pickup/4x4 insurance??

[Altrezia]

Just insured my Disco for £450 via Adrian Flux. I'm 28 and my Elise is cheaper to insure. Odd.

[mcnultycallum]

so looks like pickups etc are gonna be n expensive option, and classic policies you have to be over 21?

[RJP001]

Or over 25 because classic insurers who did do under 25s are quickly dwindling in numbers.

Basically if you're under 25, then the insurance industry is doing all it can to basically get you off the road unless you're a footie player who can afford insane premiums.

[NotDave]

unfortunately so.


Getting under 21 year old apprentices insured on company vehicles, for works use..... Is a fking nightmare

[Jez0099]

try a vauxhall corsa 1.0 there cheap(ish) to insure and the corsa is a nice car dont no about the 1.0 engines however.
im saying this as i have a 1.2 and insurance is a problem on that

[AlecG]

RJP001 said:

Or over 25 because classic insurers who did do under 25s are quickly dwindling in numbers.

Basically if you're under 25, then the insurance industry is doing all it can to basically get you off the road unless you're a footie player who can afford insane premiums.

Be warned it doesn't magically get cheaper at 25 either!

[NotDave]

AlecG said:

Be warned it doesn't magically get cheaper at 25 either!

Despite the bks they tell you.

Only way I've found 25 helps is that I can be added onto each of my fathers cars for pittance, £50 a time or such, for 12months on a 1964 pagoda, 96 XK8 or shogun sport 2006

[vxmatt]

Jez0099 said:

try a vauxhall corsa 1.0 there cheap(ish) to insure and the corsa is a nice car dont no about the 1.0 engines however.
im saying this as i have a 1.2 and insurance is a problem on that

I had a 1.0 as my first car. They aren't bad little engines although they do need to be revved quite a bit if you want to 'make progress'

[crofty1984]

mcnultycallum said:

i went down the motorbike route and bought myself a honda nsr 125 but biking wasnt really for me, so selling the bike now to fund a car

Friend of mine used to ride one of those. Lost a leg.

[RJP001]

AlecG said:

Be warned it doesn't magically get cheaper at 25 either!

No, but at least there should be more companies willing to quote if you want something that isn't a modern every day car.

[RussH91]

NFU quoted me £2400 for an Isuzu Trooper 3.0D lwb van and £2100 for a 1.9D Berlingo.
Was amazed how little the difference was.

20 year old, farm labourer (part time student), living away from home, driving for 3 years, No NCB due to company van.

Vans are meant to be cheaper; our business policy went up £600 quid when I was added only on the one van.

Oh and we'd had a policy with NFU for other 15 years, and spoke to them directly at local branch, they seemed to try hard to get it down, went down £600 in a afternoon.

Ha stayed on the buisness policy.

[MPShan]

I had one of the new shape L200 Warriors when I was 22. Thought it looked great with the leather, bigger alloys & blingy bits etc. Ended up paying £4800 to insure it for the first 12 months, including work miles. Dropped to a bargain £2k for the second year though.

Now I'm 28 and still paying near £900 on a 10 year old Jeep with 3 years no claims.

I was told when I renewed that one of the underwriters (Enterprise?) had decided that insuring under 30's was too much risk these days.

[_Batty_]

28, Grand Cherokee with LPG. £600 odd.
Not really dear if you ask me. That was with Flux.