Warm Saloon ~£1-2k

Author
Discussion

JayTee94

10,974 posts

158 months

Friday 17th February 2012
quotequote all
twazzock said:
Warm saloon ... 4-pot E46.

LOL

Can you get an Octavia VRS (I know it's a hatch...) for under £2k these days?
Oops! I was just thinking about what would be best with his insurance. What engine/spec would you suggest as I don't know much about them?

Octavia VRS is a good shout. smile

chrisispringles

893 posts

166 months

Friday 17th February 2012
quotequote all
Volvo 850 T5. Stonking quick and great to drive, I bet the insurance wouldn't be too bad either given the badge.

snotrag

14,465 posts

212 months

Friday 17th February 2012
quotequote all
Don't get an Audi 80.

They are about as Sporty as Miss Piggy. Great cars, no doubt, I like mine, but very, very much not Sporty. E30 BMW far more 'fun'.

That goes for all the 'cooking' Saloon models, I know there's the fast variants but bar the really quick Quattro Turbo's and Coupes I still can;t see any 80 being a good drivers car.


Get a quote on an Accord Type R - I've been quoted way less on those than any Civic/Integra. Not so many of them been owned by 'yoofs' I guess.

And they are Brilliant.


Others I'd suggest -

318/320 E36 BMW
Alfa 156, 1.8, 2.0 or V6 to suit insurance
MG ZS, engine to suit insurance quote as above

Somnophore

1,364 posts

177 months

Friday 17th February 2012
quotequote all
Nah t5s are pricey to insure and 15-20mpg, least the S60 2.0 turbo is brisk enough 8.5 0-60 but will do 30-34 mpg.

Baryonyx

17,998 posts

160 months

Saturday 18th February 2012
quotequote all
Somnophore said:
Nah t5s are pricey to insure and 15-20mpg, least the S60 2.0 turbo is brisk enough 8.5 0-60 but will do 30-34 mpg.
Yes, the T5 badge does sting the insurer, and they are seriously quick cars too so I can see why insurers charge a premium!

The S60 2.0L Turbo feels quite slow to 60 because it has quite a short first gear and a long second gear, and needs to bed down right for traction since it's FWD. Once it's rolling though it is surprisingly quick, and it can lay on the speed quite quickly. I also loved the long second gear, it was very useable. I'd often shift down to it for tight bends on the B roads, and the punch it had was tremendous. You could do a lot with that second gear, the car felt very natural in that range.

ciaranthemurph

278 posts

207 months

Saturday 18th February 2012
quotequote all

Baryonyx

17,998 posts

160 months

Saturday 18th February 2012
quotequote all
ciaranthemurph said:
I always wanted one of these:

http://www.pistonheads.com/sales/3596846.htm
Interesting, I've never heard of these! Mind you, as soon as this lad's insurers see 'VR6' they are going to run a mile. The Golf and Corrado VR6 are by no means hot compared to many things, but they still attract a premium whenever I look at them!

I suppose they are suffering the same 1990's TWOC'ers hangover that Ford Cosworths are...insurers look at their books from over the years and see the hundreds that were nicked back in the day!

ciaranthemurph

278 posts

207 months

Saturday 18th February 2012
quotequote all
Baryonyx said:
Interesting, I've never heard of these! Mind you, as soon as this lad's insurers see 'VR6' they are going to run a mile. The Golf and Corrado VR6 are by no means hot compared to many things, but they still attract a premium whenever I look at them!

I suppose they are suffering the same 1990's TWOC'ers hangover that Ford Cosworths are...insurers look at their books from over the years and see the hundreds that were nicked back in the day!
I think that because it's the sensible humdrum 4 door vento the insurance wouldn't be too bad. When I was in the market for one a couple of years ago, the insurance was less than the 306 GTI6 that I ended up buying.

Baryonyx

17,998 posts

160 months

Saturday 18th February 2012
quotequote all
ciaranthemurph said:
I think that because it's the sensible humdrum 4 door vento the insurance wouldn't be too bad. When I was in the market for one a couple of years ago, the insurance was less than the 306 GTI6 that I ended up buying.
Hmm, I've always found the 106 and 306 GTI models quite cheap to insure. Maybe my insurer has just had bad experiences with VR6 cars! Mind you, I don't think they're wildly fast but they sound great, and I always loved the active aero pop-up spoiler on the Corrado VR6!

Digby

8,243 posts

247 months

Saturday 18th February 2012
quotequote all
If you can live with the Rover-esque looks, these are little stormers for the money.I had one for a while.Just shy of 170 bhp and rev to the point they sound more like a bike.Not as hot as the Accord type R, but certainly warm!

http://www.pistonheads.com/sales/3658392.htm

BorkFactor

7,266 posts

159 months

Saturday 18th February 2012
quotequote all
The Mondeo ST24 is a good idea - I bought one when I turned 19 as it was very cheap to buy, and insurance was considerably less than everything else.

Watch for the "kick" at 3500 rpm - if that is absent then the IMRC (inlet manifold runner control, basically opens the secondaries so you run on 24 valves) is borked. Not a big deal, either a) the transistor is cooked, solder a new one in, b) the wiring to the IMRC is cooked c) the secondaries are gummed up with carbon deposits.

