Somebody's playing funny bu66ers but I don't think it's the OP.