Another Insurance pi$$ take
Discussion
My daughter graduated as a Doctor recently, knowing how insurance companies like to use any excuse possible to wriggle out of a claim, I telephoned our multi car insurance provider to inform them of the change of employment from full time student to hospital Doctor, the former can be trusted to take you out for a good time and get you absolutely wasted but not a lot else, the latter is literally trusted with your life.
So it is half way through the policy on a 1.1 Fiesta, do they see it as an opportunity to create good will or do they see it as an opportunity to milk a cash cow and demand money with menaces, £22.61 additional premium to the senior navel officer.
Strange suggestion I know but perhaps they could save spending a fortune on advertising if they did not p
s off existing customers.
So it is half way through the policy on a 1.1 Fiesta, do they see it as an opportunity to create good will or do they see it as an opportunity to milk a cash cow and demand money with menaces, £22.61 additional premium to the senior navel officer.
Strange suggestion I know but perhaps they could save spending a fortune on advertising if they did not p
s off existing customers.Dixy said:
My daughter graduated as a Doctor recently, knowing how insurance companies like to use any excuse possible to wriggle out of a claim, I telephoned our multi car insurance provider to inform them of the change of employment from full time student to hospital Doctor, the former can be trusted to take you out for a good time and get you absolutely wasted but not a lot else, the latter is literally trusted with your life.
So it is half way through the policy on a 1.1 Fiesta, do they see it as an opportunity to create good will or do they see it as an opportunity to milk a cash cow and demand money with menaces, £22.61 additional premium to the senior navel officer.
Strange suggestion I know but perhaps they could save spending a fortune on advertising if they did not ps off existing customers.
Most of that will be an "Admin" charge surely, payable for any change whatsoever to the policy. (Well, was for me)So it is half way through the policy on a 1.1 Fiesta, do they see it as an opportunity to create good will or do they see it as an opportunity to milk a cash cow and demand money with menaces, £22.61 additional premium to the senior navel officer.
Strange suggestion I know but perhaps they could save spending a fortune on advertising if they did not p
s off existing customers.Congrats to your Daughter!
When I changed car in January, admiral added the premium for the new car (higher insurance group) but didn't apply any admin fee.
I assumed the admin fee was probably recouped somewhere within the premium increase however overall they are still quite a bit cheaper for me than anywhere else.
My mrs is insured through the post office, she moved from an espace (awful hateful POS, worst car ever to grace our driveway....) to a similar value C3 and they sent her a refund as the premium dropped.
Conversely I've had motorbikes insured through Bikesure and found them a mess to deal with for changing tiny details.
I was with them when I passed my bike test 3 years ago, phoned them to tell them I was no longer riding my weedy CG125 on a provisional, but had a shiny full bike license. Somehow having passed my test made me more of a risk as my premium went up ( along with an admin fee ) by the tune of £50
later on I tried to change bikes halfway through a policy and I kid you not it was cheaper to cancel with them and take up an entirely new policy elsewhere.
I assumed the admin fee was probably recouped somewhere within the premium increase however overall they are still quite a bit cheaper for me than anywhere else.
My mrs is insured through the post office, she moved from an espace (awful hateful POS, worst car ever to grace our driveway....) to a similar value C3 and they sent her a refund as the premium dropped.
Conversely I've had motorbikes insured through Bikesure and found them a mess to deal with for changing tiny details.
I was with them when I passed my bike test 3 years ago, phoned them to tell them I was no longer riding my weedy CG125 on a provisional, but had a shiny full bike license. Somehow having passed my test made me more of a risk as my premium went up ( along with an admin fee ) by the tune of £50
later on I tried to change bikes halfway through a policy and I kid you not it was cheaper to cancel with them and take up an entirely new policy elsewhere.
Slow said:
Well theres normally a small admin fee, which would be part of it.
Doctors have alot of stress, such as a patient dies that they like. Wouldnt make you a good driver on your way home that night.
Late shifts, working nights, etc this is what proberly makes the cost go up.
All spot-on. I know 3 doctors and every one of them has ruined their car with carelessness, either by hitting the scenery or rubbing it on other cars as they drive along.Doctors have alot of stress, such as a patient dies that they like. Wouldnt make you a good driver on your way home that night.
Late shifts, working nights, etc this is what proberly makes the cost go up.
Disappointed by your replies, hoping for "worst ever my Daughters a Doctor post".Menaces cos pay up or not insured. Newly qualified doctor is paid less than newly qualified nurse. No one has to pay for a doctor in this country. 2 of my other cars are with Aviva, they gave me money back.
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