Besides that, watch that the water pump is changed for one with a metal impeller as the plastic one can brake and cook the head gasket.

They are brilliant cars and you will get a lot of fun out of it. Brilliant seats, lovely noise, and drives really well when you are throwing it down back roads smile

43034

Original Poster:

2,963 posts

169 months

Saturday 18th February 2012
quotequote all
JayTee94 said:
Most of those choices must be way to new for you. wink

What age are you looking for? Have you considered a BMW (E46) 318i.
Thanks for the replies folks! I'll reply suggestion by suggestion - Given me some cars I didn't even think about!

Anything proper classic at £1-2k will be a rust bucket, plus i'm after a bit more speed! wink

Eighteeteewhy- I've looked at the Audi Coupe, can't get insurance on it! Same with this week's SOTW frown

Yiliterate- Yep was looking at the newer version. Insurance likes them a lot.

NadiR- Not too keen on the MGs, just dislike the looks of them. Plus a mate has one so want something different!!

mike9009- I looked at 156s and I sadly cant afford to insure one. That goes for any alfa seemingly, and for BMWs.

oj121- I like that! It's £1800 to insure but they can be had for about £700 So I like! Am going to keep these in mind. Cheers

Digby- Whilst the Type R is a great shout, as others have said, insurance means it's a no go.

FreeLitres- Even the 2.0 is 2k to insure so it's out, shame as they're stunning cars.

hardcorehobbit - Toledo and Vectra are no goes, due to... you know what. They want roughly the same as the X-Type.

Digby- £100 more than the St24 to insure. And a further £300ish to buy. Not worth the extra money in my eyes but cheers for the suggestion!

It's between the St24 and the Primera at the moment. Only 6months to wait!!

Thank you all


43034

Original Poster:

2,963 posts

169 months

Monday 20th February 2012
quotequote all
Well, I decided to go through this thread again, testing all cars for insurance and a Vectra SRi has become insurable. 147bhp, 8.5 to 60. Seems good enough for me!

Anyone owned one? What're they like?

BorkFactor

7,266 posts

159 months

Monday 20th February 2012
quotequote all
43034 said:
Well, I decided to go through this thread again, testing all cars for insurance and a Vectra SRi has become insurable. 147bhp, 8.5 to 60. Seems good enough for me!

Anyone owned one? What're they like?
Drove one when buying my new car, the ST24 is the better car in almost every way.

Lovely cars, I will miss mine smile

43034

Original Poster:

2,963 posts

169 months

Monday 20th February 2012
quotequote all
Cheers mate.

As an aside, the ST24 at the moment is my favourite. Checked insurance today and it went down by £50. Of course a lot could change between now and August but still, better than it going up by £50.

Just keeping my options open!

BorkFactor

7,266 posts

159 months

Monday 20th February 2012
quotequote all
Take a look at the Vectra B GSI, they are nice if you can find a good one. Insurance shouldn't be too bad on them either. Much better than the SRI as you actually get uprated suspension etc. smile

McSam

6,753 posts

176 months

Monday 20th February 2012
quotequote all
I found myself in this exact situation and I ended up with the '96 A4 2.6 you can read about in my profile. Feel free to quote M700 SDM (and P958 AWL is a 2.8 30v one).

I picked it up for £950 and there are plenty around at that money, £2,000 will get you the absolute pick of the crop in B5 A4s so you can be as picky as you like! I would avoid the 1.8T because they tend to attract higher premiums and, well.. they're just not as creamy as the V6s cloud9

While I'm at it, though, don't buy a 2.6: it's an old engine that was being phased out, and its power/economy balance - or lack thereof - shows this. All 2.4s are 30v engines making 165bhp, very nice, and most 2.8s from 1997 onwards are also 30vs with 192bhp, though these are a little more to insure. The 30-valvers can get 35mpg if you're gentle, and are very torque-heavy so fantastically good cruisers. Like being revved a bit too.

The car as a whole is nice to sit in, doesn't feel dated inside and rides well too, provided you don't lower the damn thing. Definitely worth a look, if you ask me - and at 18, saying you drive a V6 Audi isn't bad going hehe

BorkFactor

7,266 posts

159 months

Monday 20th February 2012
quotequote all
^^ Excellent point. Don't forget the B5 A4, he has a very nice one smile

43034

Original Poster:

2,963 posts

169 months

Monday 20th February 2012
quotequote all
Thanks for the gen McSam.

M700 comes in at just short of £2k, P958 at £2.8k frown

To give you an idea, an ST24 is £1550, Primera GT £1700, SRI Vectra £1600 and a 1.8T £1800.

McSam

6,753 posts

176 months

Monday 20th February 2012
quotequote all
Ouch, I wonder what's weighting your quotes so heavily? I paid £1200, although it has to be said postcodes don't come much cheaper than mine. I had a twelve grand claim against me, though! As regards general insurance help, having two named drivers between 40 and 65 with clean licences will help no end (they don't have to be related to you!), garage or driveway parking are not necessarily cheaper, and your estimated mileage will obviously affect it a lot. An interesting one is also what year you bought the car, which makes a huge difference but strikes me as rather untraceable.. Not that I said any such thing, of course!

And BorkFactor (not used to seeing that name!), thank you very much, I'm prone to an occasional look at yours too! Lovely smile