End of PCP repairs - more issues!
Discussion
daemon said:
You can yes, however
(a) only a very small amount of people PCPing cars run their own business are in a position to do so
(b) of that very small amount, most people would be directed by their accountant to claim the miles instead rather than attempting to do what you are suggesting
(c) it a very tenuous link to suggest that of those very small amount of people who are doing that, that impacts everyone else as they have to pay for everyone elses PCP through their taxes.
a) I would imagine that a very high amount of business owners would use some form of finance!(a) only a very small amount of people PCPing cars run their own business are in a position to do so
(b) of that very small amount, most people would be directed by their accountant to claim the miles instead rather than attempting to do what you are suggesting
(c) it a very tenuous link to suggest that of those very small amount of people who are doing that, that impacts everyone else as they have to pay for everyone elses PCP through their taxes.
b) Have you evidence to support this?
c) Just clarifying your misleading statement that offsetting PCP against income tax was "horses
t" which it is clearly not and even if you are a ltd co claiming mileage is still offsetting it would you not agree?Granfondo said:
Cheaper than PCP, tell us more?
You really are a waste of time , constantly seeking an argument but here you go this explains it fairly well http://www.telegraph.co.uk/motoring/news/10614830/...
Banfield says: "If I was VAT registered, I would go for a business lease, funding the car through contract hire. That would keep the car off my balance sheet, I could deduct the rental cost from my profit, reclaim VAT and I could take out a maintenance plan, too. Everything is sorted out with nothing to worry about apart from a simple monthly payment."
liner33 said:
Granfondo said:
Cheaper than PCP, tell us more?
You really are a waste of time , constantly seeking an argument but here you go this explains it fairly well http://www.telegraph.co.uk/motoring/news/10614830/...
Banfield says: "If I was VAT registered, I would go for a business lease, funding the car through contract hire. That would keep the car off my balance sheet, I could deduct the rental cost from my profit, reclaim VAT and I could take out a maintenance plan, too. Everything is sorted out with nothing to worry about apart from a simple monthly payment."
Granfondo said:
Cheaper still if your accountant will make it a pool car!
HMRC's view is a lot more relevant than your accountant's.http://www.bailii.org/uk/cases/UKFTT/TC/2014/TC033...
silentbrown said:
Granfondo said:
Cheaper still if your accountant will make it a pool car!
HMRC's view is a lot more relevant than your accountant's.http://www.bailii.org/uk/cases/UKFTT/TC/2014/TC033...
Jimboka said:
Bmw Bca Pricelist here:-
http://m.bmw.co.uk/finance/existing-customers/retu...
That's transparent and seems pretty fairhttp://m.bmw.co.uk/finance/existing-customers/retu...
My Mrs gouged the bottom of a door on a low wall in her 320d when it was only 6 months old, on PCP.
I called my BMW Dealer (Westerly Bridgwater) and asked if it had to be repaired by their bodyshop. They said no and that as long as it was done by an insurance approved firm that would be okay.
The repair was £650, the insurance excesses were only £250 so did it through out insurance and have all the paperwork.
It is threads like this that made me very careful but glad it is documented.
BMW have actually been very good to us on all our cars done through PCP but the secret here is trading in rather than handing back. Excess mileage of 20000 miles, stone chips, etc etc just ignored.
Can't all be horror stories.
I called my BMW Dealer (Westerly Bridgwater) and asked if it had to be repaired by their bodyshop. They said no and that as long as it was done by an insurance approved firm that would be okay.
The repair was £650, the insurance excesses were only £250 so did it through out insurance and have all the paperwork.
It is threads like this that made me very careful but glad it is documented.
BMW have actually been very good to us on all our cars done through PCP but the secret here is trading in rather than handing back. Excess mileage of 20000 miles, stone chips, etc etc just ignored.
Can't all be horror stories.
Thanks for the many replies guys, gona take a while to go through them 
Joking apart, thanks for the BMW list costs.
Interesting slap self in face moment here....
This work never gets done, so...the panel i've had done which was repaired was blended in, I presume BCA just charge on the panel area.
She's gone back now so all I can do is sit and wait for the invoice and then contest with Audi i'd had the repairs done, if it's still not good enough i'll then discuss with Mr Bodyshop what it is he'll be offering in price reduction for the still unacceptable work.
