Do PHers still practice bangernomics?

[Khaki Suit]

I've often had sheds in the past. Hadn't done it for a while until recently when I got fed up with muppets dinging my doors in supermarkets and carparks etc. So when a colleague was selling a Zafira for £200 with 10 months MOT on it I bought it.

It's great having a car that you don't have to worry about. Supermarket carpark, No problem! A few miles to work and back everyday, no problem. Tip runs, taking the dog out, leaving it in a pub carpark.. Yep, you've guessed it.

When the MOT is up I'll chuck it in for another and see that to do from there. If it's worth paying to fix I will but if not I'll weigh it in and have lost next to nothing. I also like flying under radar so to speak and blending in. Before, with a noticeable car, everyone seemed to know where the hell I was.

I leave my nice cars in the garage and enjoy them when I fancy.

[Superchickenn]

Khaki Suit said:

I've often had sheds in the past. Hadn't done it for a while until recently when I got fed up with muppets dinging my doors in supermarkets and carparks etc. So when a colleague was selling a Zafira for £200 with 10 months MOT on it I bought it.

It's great having a car that you don't have to worry about. Supermarket carpark, No problem! A few miles to work and back everyday, no problem. Tip runs, taking the dog out, leaving it in a pub carpark.. Yep, you've guessed it.

When the MOT is up I'll chuck it in for another and see that to do from there. If it's worth paying to fix I will but if not I'll weigh it in and have lost next to nothing. I also like flying under radar so to speak and blending in. Before, with a noticeable car, everyone seemed to know where the hell I was.

I leave my nice cars in the garage and enjoy them when I fancy.

This is exactly why I love running sheds

[TheInsanity1234]

Hoofy said:

How can it be just 12 x £50 for a new car vs 12 x £300 for an old car? I guess you're not quite comparing like for like and the insurance is largely irrelevant as an expense as that is determined by the driver's age, location, experience etc.

If I got a Volvo S60 on lease, it's nearly £400 a month. An S60 shed would cost £500 one-off and leaving you £4300 to pay to fix things. Not that you'd pay that; you'd just buy another shed for £500 if it gave up after 6 months.

With bangernomics:
Best case scenario - £4300 spare in the bank
Worst case scenario - £3800 spare in the bank.

Edited by Hoofy on Thursday 21st December 15:47

I'm 20. I have a '16 Skoda Citigo with no tax, and no servicing costs to worry about (there's a warranty and the servicing is included in the PCP monthly cost). The insurance on my Citigo was £570 a year for the first year, so just under £50 a month. The finance is just under £150 a month. All the servicing etc is included, so all I have to worry about is paying for the petrol.

With an older car, you often find that the best £500 sheds are usually the more powerful auto barges, which were going to be looking towards the £3.5k-£4.5k a year for insurance. Fuel consumption would be considerably heavier. As an example, my car should be capable of a real world figure of 53 mpg or so based on fuelly, but my driving means it's averaging more around the 45 mpg mark, and lower on a run because I don't tend to drive below 85 on motorways. This means a large petrol auto barge would be looking at consumption figures in the teens, possibly.

Even just a Corsa 1.0 was still pushing on for £200 a month on insurance etc, plus servicing and all that stuff. It just makes more sense for me to get a disposable white goods car on finance and build up my NCB, and then when I graduate from university I'll get myself an utter shed of a car as a daily and then something tasty for the fun aspects of driving.

[SidewaysSi]

TheInsanity1234 said:

Limpet said:

I know someone who takes it to the other extreme. The most he's ever spent on a car in the 20 years I've known him is £500. Picks a random snotter with a year's MOT for £400-£500. And just drives it until it breaks, or fails an MOT expensively. Zero maintenance, cleaning, care etc. All noises, warning lights etc get completely ignored. A decision on whether to deal with an MOT or mechanical failure is based purely on the cost of rectification vs the cost of another MOT'd snotter. He is completely emotionally detached from the things. Properly insured and taxed, but otherwise zero fecks given.

He has a habit of getting 2-3 years out of a £400 car spending virtually nothing on it until something catastrophic fails (or MOT man condemns it), before picking up the next one and doing the same again.

It's a lifestyle choice for him. He could go and buy something nice new, or used, but cars are just not his thing. A tool for a job, like a lawnmower or a chop saw.

This is the kind of attitude to cars I aspire to have. Currently i have a new car on finance as it worked out cheaper per month (£150 finance, and £50 insurance) to have a small car on finance and cheap insurance than it did to buy a £500 shed and end up paying like £300 a month on insurance alone, plus unknown maintenance costs.

I just went ahead and got the car on the condition that when the finance is finished I'd hand it back (PCP) and then immediately purchase a car for no more than £500.

