Abarth 500 written off thanks to an idiot ! Help please
Discussion
god'sunwantedkid said:
I hope you got proof of him admitting it.
Maybe someone legal can confirm whether him admitting it at the roadside is going to hold up?I was hit by a parcel delivery driver. He admitted it. My insurance company then rolled over and paid out to his! They told me a roadside admission isn't worth a button
O.P. good luck, and glad everyone is ok. It sounds like a special car, but it is just metal compared to how it could have worked out with such a collision.
mini turbo said:
My question is, the car is probably repairable but we don't want it back as a repaired car with previous accident damage and its value substaiionly affected
Its only if your insurance write it off and someone else subsequently repairs it will it be recorded.
Well it won't be a write off in the literal sense it will just be a damaged car that has been repaired. My dad's car was badly damaged by a van and repaired via insurance. Not a write off as neither unsafe nor uneconomical. Unless you have particular caveats in place then you can't force the insurance company to buy a brand new car because you feel like it. It would be nice; but then I'd probably get in a few more accidents if that was the case.
If the claim goes through as normal your car will probably get repaired and then you can sell it if it bothers you that much.
If the claim goes through as normal your car will probably get repaired and then you can sell it if it bothers you that much.
mini turbo said:
Hi everyone.
So it's a long story but in short this afternoon my dad was driving himself and my mum in my mums 500 abarth and got hit on the front passengers side at speed by a young lad pushing them across into the other carriage way. Everyone ok ish all very sore but no major injuries. Police attended and the lad has admitted he was at fault etc.
My question is, the car is probably repairable but we don't want it back as a repaired car with previous accident damage and its value substaiionly affected so are we quiet within our right to say we want his insurance company to pay for a replacement ? And if so, the next problem is, as petrol heads my mum doesn't hav ur average 500 me and my dad sourced the best we cud find, ordered by a now retired f1 driver with every option the MTA gearbox it was almost £27k. It's almost 18 months old but spec for spec and mileage wise there's nothing similar other than some late 2011 Ferrari editions at £35- 27k, some new delivery mile turismo's or competizione for around £21k but not convertible and there only really 2 or 3 cars with the gearbox being the biggest problem. Other than that it would be ordering a new car to the same spec at over £26k. Is this completely unlikely though ? I can't see them paying out enough to actually replace it for anything as good a spec as mums car and don't see why they should have to loose out.
Sorry for the huge post but what do people think ? Any previous experience ? There nothing on the market the same as hers so how do we justify a price and will they try to say it has to be repaired ?
Thanks everyone
So it's a long story but in short this afternoon my dad was driving himself and my mum in my mums 500 abarth and got hit on the front passengers side at speed by a young lad pushing them across into the other carriage way. Everyone ok ish all very sore but no major injuries. Police attended and the lad has admitted he was at fault etc.
My question is, the car is probably repairable but we don't want it back as a repaired car with previous accident damage and its value substaiionly affected so are we quiet within our right to say we want his insurance company to pay for a replacement ? And if so, the next problem is, as petrol heads my mum doesn't hav ur average 500 me and my dad sourced the best we cud find, ordered by a now retired f1 driver with every option the MTA gearbox it was almost £27k. It's almost 18 months old but spec for spec and mileage wise there's nothing similar other than some late 2011 Ferrari editions at £35- 27k, some new delivery mile turismo's or competizione for around £21k but not convertible and there only really 2 or 3 cars with the gearbox being the biggest problem. Other than that it would be ordering a new car to the same spec at over £26k. Is this completely unlikely though ? I can't see them paying out enough to actually replace it for anything as good a spec as mums car and don't see why they should have to loose out.
Sorry for the huge post but what do people think ? Any previous experience ? There nothing on the market the same as hers so how do we justify a price and will they try to say it has to be repaired ?
Thanks everyone
TheEnd said:
slippery said:
If they repair it, it won't be a Cat D. It will only be recorded if it is written off and your parents are paid out. The thing most likely to affect the value is you posting about it on the internet if it's such a rare spec.
You've scared him away now...
Well it was a bit ironic. Publicise on an internet forum that his parents' rare car had suffered a prang and that he was concerned that the value might be affected because people would know it had been involved in an accident!
It is sad but i think your cars value will be about 11-12k so they will fix it.
They won't supply a replacement, but if fully written off will give you a settlement figure. this is where you search the net, get similar speced cars and negotiate a good price.
They won't supply a replacement, but if fully written off will give you a settlement figure. this is where you search the net, get similar speced cars and negotiate a good price.
Edited by The Spruce goose on Sunday 5th May 23:44
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