catagory write offs
Discussion
If the car drives straight, brakes straight and steers properly there's a good chance it's fine. Also check tyre wear. My ex had a cat D clio that used to warp break discs so I think it might have had a bent hub or something. Just keep an eye out for things needing replaced prematurely. It is quite possible that the airbags could deploy during recovery if the bumper etc got caught/ angle change caused something to trigger the sensors.
Sorry, but no.
k off.gaynorc said:
has come back as a Cat D, which I guess is god. I did know it had been damaged after all. But if the Ins Company have written it off at this Category, how come the Body Repairer I took it too said there may be frame damage. Surely this could come under Cat C ?
Not necessarily no. If it's Cat D on the database then it's Cat D, that's it.The car was 18 mths old when written off, still relatively high value at the time would imagine that it was more like. Wing, inner wing, bumper, headlight, bonnet, front panel, rad, windscreen, wheel, tyre, strut, wishbone etc. Airbags = new dash possibly interior.
Definately not just the wing.
Definately not just the wing.
I just want advise please, not sarcasm, I have that all of my own thanks.
I was told it was a single car accident, person went off road into a ditch and the car was pulled from ditch and the bags went off as it was being pulled out OR loaded.
I have heard that sometimes they don't go off on impact (can't see much point having them in that case) but other types of movement or jolting can trigger the airbags.
It drives straight, no bumps or ripples when you run your hands along the length of the car either. Few niggles such as a bit of rust on exposes scratches underneath plus a cracked gear shaft cover but it was worry about the frame and whether it would bend badly IF I had an accident that prompted me to get it checked before
I was told it was a single car accident, person went off road into a ditch and the car was pulled from ditch and the bags went off as it was being pulled out OR loaded.
I have heard that sometimes they don't go off on impact (can't see much point having them in that case) but other types of movement or jolting can trigger the airbags.
It drives straight, no bumps or ripples when you run your hands along the length of the car either. Few niggles such as a bit of rust on exposes scratches underneath plus a cracked gear shaft cover but it was worry about the frame and whether it would bend badly IF I had an accident that prompted me to get it checked before
the Body Repair shop put it on one of their machines and have reported chassis legs out of alignment and splits in the sealer of the bulkhead - which may as well be Chinese to the lay person such as myself. sounds like I have been well and truly screwed over and my savings gone for good
gaynorc said:
has come back as a Cat D, which I guess is god. I did know it had been damaged after all. But if the Ins Company have written it off at this Category, how come the Body Repairer I took it too said there may be frame damage. Surely this could come under Cat C ?
As far as I'm aware cat C/D has nothing to do with how 'serious' the damage is, just purely about the economics of the repair.Cat C/D are both repairable but cat C is reckoned to cost more than the value of the car, with cat D being less than the value of the car to repair(probably more when things like hire cars are factored in?) but still written off.
I bought a cat C car once; the cause was every panel having paint stripper poured on, no accident damage at all.
Bear in mind cat c/d should be a LOT cheaper to buy than the equivalent non-registered car and some insurance companies do have a policy of not covering them.
not260 said:
The car was 18 mths old when written off, still relatively high value at the time would imagine that it was more like. Wing, inner wing, bumper, headlight, bonnet, front panel, rad, windscreen, wheel, tyre, strut, wishbone etc. Airbags = new dash possibly interior.
Definately not just the wing.
These would have been brand new parts from Vauxhall , normally, so that may help with the explanation.Definately not just the wing.
Sometimes things like bonnets can be repaired where the insurer would have replaced. The car might have had a chasis leg repair. If it has it's impossible to know about the structural integrity of the repair/ metal that has been pulled straight. Usually if the car has been jigged it will bend easier the second time. If it's collision safety that concerns you there's no way to know how the car would withstand another impact (without crashing it). I would suggest if its going to bother you you should sell the car and buy another.
Even if a cars not on the register it could still have been repaired like this, I know of plenty cars that havn't gone through insurance because they would have been written off. So buy new for peace of mind.
Even if a cars not on the register it could still have been repaired like this, I know of plenty cars that havn't gone through insurance because they would have been written off. So buy new for peace of mind.
I wouldn't worry about it too much.
There are plenty of cars that get damaged and are repaired without the involvement of an insurance company. People unwittingly pay full market price for such cars and only find out about the damage later. At least you know yours was damaged and repaired and presumably factored this into the price you paid too.
There are plenty of cars that get damaged and are repaired without the involvement of an insurance company. People unwittingly pay full market price for such cars and only find out about the damage later. At least you know yours was damaged and repaired and presumably factored this into the price you paid too.
gaynorc said:
the Body Repair shop put it on one of their machines and have reported chassis legs out of alignment and splits in the sealer of the bulkhead - which may as well be Chinese to the lay person such as myself. sounds like I have been well and truly screwed over and my savings gone for good
Savings not gone old chap just sell it or if you don't want to do that break it. Its worth lots in bits. The garage may be able to straighten it on a body jig?how I wish I could buy another. spent £6.5k on this one, god knows how much I stand to lose and my savings are gone. trying to see if it's worth keeping and sorting out the airbag issue, as it has none or cutting my loses. if I do the later, I am left driving an N reg 1.1 Corsa for however long it takes to get some more cash together. on the plus side, I have never had an accident and don't intend too but all good intentions etc etc. at least I know the category now, so thanks everyone and I have some useful info when it goes in for checking next week.
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