Dealers, watch out for this guy

[englisharcher]

Please note, this is taken from another site, and is not about me



From this thread

http://forums.moneysavingexpert.com/showthread.php...




Car Dealer Will Not Return Deposit?
On an impulse I thought I would get my wife a little convertible MX5.

I found one on Autotrader rang the dealer and put down a £250 deposit over the phone on my visa debit card. I intended to go see the car at the weekend to buy it ( full price £2500 ).

My wife though that evening decided she didn't like it so I rang the next day to apologise and get my deposit back.

No luck. The dealer said it was a contract and he will keep the money.

Do I have a leg to stand on? It would have been nice if he had warned me that it was non returnable before he took it.



Then later




No problem, I have contacted my bank, I explained I gave my card details to the dealer as a gesture of goodwill but didn't give him any authority to withdraw funds on a cardholder not present basis.

They have agreed to reverse the transaction.

Result.

Edited by englisharcher on Tuesday 3rd April 19:16

Edited by englisharcher on Tuesday 3rd April 19:23

[TheHeretic]

Soyou the person lied to the bank about the deposit, and possibly fingered him for possible credit card fraud?

Edited by TheHeretic on Tuesday 3rd April 19:19

[davepoth]

Generally the idea of a deposit is that the dealer will hold the car for you until you come with the rest of the money. If you choose not to buy the car the dealer has the deposit as partial compensation for any potential lost sale.

[Shotgun Rider]

Englisharcher, I think you might want to edit your thread before you get given a lot of grief. The way it's written it looks like you are the guy who has messed the dealer around!

[OzzyR1]

Looks like they think you're a dick on that site too, I wouldn't have bothered publicising the fact even more widely if I were you.

[OzzyR1]

Ah, my apologies if our OP isn't the OP of the MSE thread.

[McSam]

TheHeretic said:

So you lied to the bank about the deposit, and possibly fingered him for possible credit card fraud?

It wasn't the OP - he's informing us of some wker on MSE posting what he's copied.

I see I'm far too late already!

[HeatonNorris]

Just to make it clear, the OP is just relaying a story from elsewhere. He's not the person who dicked the dealer around.

[MX7]

MSE doesn't seem to attract the sharpest knives.

[fatboy69]

OP - I assume that it wasnt you who placed the deposit? If not then you need to make that point very clear otherwise you will be ripped to shreds.

Beaten to it!

[englisharcher]

Shotgun Rider said:

Englisharcher, I think you might want to edit your thread before you get given a lot of grief. The way it's written it looks like you are the guy who has messed the dealer around!

Done, thanks

[TheHeretic]

McSam said:

TheHeretic said:

So you lied to the bank about the deposit, and possibly fingered him for possible credit card fraud?

It wasn't the OP - he's informing us of some wker on MSE posting what he's copied.

I see I'm far too late already!

Doh!

[pistonpie]

lol...what do you think a deposit is for...?

[englisharcher]

TheHeretic said:

Doh!

Sorry, it looks like I worded the op badly, should be sorted now

[McSam]

Gruber said:

Can't see this going well for you OP.

Pretty underhand tactics there. And you've lied to your bank. Looks a bit like fraud to me - obtaining pecuniary advantage by deception.

Why give him £250 if you didn't think it was binding in some way?

C'mon people, reaaaad.

OP, do what anyone else would do, put it in quotes and italics and put the link at the top saying "Taken from here:" or something like that. Then it's really clear!

[JoPo1]

Am I the only one who's read the whole thread an the bit at the bottom that says 'from this thread'.

fking calm down.

[Chrisw666]

MX7 said:

MSE doesn't seem to attract the sharpest knives.

It does seem to be a little corner of the internet that is best left to the dribbling classes.

[TheHeretic]

McSam said:

hehe: C'mon people, reaaaad.

To be fair, just going on what he wrote, it seemed like it was himself doing the fraud.

[Gruber]

McSam said:

Gruber said:

Can't see this going well for you OP.

Pretty underhand tactics there. And you've lied to your bank. Looks a bit like fraud to me - obtaining pecuniary advantage by deception.

Why give him £250 if you didn't think it was binding in some way?

C'mon people, reaaaad.

The OP has rather cunningly changed his OP since he OP'd it... If you see what I mean. If he doesn't post clearly in the first place, st happens...

[TheHeretic]

JoPo1 said:

Am I the only one who's read the whole thread an the bit at the bottom that says 'from this thread'.

fking calm down.

You're going to tell us to calm down, whilst utilising words that require the censor gif? Right... No irony there.