How will this pan out for me?
Discussion
TooMany2cvs said:
phib said:
I am pretty sure you can push for a cash offer which avoids the cat d status, I am also 99% sure you cant get cat d off once its on ... no matter how hard you try.
...and it sounds like it's already on there.I'd still be taking the cash and keeping the car.
phib said:
Don't think they can put it on whilst you still own the car and they haven't given you the cash for it .... again I may be wrong !!
Phib
My ATR was marked as Cat C by my insurance company the day after it was assessed by the repair agent!Phib
Nothing I could do to stop it as it was written off on safety grounds due to the cost of the repair, the damage was cosmetic and due to the price of panels etc exceeded the cars value by some margin!
Matt_N said:
My ATR was marked as Cat C by my insurance company the day after it was assessed by the repair agent!
Nothing I could do to stop it as it was written off on safety grounds due to the cost of the repair, the damage was cosmetic and due to the price of panels etc exceeded the cars value by some margin!
So nothing to do with "safety grounds". CatC is purely "Repairs > Value". If safety grounds were invoked, it would have been CatB.Nothing I could do to stop it as it was written off on safety grounds due to the cost of the repair, the damage was cosmetic and due to the price of panels etc exceeded the cars value by some margin!
Matt_N said:
Just relaying what they told me over the phone during my claim.
It's either a safety or a financial consideration. If a car is so badly damaged it wouldn't be feasible to safely repair it then it gets a Cat A/B. If is written off purely due to the cost of repair vs the cars value it gets a Cat C/DjohnnyBv8 said:
Sounds like a good result. Are you keeping and repairing it?
I think the salvage retention means the insurance company are keeping it and the only way to get it back is to have a bid on the salvage company's website.He would've got £8k if he chose to get the car back.
Happy to be corrected
43034 said:
I think the salvage retention means the insurance company are keeping it and the only way to get it back is to have a bid on the salvage company's website.
He would've got £8k if he chose to get the car back.
Happy to be corrected
He's clearly stated that he got £8k, and that the car's insurance valuation was £10k. Since he has kept the salvage, the insurance company has subtracted the salvage value (2k) from the payout. 10k-2k=8k.He would've got £8k if he chose to get the car back.
Happy to be corrected
John Laverick said:
I kept it, so I've got £8k in the bank and I've priced up a repair at £1k using second hand parts. It's already booked in at the local bodyshop. It's now on a Cat D ... ah well.
To be honest though, I've got a hankering for a Cayman S or 997 2s so I may well repair and shift on!
Get lots of pictures of the damage and the repair as they go, im, sure it will help get the best value from it if/when you sell it on.To be honest though, I've got a hankering for a Cayman S or 997 2s so I may well repair and shift on!
I would be happy to buy a Cat C or D if I could see the repair work in detail personally. Glad such a nice example isn't being scuppered!
You could have sold it on Ebay as a repairable write off. I'm sure you would sell it for far more than £2k, thus giving you much more than £10k in the bank.
Not the same, but I had an e46 coupe a couple of years ago (paid £3k for it). Bint drove into the side and it was a cat C. I argued over the valuation and got it up to £3k minus retention (I wanted the wheels). I sold it on for £800, giving me a total of £3,300 on a car I paid less for 18 months prior to the accident.
Not the same, but I had an e46 coupe a couple of years ago (paid £3k for it). Bint drove into the side and it was a cat C. I argued over the valuation and got it up to £3k minus retention (I wanted the wheels). I sold it on for £800, giving me a total of £3,300 on a car I paid less for 18 months prior to the accident.
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