PCP deal calculation help

[Fox-]

crazy about cars said:

Length of warranty as I'll most probably keep it for 3 years at least. In the example you have given there's 1 year left on manufacturers and AUC warranty is not applicable when there's balance of manufacturers left. Regarding discounts you'd be surprised at how reluctant BMW is at giving them on used cars. Having nearly £3k off is neigh on impossible I think.

I covered warranty in my post.

Both of my last two AUC cars have been priced at similar levels to that and on both I've negotiated circa £2k and an extra years AUC warranty.

The 1 Series warranty is inexpensive to renew.

crazy about cars said:

3 years down the line I would guess that car would be worth very close to £10-12k which is less than the value I've borrowed (£15k + interest).

But you'll have paid back the majority of the loan at that point and will owe significantly less than the value of the vehicle.

[crazy about cars]

Fox- said:

I covered warranty in my post.

Both of my last two AUC cars have been priced at similar levels to that and on both I've negotiated circa £2k and an extra years AUC warranty.

The 1 Series warranty is inexpensive to renew.

Hmm, I need to brush up on my negotiation skills than. My last 60 plate E92 M3 I managed to get 2 year AUC instead of one but hardly get any discount. I think £500 off was most I could manage.

How would AUC work on a car that has 1 year remaining on manufacturers though? Do you negotiate another 2 year AUC after manufacturers expire so 3 years in all for a 2012 car?

My bank is offering 4.4% loan now and I can get that in my account in few minutes so would something to consider if I find the right car.

As I've said I have no intention of keeping this car long term as I'm a serial car changer so would like the best bang for buck I can get.

P/S: Found this lovely example. Not sure if it has H&K though...

http://usedcars.bmw.co.uk/1-Series/3.0-M135i/Coven...

Edited by crazy about cars on Wednesday 24th December 18:56