Motability Choice
Discussion
NoNeed said:
All this would still be spent by giving the people £200 a month as they would have to run some form of vehicle.
But instead you are saying it's better to send the rest of what's left over to Germany as it benefits our economy. how?
Kind of irrelevant. The people who are ill enough to need a car get one and a basic one at that. They spend their own money to get something better. It seems fair, does it not? I work and I choose to buy a German car too. What's the difference?But instead you are saying it's better to send the rest of what's left over to Germany as it benefits our economy. how?
NoNeed said:
All this would still be spent by giving the people £200 a month as they would have to run some form of vehicle.
But instead you are saying it's better to send the rest of what's left over to Germany as it benefits our economy. how?
You're clearly trolling, or being deliberately obtuse to claim some kind of small internet victory. But instead you are saying it's better to send the rest of what's left over to Germany as it benefits our economy. how?
Some benefit to our economy is better than none at all. Should we restrict Motability customers to Ginetta, Aston Martin, Bristol, AC, Catherham, McLaren, or Morgan? Would Nissan be acceptable as they are built here?
Chrisw666 said:
You're clearly trolling, or being deliberately obtuse to claim some kind of small internet victory.
Some benefit to our economy is better than none at all. Should we restrict Motability customers to Ginetta, Aston Martin, Bristol, AC, Catherham, McLaren, or Morgan? Would Nissan be acceptable as they are built here?
You're not wrong on the trolling front, although I feel OK as we've just picked up a Nissan, on Motability, so I'm happy that the UK PLC coffers are being topped up, or at least balancing in some way..Some benefit to our economy is better than none at all. Should we restrict Motability customers to Ginetta, Aston Martin, Bristol, AC, Catherham, McLaren, or Morgan? Would Nissan be acceptable as they are built here?
Chrisw666 said:
BE57 TOY said:
Anyhow, I have since done some research and found out it's a non means tested benefit with the capability of being topped up with your own funds. So you can take a base spec, or spend your own money to upgrade it and infact I am all for this. It encourages people to work hard to enjoy nice things, and we need more of that in the UK.
Well done for bothering to read up on something. If more folk were like you the country would be a better place. 
We do suffer some terrible t
ts on these threads so occasionally some of us may come across as just plain old pissed off with having to explain it again and again and again when we're having a bad day 
Genuine quick question - are Motability customers penalised in the same way as normal lease customers for damage?
I worked in the car trade 15-20 years ago and back then Motability cars were sought after at auction as they were in the main, well prepared and ready to retail. I understand that this has changed and they sell the best stock to dealers through their own channels, and take the rest to auction. I recently went back to an auction for a Motability sale and was shocked to see the state of the cars - most were classed as grade D or E by the auction (were A is retail) - lots of scratches/dents and damaged interiors etc. (hence my question).
Back when I was working for a trader, we used to go up to the Ford main dealers compound to pick up the ex-motability cars he had bought direct from the dealer - most were great but you got the odd one which had been well and truly clocked/used as a minicab/chinese delivery etc and the trader I worked would set about swapping seats/peddle rubbers/shiny steering wheels with ones we hadn't bought....I have lost count of the number of Ford Fiesta Pop Plus I have driven with hand controls - scary!
I worked in the car trade 15-20 years ago and back then Motability cars were sought after at auction as they were in the main, well prepared and ready to retail. I understand that this has changed and they sell the best stock to dealers through their own channels, and take the rest to auction. I recently went back to an auction for a Motability sale and was shocked to see the state of the cars - most were classed as grade D or E by the auction (were A is retail) - lots of scratches/dents and damaged interiors etc. (hence my question).
Back when I was working for a trader, we used to go up to the Ford main dealers compound to pick up the ex-motability cars he had bought direct from the dealer - most were great but you got the odd one which had been well and truly clocked/used as a minicab/chinese delivery etc and the trader I worked would set about swapping seats/peddle rubbers/shiny steering wheels with ones we hadn't bought....I have lost count of the number of Ford Fiesta Pop Plus I have driven with hand controls - scary!
one of the OPs requirements was rear parking sensors.
When I got my new car last month ISTR that all cars bought through the motabilty scheme have rear parking sensors fitted now.
(charging for damage- you loose the £250 "bonus" if the car is returned with minor damage which isn't "fair wear and tear"- I don't know about more serious damage)
When I got my new car last month ISTR that all cars bought through the motabilty scheme have rear parking sensors fitted now.
(charging for damage- you loose the £250 "bonus" if the car is returned with minor damage which isn't "fair wear and tear"- I don't know about more serious damage)
Edited by stuartmmcfc on Tuesday 3rd April 18:32
tim2100 said:
66comanche said:
Please don't mistake me for one of the idiots, but I have pondered one aspect of the Motability scheme.