However, I've unfortunately become rather attached to my heated seats, so I'm now going to have to look at the old barges just to get those heated seats I desire

I don't aspire to that at all. Cars are for enjoying IMO so I don't see them as an expensive nuisance.

I thought this was a site for car enthusiasts?

[Paul O]

I thought I was doing a bit of bangernomics a few years ago with a £400 Audi A4. However I was reliably informed by the PH massive that I was, in fact, "shedding", as my entrant was too expensive to be a banger

[Hoofy]

TheInsanity1234 said:

Hoofy said:

How can it be just 12 x £50 for a new car vs 12 x £300 for an old car? I guess you're not quite comparing like for like and the insurance is largely irrelevant as an expense as that is determined by the driver's age, location, experience etc.

If I got a Volvo S60 on lease, it's nearly £400 a month. An S60 shed would cost £500 one-off and leaving you £4300 to pay to fix things. Not that you'd pay that; you'd just buy another shed for £500 if it gave up after 6 months.

With bangernomics:
Best case scenario - £4300 spare in the bank
Worst case scenario - £3800 spare in the bank.

Edited by Hoofy on Thursday 21st December 15:47

I'm 20. I have a '16 Skoda Citigo with no tax, and no servicing costs to worry about (there's a warranty and the servicing is included in the PCP monthly cost). The insurance on my Citigo was £570 a year for the first year, so just under £50 a month. The finance is just under £150 a month. All the servicing etc is included, so all I have to worry about is paying for the petrol.

With an older car, you often find that the best £500 sheds are usually the more powerful auto barges, which were going to be looking towards the £3.5k-£4.5k a year for insurance. Fuel consumption would be considerably heavier. As an example, my car should be capable of a real world figure of 53 mpg or so based on fuelly, but my driving means it's averaging more around the 45 mpg mark, and lower on a run because I don't tend to drive below 85 on motorways. This means a large petrol auto barge would be looking at consumption figures in the teens, possibly.

Even just a Corsa 1.0 was still pushing on for £200 a month on insurance etc, plus servicing and all that stuff. It just makes more sense for me to get a disposable white goods car on finance and build up my NCB, and then when I graduate from university I'll get myself an utter shed of a car as a daily and then something tasty for the fun aspects of driving.

I thought you'd be comparing basic cars with more powerful cars.

However, how come your car insurance is cheaper than a £500 Corsa's?

[Barchettaman]

C70R said:

This, for me, is bangernomics proper.
The PH version seems closer to the Readers' Cars thread where a guy has spent several grand and every waking moment turning a very normal and cheap Passat into a concours-ready daily drive.

If that’s the ‘shedding properly’ Passat thread, then the guy really likes the car and views it as a personal challenge to get the car as sorted as possible. It wouldn’t be my approach but it makes for a pretty mental thread.

[Quavers]

With the complexity of the modern car I am of the opinion that if you want to avoid major expense either buy new or cheap enough to throw away.

Anything in between can take the shirt off your back.

[Phunk]

Recently started practicing bangeromics.

£400 50k mile Honda Civic

Great for my Mrs to drive as she's st at parking. No issues with getting dirty from the dog, can easily service it yourself and tyres are cheap too.

I'm also thankful tonight that I have it after the local school kids decided to trash it when my mrs took the dog for a walk at a nearby park



(Smashed windscreen, slashed tyre and dented bonnet)

[TheInsanity1234]

SidewaysSi said:

I don't aspire to that at all. Cars are for enjoying IMO so I don't see them as an expensive nuisance.

I thought this was a site for car enthusiasts?

Something nice like a Ford Focus RS or whatever, I would love to have and use when I fancy running something fun.

And then having a £400 stter of a car for daily use so that I'm not wrecking the nice car with rubbish I've got to take to the tip etc.

As I said above, I would like to have a st car I can run until the wheels fall off etc, just so I can have something nice for when I fancy it.

Hoofy said:

I thought you'd be comparing basic cars with more powerful cars.

However, how come your car insurance is cheaper than a £500 Corsa's?

I have no clue. Ask the insurance companies.

All I know is, my '16 plate Citigo was £570 per year to insure, and yet a '06 1.0 Corsa which was £500 was suddenly £2,500 a year to insure.

All I can presume is that the insurance company assumed that I'm less likely to drive my brand new financed Citigo into a tree than a 10 year old Corsa. Probably because I'd care more about a more expensive car (even though I would care just as little about my £500 corsa as I do about my Citigo). Might also be to do with safety. Let's face it, my new car with all the latest safety stuff is probably going to be cheaper for the insurance company in an accident as all I'll come away with is some severe injuries that I can recover from, whereas I'm less likely to walk away from an accident in an older car.

It's a washing machine, I have it because it's cheap to run and insure, and it is a predictable expense which is something I need during university. Believe me, if I could have gotten insurance for £600 a year on a £500 shed, I would have.

