BMW M2 Accident

[Sa Calobra]

tannhauser said:

Dromedary66 said:

SydneyBridge said:

how do such bellends with no driving skills mange to afford cars like this, with too much power??

You can lease an M2 for £590 / month.

Exactly - precisely how the great unwashed are able to access things they shouldn't be able to. The sooner PCP and leasing dies a death - and cars like these once more become the preserve of those who can actually afford them - the better.

Those Exotica/performance part of manufacturers ranges would die a death.

Not many people would buy one. Not everyone who makes money don't splash 70k in cash on a new car.

There are many many RR, Evoque, Mercs around Manchester. If lease/PCP died or became more expensive after brexit kicks in they'll be far less of these registered new in a few years. I imagine brexit wiull see alot of fake insurance fire/theft claims too when people realise they can no longer afford the monthlies.

Posh cars that we'll see will be high end stuff. No more RR/Evoque on every street. I bet JLR massively contract and shrink.

[InitialDave]

Sa Calobra said:

I imagine brexit wiull see alot of fake insurance fire/theft claims too when people realise they can no longer afford the monthlies.

Only if you mean they would be earning less or losing their jobs. Their payments won't increase, they're agreed at the start of the term.

[surveyor_101]

schmunk said:

That's a very euphemistic term for a Vet.

No he a stud hand or might be a stud groom now, keeps being promoted.

[surveyor_101]

fido said:

I don't think it's sad at all - it provides a decent flow of 2 - 4 year old cars(!) If anything I would encourage those taking the PCP route to bag a decent performance car like an M2 (and tick all the options) rather than a 116 with cloth trim.

People get it all too fast too soon.

Nothing much to look forward too when your 24 live at home on credit just so you can look the business in a flash car.

I like cars but it’s nice to work and earn it. You appreciate it so much more then.

[TheDrBrian]

surveyor_101 said:

My brother in law is 25 and has a top of range new 1.4 A3 black line on a pcp deal

Does not compute.

[surveyor_101]

TheDrBrian said:

Does not compute.

It’s the top trim level with extras but the 150bhp cylinder on demand lump

[MDL111]

I don't think if somebody lives with his parents, financed his car or whatever has any negative bearing on how they drive it - if anything somebody who does not care if he writes off his 50k car thanks to being wealthy will possibly drive it more recklessly - I certainly have the fact that there is debt on my car at the back of my head when driving it

[surveyor_101]

MDL111 said:

I don't think if somebody lives with his parents, financed his car or whatever has any negative bearing on how they drive it - if anything somebody who does not care if he writes off his 50k car thanks to being wealthy will possibly drive it more recklessly - I certainly have the fact that there is debt on my car at the back of my head when driving it

No my point was insurance and finance were not so readily given out 10 or 20 years ago.

My point on that is why are spotty lads still popping spots getting behind the wheel of m2s and crashing them at light speed into roundabouts and trees like they don’t care.The answer is for 2k down they don’t have to work or achieve jus get a half decent job get a credit card and bank you have a 40k motor for 2k and 380 a month.

Guy local to me looks 13 and drives a 240m. Parks on Tesco express with his school girl gf and they go into town seen him a few times.

People used to have to work and get some life experience behind them before getting such a car. If you had worked hard for 40k it’s wouldn’t be so disposable. Would you drive 100 into a twisty forest?

Owning a car is dying most people I know under 30 are running cars on lease deals for 2 /3 years and binning them like phones, low money down don’t have anything the end. I have had finance on a car once and that was to buy it.

Edited by surveyor_101 on Wednesday 25th April 17:12

[surveyor_101]

I think it’s an issue with our society as it’s all comes to soon at a young age now. If at school I had said I wanted a 600 tablet 1300 iPhone and 1500 MacBook my parents would of looked at me as if I was mad.

My niece is 13 and there are kids in her year with iPhone X 256gb that’s a 1300 quid phone the latest iPhone is standard for a lot of he4 friends. She is slumming it with an iPhone 6. So if you get given thousands pounds of gadgets at that age by 21-25 there seems to be an expectation of status so many young people want high dollar items to make them feel like they are part of something. It’s quite sad the way we are heading.

[Sa Calobra]

surveyor_101 said:

I think it’s an issue with our society as it’s all comes to soon at a young age now. If at school I had said I wanted a 600 tablet 1300 iPhone and 1500 MacBook my parents would of looked at me as if I was mad.

My niece is 13 and there are kids in her year with iPhone X 256gb that’s a 1300 quid phone the latest iPhone is standard for a lot of he4 friends. She is slumming it with an iPhone 6. So if you get given thousands pounds of gadgets at that age by 21-25 there seems to be an expectation of status so many young people want high dollar items to make them feel like they are part of something. It’s quite sad the way we are heading.

Binging on cheap credit. When the cheap credit ends people will change their view on debt and living for the retail moment!

I remember growing up and my mum drove it into me how shameful it was to live on credit.