The person in question hands over their higher rate DLA which is circa £50/week in return for a car, insurance, road tax, servicing, tyres and breakdown cover. Is Motability such a massive 'fleet' that this covers it, seems an excellent deal if so. Making some basic fag packet assumptions:
Insurance £500 (£10/week)
RFL -guess £100 (£2/week)
servicing £200 (£4/week)
tyres £50 (£1/week)
breakdown £50 (£1/week)
This means they can provide a 180Bhp £20k Astra Coupé for something like £30-35/week - say £140/month? Seems great value considering to privately lease one is closer to £300/month with the VAT.
Can I correct some of those?The person in question hands over their higher rate DLA which is circa £50/week in return for a car, insurance, road tax, servicing, tyres and breakdown cover. Is Motability such a massive 'fleet' that this covers it, seems an excellent deal if so. Making some basic fag packet assumptions:
Insurance £500 (£10/week)
RFL -guess £100 (£2/week)
servicing £200 (£4/week)
tyres £50 (£1/week)
breakdown £50 (£1/week)
This means they can provide a 180Bhp £20k Astra Coupé for something like £30-35/week - say £140/month? Seems great value considering to privately lease one is closer to £300/month with the VAT.
Insurance - Massive fleet insurance, each car is insured for around £125 (£2/week)
RFL - Not included in Motability (£0/week)
Servicing - Fixed price servicing agreed by the manufacturer less than £50 (£1/week)
tyres Agreed - (£1/week)
breakdown - again huge contract agreed by RAC ~£50 (£1/week)
Total costs £5 per week which means that maintenance of car is roughly £260 per year
Allowance received by motability £2,672.80
Gives £2412.8 over 3 years = £7,238.40
Cost of new Astra ~£20,000
Less discount 35% £7000
Less Allowance £7238
Less 3 year old astra selling price £6000
Gives roughly zero.
I see from another post they are a charity which raises money in other ways which presumably is how they actually cover their costs & pay staff?
66comanche said:
Thanks for the info, in that case it is an excellent deal as I said, surprised how Motability seems to attract a bad press when it's delivering cars very cheaply. As an aside, the Motability website states RFL is included, which for the Astra is £275 first year then £195 but hardly makes a difference.
I see from another post they are a charity which raises money in other ways which presumably is how they actually cover their costs & pay staff?
It gets bad press because most people don't dig beneath the skin to understand how it works.. I see from another post they are a charity which raises money in other ways which presumably is how they actually cover their costs & pay staff?
In terms of RFL, disabled "drivers" are eligible for nil cost RFL, hence there is no value attributed to it. This applies across the board, so a disabled driver (with sufficient qualification of course) could run a "free" tax disc on their privately sourced vehicle.
Well, thanks ever so to the people who gave answers to the question I actually asked. The second bit of this is for them.
And to the rest, for giving advice I neither want nor need - the first part is for them. Just for the record, I've been a UK taxpayer for all of my working life. I've paid (and in some cases still pay) purchase tax, VAT, tobacco tax, road fund licence, insurance tax and council tax. I am also missing only one year's worth of pension credit (which I will be paying before 2015), so I've paid N. I. too...just like most of the rest of you.
I didn't choose to slip a disc (in fact, they crack and burst). I didn't particularly want to have four major operations, especially with only some success. I didn't choose the MS, it chose me. I've been very lucky with it so far, having experienced 'sensory MS' rather than 'motor MS' (the wheelchair one). There a re, however, no guarantees, MS can recur at any time and the damage rarely cures itself. And it can blow up into full secondary progressive MS at any time in the future - there is no cure for MS. Plus, like everyone else here, I'm a Pistonhead, I like my car.
So, if any of the whiners would like to swap situations with me, feel free. Here's the deal...
A:
Now, about the cars...
Min has been great but I'm finding the duff roads/speed bumps show its ride quality is wanting now. I paid to have adjustable lumbar support added, which helps, and the reverse beeps are very helpful, saving me from having to turn and peer backwards a lot.
Barring mishaps, Min will be returned in excellent shape, complete with paint protection film (no stone chips), Viper stripes, no scrapes and a whisker over 15,000 miles. Someone will get a good car, on which (as I see it) I've covered the depreciation with my 'bad back' money.
I've test driven an Astra, which I found pretty impressive. Smooth, quiet, comfortable, good ride quality (but I'd go for 18" wheels for a bit of sidewall flexibility).
I've currently tested a Scirocco 170 GT diesel (hate diesels), and a Golf with the 1.4 TSI 160 engine. I'll be trying the 'right' car next week. However, I found the 'Roc the more temtping, especially with its selectable chassis control.