Thing is though, if Audi only reduce the value, and the BCA do inspections before I hand it back then this I expect will be an arguing game with Audi.
This whole process was the first time i'd handed a PCP back (VT'd actually but irrelevant as its the same process), and in hindsight I think i'd take a chance next time.
I wonder where the legalities sit with Audi/BCA telling me they are charging for work, why don't they just do what a dealer does or WBAC and grade it to the customer?
It's extortion this process...(the words of the BCA collector taking my vehicle not mine
Joking apart, thanks for the BMW list costs.
Interesting slap self in face moment here....
This work never gets done, so...the panel i've had done which was repaired was blended in, I presume BCA just charge on the panel area.
She's gone back now so all I can do is sit and wait for the invoice and then contest with Audi i'd had the repairs done, if it's still not good enough i'll then discuss with Mr Bodyshop what it is he'll be offering in price reduction for the still unacceptable work.
Thing is though, if Audi only reduce the value, and the BCA do inspections before I hand it back then this I expect will be an arguing game with Audi.
This whole process was the first time i'd handed a PCP back (VT'd actually but irrelevant as its the same process), and in hindsight I think i'd take a chance next time.
I wonder where the legalities sit with Audi/BCA telling me they are charging for work, why don't they just do what a dealer does or WBAC and grade it to the customer?
It's extortion this process...(the words of the BCA collector taking my vehicle not mine
Did (and if not, should) Audi provide a list of charges like the one Jimboka posted? Maybe there was no time between your decision to VT and actually doing it!
When, or probably some time before, my PCP ends in April I assume that BMW will provide me with that list'? Because if not then I assume many would do what you have done OP, try to make the fixes which are actually more expensive than taking the hit on charges.
Had Jimboka not posted that list the first time on another thread around a month ago, I would be looking at getting my alloys and dents fixed before handing the car back (unless I trade in). Now though, I'll take the charge and make things easier and cheaper for myself.
When, or probably some time before, my PCP ends in April I assume that BMW will provide me with that list'? Because if not then I assume many would do what you have done OP, try to make the fixes which are actually more expensive than taking the hit on charges.
Had Jimboka not posted that list the first time on another thread around a month ago, I would be looking at getting my alloys and dents fixed before handing the car back (unless I trade in). Now though, I'll take the charge and make things easier and cheaper for myself.
garyhun said:
Did (and if not, should) Audi provide a list of charges like the one Jimboka posted? Maybe there was no time between your decision to VT and actually doing it!
When, or probably some time before, my PCP ends in April I assume that BMW will provide me with that list'? Because if not then I assume many would do what you have done OP, try to make the fixes which are actually more expensive than taking the hit on charges.
Had Jimboka not posted that list the first time on another thread around a month ago, I would be looking at getting my alloys and dents fixed before handing the car back (unless I trade in). Now though, I'll take the charge and make things easier and cheaper for myself.
No Prices shown, if it was as per the BMW one i'd had waited.When, or probably some time before, my PCP ends in April I assume that BMW will provide me with that list'? Because if not then I assume many would do what you have done OP, try to make the fixes which are actually more expensive than taking the hit on charges.
Had Jimboka not posted that list the first time on another thread around a month ago, I would be looking at getting my alloys and dents fixed before handing the car back (unless I trade in). Now though, I'll take the charge and make things easier and cheaper for myself.
I guess I could had challenged them for one, and I said the the BCA guy that if it was advertised I wouldn't had run around like a blue ars fly sorting it out.
Car was off the road for 4 days being fixed that cost me money/time/patience!
deason said:
Car was off the road for 4 days being fixed that cost me money/time/patience!
Is the problem that the repair didn't use OEM parts, wasn't done right, or wasn't done by an Audi approved bodyshop?What does your PCP contract actually say about repairs? Mine didn't mention anything specific, but the Audi "fair wear and tear" guide here specifically requires repairs by approved bodywork shops. (Note that this is for leasing rather than PCP, though...)
https://www.audi.co.uk/content/dam/audi/production...
Just check your PCP contract. They can complain about a poor repair, but they can't complain about a non-approved one unless your contract explicitly requires that.
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