Remap Friendly Car Insurers?
Discussion
TwigtheWonderkid said:
milkround said:
https://www.adrianflux.co.uk/blog/2018/07/how-the-...
"Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
If that makes you feel better about committing fraud, you knock yourself out. But you know a remap is different from a bumper sticker, and the person who doesn't disclose the sticker is not a fraudster. You can tell yourself they're the same though. "Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
Bagzie88 said:
TwigtheWonderkid said:
milkround said:
https://www.adrianflux.co.uk/blog/2018/07/how-the-...
"Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
If that makes you feel better about committing fraud, you knock yourself out. But you know a remap is different from a bumper sticker, and the person who doesn't disclose the sticker is not a fraudster. You can tell yourself they're the same though. "Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
TwigtheWonderkid said:
In order to commit fraud, there has to be intent to deceive. The person not disclosing the sticker is not withholding that information with the intent of deceiving the insurance co into giving a lower quote.
Ignorance is no excuse for breaking the law , I expect all future modifications of your car to be declared no matter how small.Otherwise no more condescending ultra honest mentality posts from you will be taken seriously.
Sound fair?
TwigtheWonderkid said:
Bagzie88 said:
TwigtheWonderkid said:
milkround said:
https://www.adrianflux.co.uk/blog/2018/07/how-the-...
"Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
If that makes you feel better about committing fraud, you knock yourself out. But you know a remap is different from a bumper sticker, and the person who doesn't disclose the sticker is not a fraudster. You can tell yourself they're the same though. "Modified vehicle: a definition
A modified vehicle is one that includes anything that has been altered from factory standard, or since it has left the factory. This can range from the small to the large, from a new engine to a small bumper sticker."
Why are those who want to condemn others not willing to accept the obvious? Perhaps those who are quickest to throw stones are themselves fraudsters not declaring their tyres and aftermarket brake pads.
So I take it you will be calling your insurance company and saying how your tyres are not the same that came out the factory etc? And you will be checking if everything is just as it was?
You can't abuse others calling them fraudsters whilst making your own definition of a modification up. I'm happy to admit I am 'wrong'. But I don't look down on others. I expect perfect behaviour from you if you are going to condemn others.
TwigtheWonderkid said:
If that makes you feel better about committing fraud, you knock yourself out. But you know a remap is different from a bumper sticker, and the person who doesn't disclose the sticker is not a fraudster. You can tell yourself they're the same though.
Genuine question on the sticker front... Those little football mini kits that hang in the window or the "hilarious" stickers of a cartoon bloke p*ssing on a rival team's shirt - should these not be declared?
If I parked up in, say, Leeds with one of aforementioned stickers of a Man United bloke p*ssing on a Leeds shirt, chances are that I'd get my car keyed or worse. I then put an insurance claim in, they pay £500 for a respray and my premium goes up by £100. A few months later having not learned my lesson the same happens again and the insurers pay for another respray.
How's that any different to putting upgraded alloys on my car or such, which I'd have to declare? Both make my car a target in different ways but the outcome is still the same in that it'll cost my insurer a fair whack.
Bagzie88 said:
TwigtheWonderkid said:
In order to commit fraud, there has to be intent to deceive. The person not disclosing the sticker is not withholding that information with the intent of deceiving the insurance co into giving a lower quote.
Ignorance is no excuse for breaking the law , CTS86 said:
TwigtheWonderkid said:
If that makes you feel better about committing fraud, you knock yourself out. But you know a remap is different from a bumper sticker, and the person who doesn't disclose the sticker is not a fraudster. You can tell yourself they're the same though.
Genuine question on the sticker front... Those little football mini kits that hang in the window or the "hilarious" stickers of a cartoon bloke p*ssing on a rival team's shirt - should these not be declared?
If I parked up in, say, Leeds with one of aforementioned stickers of a Man United bloke p*ssing on a Leeds shirt, chances are that I'd get my car keyed or worse. I then put an insurance claim in, they pay £500 for a respray and my premium goes up by £100. A few months later having not learned my lesson the same happens again and the insurers pay for another respray.
How's that any different to putting upgraded alloys on my car or such, which I'd have to declare? Both make my car a target in different ways but the outcome is still the same in that it'll cost my insurer a fair whack.
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