I'm going for a coupe because I can exit a low car (by climbing up the stick I use). A coupe's longer doors help anyway and it's rare for me to not be using a wide, Blue Badge space.
So, what may be my last non wheelchair accessible car is liable to be one of these two. I've scrimped to add the bits I need and look forward to a motor that (a) is a bit more comfortable and (b) puts a smile on my mug.
Sorry for the lengthy, boring bit. Watch this space...
And
to the rest, for giving advice I neither want nor need - the first part is for them. Just for the record, I've been a UK taxpayer for all of my working life. I've paid (and in some cases still pay) purchase tax, VAT, tobacco tax, road fund licence, insurance tax and council tax. I am also missing only one year's worth of pension credit (which I will be paying before 2015), so I've paid N. I. too...just like most of the rest of you. I didn't choose to slip a disc (in fact, they crack and burst). I didn't particularly want to have four major operations, especially with only some success. I didn't choose the MS, it chose me. I've been very lucky with it so far, having experienced 'sensory MS' rather than 'motor MS' (the wheelchair one). There a re, however, no guarantees, MS can recur at any time and the damage rarely cures itself. And it can blow up into full secondary progressive MS at any time in the future - there is no cure for MS. Plus, like everyone else here, I'm a Pistonhead, I like my car.
So, if any of the whiners would like to swap situations with me, feel free. Here's the deal...
A:
- Climb up a step incautiously. Then, spend 24 hours feeling like you've dislocated a hip.
- Go to hospital, staggering from lamp post to lamp post, and get diagnosed.
- Live on painkillers for seven years
- Put up with what feels like a three-foot-long toothache from your lower back to your toes on your right side.
- Have four, fairly painful nerve block injections, two of which reduce the pain by about 30% for a while.
- Have four spinal operations under general anaesthetic, leading to only some improvement.
- Put up with the permanent pain.
- Go outside to change a tail lamp bulb on your car.
- Wonder who's left the kettle boiling cause you can see lots of steam.
- Go to hospital: be told that you have optic neuritis, a precursor of MS.
- Learn what it's like to permanently look through dirty, figured glass with your left eye.
- Develop double vision. Wear a corrective prism for three months.
- Have scans and learn there are seven scars in your brain.
- Put up with the headaches, and that 'punched-in-the-eye' feeling.
- Inject yourself weekly, with stuff that makes a relapse 37% less likely.
- Put up with getting 'flu' every week (the side effect of injecting).
- Accept that, at some stage, you'll end up in a wheelchair, or even bedridden.
- Remember that you can still drive with MS, provided you can pass regular visual field tests.
- Accept that you can no longer drive anything over 3.5 tonnes, because of the medically-restricted driving licence you'll get.
- Learn to undergo the tests for the renewal of this licence.
- Accept that you will no longer be able to service, repair or restore your car, as you used to.
- Develop a positive attitude, no matter what. Never ever moan, it'll depress you.
- Learn to be accused of being a sponger (moaning permissible in these circumstances).
Now, about the cars...
Min has been great but I'm finding the duff roads/speed bumps show its ride quality is wanting now. I paid to have adjustable lumbar support added, which helps, and the reverse beeps are very helpful, saving me from having to turn and peer backwards a lot.
Barring mishaps, Min will be returned in excellent shape, complete with paint protection film (no stone chips), Viper stripes, no scrapes and a whisker over 15,000 miles. Someone will get a good car, on which (as I see it) I've covered the depreciation with my 'bad back' money.
I've test driven an Astra, which I found pretty impressive. Smooth, quiet, comfortable, good ride quality (but I'd go for 18" wheels for a bit of sidewall flexibility).
I've currently tested a Scirocco 170 GT diesel (hate diesels), and a Golf with the 1.4 TSI 160 engine. I'll be trying the 'right' car next week. However, I found the 'Roc the more temtping, especially with its selectable chassis control.
I'm going for a coupe because I can exit a low car (by climbing up the stick I use). A coupe's longer doors help anyway and it's rare for me to not be using a wide, Blue Badge space.
So, what may be my last non wheelchair accessible car is liable to be one of these two. I've scrimped to add the bits I need and look forward to a motor that (a) is a bit more comfortable and (b) puts a smile on my mug.
Sorry for the lengthy, boring bit. Watch this space...
NoNeed said:
Why the insults? would you do that to my face? I think it is you that is after some sort of internet victory I mere asked a question after telling YOU yes YOU that you had made some good points. In some cultures this is called conversation but if you want to carry on with your insults be my guest, it's you that looks the prick.
P.S you have failed to substantiate your claim that our economy benefits.
