Keeping a car for your kids
Discussion
kayzee said:
carguy88 said:
Frances The Mute said:
LotusOmega375D said:
I see these threads on here about what cheap car for my 17 year old etc. and cars like 15 year-old hatchbacks often get mentioned. Indeed I see young drivers in these kinds of car every day, so they must be sensible options, regarding insurance etc.
Anyway, buying any 15 year-old car has its risks. So this has got me thinking. My wife has a 2006 Grande Punto, which would be 16 years old by the time our eldest is old enough to start driving. Mileage-wise I would expect it to be around 65,000 by then. We're the second owners and have owned it for 3 years. It has FFSH and has been well-looked after.
The wife is happy pootling around in it, so should we keep and run it all that time and then give it to the kids when they're old enough (assuming it doesn't get written-off in the meantime), rather than selling this car and then going out and buying them a different one of a similar age? Better the devil you know? Has anyone on here kept a car for their kids over a period of year in this way?
Bad example of a small hatch car to keep.Anyway, buying any 15 year-old car has its risks. So this has got me thinking. My wife has a 2006 Grande Punto, which would be 16 years old by the time our eldest is old enough to start driving. Mileage-wise I would expect it to be around 65,000 by then. We're the second owners and have owned it for 3 years. It has FFSH and has been well-looked after.
The wife is happy pootling around in it, so should we keep and run it all that time and then give it to the kids when they're old enough (assuming it doesn't get written-off in the meantime), rather than selling this car and then going out and buying them a different one of a similar age? Better the devil you know? Has anyone on here kept a car for their kids over a period of year in this way?
Good example? Pug 106GTi
The punto, being a 1.6 would be less than half that I assume...
best thing to do is let them but their own car, and insure it...your probobly reducing the chances of them crashing it than if they get something handed to them, no matter how old it is.
I'm 19, bought my first car for £480 (1995 peugeot 306 D-turbo) and paid a lovely 2600 to ensure it; and that was insurance group 6! still i was happier driving that than the brand new 1.2 /1.4 modern hatchbacks that other mummy's and daddy's had forked out for:-)
easy to run/easy to work at and looked the part. actually still have it although im driving a passat. lo ved the car because it was my own and i had worked for it..so treated it with respect!
I'm 19, bought my first car for £480 (1995 peugeot 306 D-turbo) and paid a lovely 2600 to ensure it; and that was insurance group 6! still i was happier driving that than the brand new 1.2 /1.4 modern hatchbacks that other mummy's and daddy's had forked out for:-)
easy to run/easy to work at and looked the part. actually still have it although im driving a passat. lo ved the car because it was my own and i had worked for it..so treated it with respect!
If YOU like the car, keep it for yourself. Kids have their own ideas about what's cool and what's not.
Having said that I'm hanging on to a 1990 Toyota MR2 turbo because my son, who's 20, has been hankering after it since he was 12. I keep telling him he won't get insured until he's 50, but will he listen?
Having said that I'm hanging on to a 1990 Toyota MR2 turbo because my son, who's 20, has been hankering after it since he was 12. I keep telling him he won't get insured until he's 50, but will he listen?
Personally I wouldn't bother. We've just had to buy a first car for our freshly minted 17 year old driver in the family.... Our criteria was:
-super cheap to buy
-super cheap to insure
-a total bag of crap that no one would care if it got scratched, bumped and generally abused and therefore would not attract any form of insurance claim at all no matter what unless a third party was involved.
-is barely capable of attaining the national speed limit.
-would last a year. Or until the mot ran out.
-would not require the attention of a garage.
There were endless examples available that met all the above for under a grand.
-super cheap to buy
-super cheap to insure
-a total bag of crap that no one would care if it got scratched, bumped and generally abused and therefore would not attract any form of insurance claim at all no matter what unless a third party was involved.
-is barely capable of attaining the national speed limit.
-would last a year. Or until the mot ran out.
-would not require the attention of a garage.
There were endless examples available that met all the above for under a grand.
Benbay001 said:
As someone who is young and spritely, i can assure you i wouldnt want the car my mum has owned for years, even if it was handed on a plate. In fact, i was given my mums rav-4 and sold it within a couple of weeks (she knew my intentions before she gave me it).
My wife drives an Ibiza cupra. There's no way our kids are getting it.sjg said:
My first car was the Fiat Uno that my parents had bought new in 1986, so it was 11 years old by the time I started driving.
God knows what a 17 year old will pay to insure anything that far down the line. I'd keep it though, not necessarily for your offspring, but if she's happy with it and it's doing the job OK then it's not really costing you much. If it makes it to 16 years old (and if looked after, it should) and you can pass it on, well that saves buying something else.
I am same, My parent bought white fiat uno 999cc and passed onto me when it done 125,000miles. great car!!God knows what a 17 year old will pay to insure anything that far down the line. I'd keep it though, not necessarily for your offspring, but if she's happy with it and it's doing the job OK then it's not really costing you much. If it makes it to 16 years old (and if looked after, it should) and you can pass it on, well that saves buying something else.
Gassing Station | General Gassing | Top of Page | What's New | My Stuff