[fido]

surveyor_101 said:

Owning a car is dying most people I know under 30 are running cars on lease deals for 2 /3 years and binning them like phones, low money down don’t have anything the end. I have had finance on a car once and that was to buy it.

True, but they'll grow up one day and get off the PCP treadmill and then spend more sensibly, perhaps. Similar sentiments when HP / 0% finance came out. My main issue with PCP is that it drives people to buy new stuff when they don't really want new stuff (though that does mean more secondhand cars for myself). As you say, before PCP you at least needed a hefty deposit, and with £30k investment in the back of your mind (and a few more years of driving lesser machinery) to temper the loud pedal.

Edited by fido on Wednesday 25th April 18:51

[daemon]

Loving how this has all descended ifrom the truth of the matter - "two complete dicks who cant drive crash their M2s" to "oh these cars must be on PCP deals which the owners cant really afford because they're probably still living at home and shouldnt be allowed to drive them because its easy come easy go and they dont look after them and crash them"

WTF has people on here so obsessed with how other chose to finance their cars??

[surveyor_101]

daemon said:

Loving how this has all descended ifrom the truth of the matter - "two complete dicks who cant drive crash their M2s" to "oh these cars must be on PCP deals which the owners cant really afford because they're probably still living at home and shouldnt be allowed to drive them because its easy come easy go and they dont look after them and crash them"

WTF has people on here so obsessed with how other chose to finance their cars??

I think it was more why do people so young have such powerful expensive cars and treat them like the are cheap spotters. It’s not the financing that is the issue it’s the lack of respect and care they treat them. The fact that they have not worked hard for 15 years to afford a car like these that they seem unconcerned with their own bad treatment.

[Killboy]

What absolute laughable bks. Imagine struggling for 25 years of you life so you can reward yourself with a 2 series. Any anyone that isn't 65 owning an M2 obviously is living at home with their parents and has it on HP. And what is wrong with that? Different people, different priorities

Times change, things change, get over it. People have some seriously rose tinted glasses on the amazing old days.

[daemon]

surveyor_101 said:

I think it was more why do people so young have such powerful expensive cars and treat them like the are cheap spotters. It’s not the financing that is the issue it’s the lack of respect and care they treat them. The fact that they have not worked hard for 15 years to afford a car like these that they seem unconcerned with their own bad treatment.

I'm not sure the two examples here are typical of the owner base generally though, are they?

And "back in the day" when i was young, we all drove stty old Minis or MG Metros, SR Novas or if you'd really "made it" an XR2 or XR3i. Few of them were on finance but they were all still thrashed.

[surveyor_101]

Killboy said:

What absolute laughable bks. Imagine struggling for 25 years of you life so you can reward yourself with a 2 series. Any anyone that isn't 65 owning an M2 obviously is living at home with their parents and has it on HP. And what is wrong with that? Different people, different priorities

Times change, things change, get over it. People have some seriously rose tinted glasses on the amazing old days.

That in itself isn’t the point question was raised why do these young men drive them so badly and with a lack of respect for the value of vehicle,

The answer I put forward was on finance 2k and so a 40k car so easy com, easy go.

The fact these can be had on low deposit deals by responsible people’s not am issue.

[culpz]

daemon said:

Loving how this has all descended ifrom the truth of the matter - "two complete dicks who cant drive crash their M2s" to "oh these cars must be on PCP deals which the owners cant really afford because they're probably still living at home and shouldnt be allowed to drive them because its easy come easy go and they dont look after them and crash them"

WTF has people on here so obsessed with how other chose to finance their cars??

Amen brother.

It's even worse that "theplayingmantis" appears to be having some serious keyboard orgasms right now and is currently masturbating himself silly, over the fact that he's managed to descend this thread into the usual dark hole of finance rants and how people should or shouldn't live their lives.

I'm not saying that it's always the case, but when the people go on about such matters that really don't concern them, they simply come across as sour, bitter and probably jelous individuals, usually consisting of the older generation talking down on the youth of today.

Things are different now, if you haven't already noticed. Get over it.

[surveyor_101]

daemon said:

I'm not sure the two examples here are typical of the owner base generally though, are they?

And "back in the day" when i was young, we all drove stty old Minis or MG Metros, SR Novas or if you'd really "made it" an XR2 or XR3i. Few of them were on finance but they were all still thrashed.

I am not saying typical we are just discussing young men treating them like bangers and why is that.

[Killboy]

surveyor_101 said:

Why do these young men drive them so badly and with a lack of respect for the value of vehicle,

Because they are young? If it wasnt a M2 it would have been a saxo

[PaulD86]

surveyor_101 said:

That in itself isn’t the point question was raised why do these young men drive them so badly and with a lack of respect for the value of vehicle,

The answer I put forward was on finance 2k and so a 40k car so easy com, easy go.

The fact these can be had on low deposit deals by responsible people’s not am issue.

I do not alter how I drive if I'm in a £100 car or a £100,000 car. What dictates how I drive is more to do with my will to remain alive. I'm sure I'm not alone in this.