You have been obtuse and very awkward about a minor point, I gave a list of ways in which the UK economy benefits and posted FACTS about how the scheme operates. If you persist in trying to score points go ahead. P.S you have failed to substantiate your claim that our economy benefits.
I haven't failed and yes I would without prejudice say an awful lot of things to your face. Was that a direct threat? Because if you would like to call me out on it feel free to pm me for my address and pop round for chat, I'm not certain you will and I'm sure if you do the last thing you would have the bottle to accuse me of being is a prick.
Now run along and play with your toys princess xx
Oh and show me where I called you names in my post.
Edited by Chrisw666 on Tuesday 3rd April 19:18
Funkycoldribena said:
In the grand scheme of things motability money is peanuts compared to the olympics,quangos,overseas aid etc, why arent people more vocal about those things? Amazing how the little people turn on the little people before looking at the massive waste by the big cheeses.
Small minded jealousy, basically. Hence all the small minded "they should have the most basic car possible, preferably five years old" type posts.
Sad really.
BE57 TOY said:
I didnt shoot my mouth off. I said the cars should be function over fashion. Just because others have shot their mouths off does not mean that I am.
Learn to comprehend what you're reading or stop being such an agressive little keyboard warrior. I
Anyhow, I have since done some research and found out it's a non means tested benefit with the capability of being topped up with your own funds. So you can take a base spec, or spend your own money to upgrade it and infact I am all for this. It encourages people to work hard to enjoy nice things, and we need more of that in the UK.
It's a shame nursing homes and residential care is means tested and is a total reverse of the DLA scheme.
So to confirm - I am not against the Motability scheme. I just wondered why the tax payer was funding Scirrocos or astra coupes and now I know the reason - they're not.
OP - I would recommend the scirocco. Lovely cars to drive.
LOL at the "comprehend what you're reading". If you'd done that you wouldn't have embarrassed yourself. Learn to comprehend what you're reading or stop being such an agressive little keyboard warrior. I
Anyhow, I have since done some research and found out it's a non means tested benefit with the capability of being topped up with your own funds. So you can take a base spec, or spend your own money to upgrade it and infact I am all for this. It encourages people to work hard to enjoy nice things, and we need more of that in the UK.
It's a shame nursing homes and residential care is means tested and is a total reverse of the DLA scheme.
So to confirm - I am not against the Motability scheme. I just wondered why the tax payer was funding Scirrocos or astra coupes and now I know the reason - they're not.
OP - I would recommend the scirocco. Lovely cars to drive.
tim0409 said:
Genuine quick question - are Motability customers penalised in the same way as normal lease customers for damage?
I worked in the car trade 15-20 years ago and back then Motability cars were sought after at auction as they were in the main, well prepared and ready to retail. I understand that this has changed and they sell the best stock to dealers through their own channels, and take the rest to auction. I recently went back to an auction for a Motability sale and was shocked to see the state of the cars - most were classed as grade D or E by the auction (were A is retail) - lots of scratches/dents and damaged interiors etc. (hence my question).
Back when I was working for a trader, we used to go up to the Ford main dealers compound to pick up the ex-motability cars he had bought direct from the dealer - most were great but you got the odd one which had been well and truly clocked/used as a minicab/chinese delivery etc and the trader I worked would set about swapping seats/peddle rubbers/shiny steering wheels with ones we hadn't bought....I have lost count of the number of Ford Fiesta Pop Plus I have driven with hand controls - scary!
You're spot on basically. When the dealer takes the Motability car back (either the dealer supplying the new car, or a franchise dealer of th4e make of car if there's no new one) they have to do a fairly careful assessment grading every panel, wheel, seat, door trim etc etc. Then, as you say, Motability stream the good ones onto their own site that dealers can buy from, and auction the rest, hence the rubbish you saw at auction.I worked in the car trade 15-20 years ago and back then Motability cars were sought after at auction as they were in the main, well prepared and ready to retail. I understand that this has changed and they sell the best stock to dealers through their own channels, and take the rest to auction. I recently went back to an auction for a Motability sale and was shocked to see the state of the cars - most were classed as grade D or E by the auction (were A is retail) - lots of scratches/dents and damaged interiors etc. (hence my question).
Back when I was working for a trader, we used to go up to the Ford main dealers compound to pick up the ex-motability cars he had bought direct from the dealer - most were great but you got the odd one which had been well and truly clocked/used as a minicab/chinese delivery etc and the trader I worked would set about swapping seats/peddle rubbers/shiny steering wheels with ones we hadn't bought....I have lost count of the number of Ford Fiesta Pop Plus I have driven with hand controls - scary!
Motability users are not penalised, no matter how bad the car. However there is a reward for cars returned in good nick as an incentive to keeping the car good. I think it's about £200.
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