The amount of people here who are freakishly out of touch with how expensive it is to get into motoring now and seem to judge young people for getting a financed brand new thing because it worked out cheaper per month than getting an old shed.

Regardless, the only reason I got this financed washing machine on wheels is so I can build up my NCB meaning when I graduate from university I'll have 4 years of NCB meaning I can insure something rather more exciting, and not have to pay silly money for it.

[AndrewCrown]

POORCARDEALER said:

Took a 1 owner 750 iL in part ex about a year ago, 1996 car, been serviced at 2 main delaers all its life, uk and Geneva, never got round to selling it as I have used it and love it...stands me at £1K

Same here a 1995 730.... bought for a banger rally... too good to let go... its our pool car... costs us buttons to keep going...

[Ilovejapcrap]

Phunk said:

Recently started practicing bangeromics.

£400 50k mile Honda Civic

Great for my Mrs to drive as she's st at parking. No issues with getting dirty from the dog, can easily service it yourself and tyres are cheap too.

I'm also thankful tonight that I have it after the local school kids decided to trash it when my mrs took the dog for a walk at a nearby park



(Smashed windscreen, slashed tyre and dented bonnet)

Did you catch them, little buggers

[Mike daily]

I'm an advocate of bangernomics, my current car (1.8 petrol Mondeo) cost me £400 four and half years ago, only ever had consumables and never misses a beat. Insurance is £113 a year ( I'm an old git) think it's cost me less than my push bike to run!

[exelero]

TheInsanity1234 said:

SidewaysSi said:

I don't aspire to that at all. Cars are for enjoying IMO so I don't see them as an expensive nuisance.

I thought this was a site for car
enthusiasts?

Something nice like a Ford Focus RS or whatever, I would love to have and use when I fancy running something fun.

And then having a £400 stter of a car for daily use so that I'm not wrecking the nice car with rubbish I've got to take to the tip etc.

As I said above, I would like to have a st car I can run until the wheels fall off etc, just so I can have something nice for when I fancy it.

Hoofy said:

I thought you'd be comparing basic cars with more powerful cars.

However, how come your car insurance is cheaper than a £500 Corsa's?

I have no clue. Ask the insurance companies.

All I know is, my '16 plate Citigo was £570 per year to insure, and yet a '06 1.0 Corsa which was £500 was suddenly £2,500 a year to insure.

All I can presume is that the insurance company assumed that I'm less likely to drive my brand new financed Citigo into a tree than a 10 year old Corsa. Probably because I'd care more about a more expensive car (even though I would care just as little about my £500 corsa as I do about my Citigo). Might also be to do with safety. Let's face it, my new car with all the latest safety stuff is probably going to be cheaper for the insurance company in an accident as all I'll come away with is some severe injuries that I can recover from, whereas I'm less likely to walk away from an accident in an older car.

It's a washing machine, I have it because it's cheap to run and insure, and it is a predictable expense which is something I need during university. Believe me, if I could have gotten insurance for £600 a year on a £500 shed, I would have.

The amount of people here who are freakishly out of touch with how expensive it is to get into motoring now and seem to judge young people for getting a financed brand new thing because it worked out cheaper per month than getting an old shed.

Regardless, the only reason I got this financed washing machine on wheels is so I can build up my NCB meaning when I graduate from university I'll have 4 years of NCB meaning I can insure something rather more exciting, and not have to pay silly money for it.

You are not the only one in this situation. I think insurers class the cars in risk zones or whatever. Ie my focus's renewal this year was 780£ instead of 680£ the year before, but when I checked for a 2.5t Volvo petrol came back at around 600. I think is more likely that old people drive Volvos, Jaguars and Lexuses therefore the insurance on them is cheaper despite the fact that they have double the power compared to a corsa or a focus.

[beko1987]

I do!

I sent me free Laguna 2 ph2 Initiale to the scrapyard last month, after all the 2.2dci issues built up and it ran like a dog. Broke it for spares a bit too.

Bought a £150 Laguna 2 Ph1 with bald tyres and MOT until next month. Swapped the wheels around (old lag has excellent tyres) so saved £200+ there, and made enough with the old laguna in parts and scrap to be £9 up on buying and collecting said new car, and the first tank of fuel. So another free car...

I can't just ignore it though, it's having £23 of rear brake pads tomorrow, as it'll be an MOT fail as they are, and the breather pipes and EGR are clogged up, keeps going into limp mode so I have 2 cans of brake cleaner rolling around in the boot, to sort it tomorrow.

If it passes the MOT next month it'll get a service, then possibly ignored until something breaks/starts to break. Tyres should be fine for 2018, front brakes are fine, it had a full cambelt job in november 2016 so I don't even have to play cambelt roulette!

I got nearly 30k out of the old Laguna, purchase price was £free, I spent £40 on new rear calipers, £23 on new inner steering tie rods and another £20 on ball joints, only one I fitted in the end, so £83 all in! (I don't class tax, insurance and MOT as I'd have to spend that anyway no matter what the car.

Current car - -9 to start with, £23 of rear pads brings me to £14 so far, have done about 3k miles too. Plus the new one is doing 48mpg despite being a bit poorly, the old one never got better than 37mpg so I'm saving money every time I drive to work, which is all it does, in surprising comfort (ignoring the clonk from the rear bushes)

The key to middle age renault chod is to not get attached, and when they need more than £50 spending on them, get rid!

[danp]

SidewaysSi said:

I think it is the word 'shed' which some don't like/has negative connotations.

I love older cars and some stuff I grew up wanting is now very cheap. I would love a Peugeot 405 GTXi for instance but I can't find a decent one. Likewise, old W124s, E39's etc are wonderful.

Lots of these cars are a damn sight more interesting than some boring new hot hatch. As for a fking Leaf...pull the other one.

But then I don't buy these types of cars solely to save a few quid.

Apologies, I assumed bangernomics implied running something to save a few quid.

The Leaf is a brilliant tool for our usage, expressed far more eloquently by Richard Porter than I could:

http://www.evo.co.uk/opinion/20539/for-the-modern-...

And if the couple of grand they save a year goes to fund a Caterham in the garage even better.

Edited by danp on Friday 22 December 08:44

[Phunk]

Ilovejapcrap said:

Phunk said:

Recently started practicing bangeromics.

£400 50k mile Honda Civic

Great for my Mrs to drive as she's st at parking. No issues with getting dirty from the dog, can easily service it yourself and tyres are cheap too.

I'm also thankful tonight that I have it after the local school kids decided to trash it when my mrs took the dog for a walk at a nearby park



(Smashed windscreen, slashed tyre and dented bonnet)

Did you catch them, little buggers

Sadly not, however one of them must of been carrying a knife to slash the tyres - so probably a good thing!

Windscreen excess is £75 and a new tyre is £25, so not the end of the world. It’s the inconvenience thats more of a pain!

I’m just glad that It happened to a banger and not one of the nicer cars I’ve had in the past!

[Hoofy]

TheInsanity1234 said:

I have no clue. Ask the insurance companies.

All I know is, my '16 plate Citigo was £570 per year to insure, and yet a '06 1.0 Corsa which was £500 was suddenly £2,500 a year to insure.

All I can presume is that the insurance company assumed that I'm less likely to drive my brand new financed Citigo into a tree than a 10 year old Corsa. Probably because I'd care more about a more expensive car (even though I would care just as little about my £500 corsa as I do about my Citigo). Might also be to do with safety. Let's face it, my new car with all the latest safety stuff is probably going to be cheaper for the insurance company in an accident as all I'll come away with is some severe injuries that I can recover from, whereas I'm less likely to walk away from an accident in an older car.

It's a washing machine, I have it because it's cheap to run and insure, and it is a predictable expense which is something I need during university. Believe me, if I could have gotten insurance for £600 a year on a £500 shed, I would have.

The amount of people here who are freakishly out of touch with how expensive it is to get into motoring now and seem to judge young people for getting a financed brand new thing because it worked out cheaper per month than getting an old shed.

Regardless, the only reason I got this financed washing machine on wheels is so I can build up my NCB meaning when I graduate from university I'll have 4 years of NCB meaning I can insure something rather more exciting, and not have to pay silly money for it.

Nobody's judging you here. Just trying to understand the costs. It certainly sounds cheaper for your particular circumstances although I still don't buy the logic. If you're dead, they don't have to pay out anything, if you survive an accident they might be paying rehabilitation costs for years to come. They should have made the Corsa more enticing.

[Khaki Suit]

TheInsanity1234 said:

SidewaysSi said:

I don't aspire to that at all. Cars are for enjoying IMO so I don't see them as an expensive nuisance.

I thought this was a site for car enthusiasts?

Something nice like a Ford Focus RS or whatever, I would love to have and use when I fancy running something fun.

And then having a £400 stter of a car for daily use so that I'm not wrecking the nice car with rubbish I've got to take to the tip etc.

As I said above, I would like to have a st car I can run until the wheels fall off etc, just so I can have something nice for when I fancy it.

I agree. As an enthusiast why wouldn't you want a stbox for daily duties to park where the non-enthusiasts leave their "tools"? As an enthusiast I like to keep my nice cars just that, kept in my possession and nice..

Bangornomics doesn't have to be an either or, it's an as well as...

[MrGman]

I'm driving another cheapy at the moment, £240 on a cat d 206gti

I've had it for 18months now, cover 14k and only replaced the disc/pads, the exhaust has a small blow now which will need doing for the MOT.

If i can't afford the car i want or don't know what 'nice' car i want i'll just settle on something cheap until things change.