A car or a phone?

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Discussion

Jeenyus161

Original Poster:

346 posts

95 months

Tuesday 26th September 2017
quotequote all
As I'm sure most of you are aware the latest iPhones have recently been launched/announced.

When the iPhone X comes out, it'll retail at £999. A quick Google suggests that a sim only tariff will run you about £20/month. As near as makes no difference, that makes £1,250 on a phone in year.


This got me thinking........


Has anyone bought/taxed/insured/MOT'd a car for a year for less? If so, what is it? Pictures very welcome as always smile

randlemarcus

13,524 posts

231 months

Tuesday 26th September 2017
quotequote all
Jeenyus161 said:
As I'm sure most of you are aware the latest iPhones have recently been launched/announced.

When the iPhone X comes out, it'll retail at £999. A quick Google suggests that a sim only tariff will run you about £20/month. As near as makes no difference, that makes £1,250 on a phone in year.


This got me thinking........


Has anyone bought/taxed/insured/MOT'd a car for a year for less? If so, what is it? Pictures very welcome as always smile
I have an 02 Passat diesel that is running around the same as the Galaxy S8 biggrintongue out

Stick Legs

4,909 posts

165 months

Tuesday 26th September 2017
quotequote all
Volvo 740GL £250 from Autotrader
Insurance £300 ish
Tax £180
New MOT £80
A pair of tyres for said MOT & a bulb £150

= £960

However...
12000 miles at 28 mpg at £1.15 = £2217


jonvw84

228 posts

81 months

Tuesday 26th September 2017
quotequote all
I bought my first Mk2 Scirocco with T&T for £350, slapped a battery on it for £50 and didn't spend a thing on it other than fuel till MOT time

Classic insurance and old tax system, total was under £800 all in

dannyDC2

7,543 posts

168 months

Tuesday 26th September 2017
quotequote all
What a wonderful life you must lead if you've never considered buying a car under £1k.

Some of my best motors have been in that price bracket. Saxo VTS, Primera GT, BMW E34 - to name a few.

SystemParanoia

14,343 posts

198 months

Tuesday 26th September 2017
quotequote all
.... every car i have ever owned laugh

fido

16,797 posts

255 months

Tuesday 26th September 2017
quotequote all
I know everyone on PH is Ed China and can mend the £100 Rover 75 they picked up on eBay, but the big difference to the average person without access to a garage, tools or the inclination to fix oily bits .. the running costs! Generally, you can buy a Phone and it will either work or not, simple as that. Whereas a £1000 motor can turn into scrap metal very quickly - if it isn't Japanese then this will happen more likely than not.

Bennet

2,122 posts

131 months

Tuesday 26th September 2017
quotequote all
Certainly nothing to boast about, but then I definitely wouldn't swap it for an iphone.




boyse7en

6,727 posts

165 months

Tuesday 26th September 2017
quotequote all
fido said:
I know everyone on PH is Ed China and can mend the £100 Rover 75 they picked up on eBay, but the big difference to the average person without access to a garage, tools or the inclination to fix oily bits .. the running costs! Generally, you can buy a Phone and it will either work or not, simple as that. Whereas a £1000 motor can turn into scrap metal very quickly - if it isn't Japanese then this will happen more likely than not.
Well those luxuries certainly make it more pleasant, but I've done loads of engine swaps, welding, etc on a driveway and you can buy a complete set of sockets, spanners, screwdrivers and other bits and bobs for less than an oil change service at Halfords.
Inclination is trickier, but I tend to find the alternative of paying someone three times my hourly wage to do something I could do myself is a good incentive

SebastienClement

1,950 posts

140 months

Tuesday 26th September 2017
quotequote all
Yep, done it time and time again. Never had to be recovered either.

Latest Rover 75 V6:

Purchase price: £380 eBay.
Tax: £260 or thereabouts.
Insurance £96 fully comp, SD&P only.
Repairs: £58 for all fluids and filters.

Total £794.00

If bought with at least one eye open, a £1000 car should not turn into scrap metal overnight.

GhostWKD

498 posts

213 months

Tuesday 26th September 2017
quotequote all
Car with tax and test £300 iirc, insurance another £400 from memory. S2000 engine let go on the friday night and had bought this by sunday morning - afterall I needed to get to/from work or I wouldn't be paid.

Despite how carefree I expected a £300 325i to be, I started off throwing it into the smallest parking spaces I could find etc but then found I actually started to get upset by new dings appearing etc, daft really


ferrariF50lover

1,834 posts

226 months

Tuesday 26th September 2017
quotequote all
£500 for a Clio 1.5 diesel
£30 tax
A few quid for insurance, say £200
About 80p to fix a dicky injector
I don't reckon we did even the remainder in fuel over a year, despite some serious mileage.
Sold it about a year later with a knackered wheel bearing and no ticket to a man wanting a twice-weekly station car, got £300 for it.

I know it's horses for courses, but what's the monthly lease on a terrible Eurobox?

Prizam

2,335 posts

141 months

Tuesday 26th September 2017
quotequote all
2007 ford focus 1.6 LX

Car - £500
Tax - £130?
FC insurance - £180

Gave it a service for £80. Oil, filter, air filter. Plugs were like new.

Total - £890.

Shakermaker

11,317 posts

100 months

Tuesday 26th September 2017
quotequote all
Bought an 11-year-old Mondeo back in 2011 for £400 including 6 months tax

Insurance was about £300 afaik

More tax was another £100

Nothing went wrong with it that needed any real money spent on it.

As well as that, I think my first 4 cars all came in under £1k for the year as well if insurance was excluded given my age at the time put me in the high risk category

Jaguar steve

9,232 posts

210 months

Tuesday 26th September 2017
quotequote all
My phone phone cost me a tenner to buy new and I spend perhaps a couple of quid a month making calls and sending text messages.

I doubt anybody could buy, tax and insure a car for less than that. smile

Limpet

6,310 posts

161 months

Tuesday 26th September 2017
quotequote all


Bought on ebay for £174.
Spent £200 on a clutch, MOT, two tyres and a few other odds and ends.
Insured it for £200
Drove it for a year including a couple of track days
Sold it for £150

1yr cost (excluding fuel) : £424


Wobble2Chernobyl

29 posts

80 months

Tuesday 26th September 2017
quotequote all
Yes, much less.

How about £760 all-in (including 12 months MOT, Tax, Insurance) for a tidy rust-free 2003 Vauxste Corsa 1.2 16v SXi. 3 owners. 70k. 4 new tyres, new springs, new exhaust.



Bought for £250.
12 months MOT (which it passed with no failures!) £50.
Tax £150.
Insurance £200.
Service and parts £110.
GRAND TOTAL £760 for a years motoring.

Has raised over £1000 for charity and will (hopefully) be taking us to Chernobyl and back.

Now looks like this.



  1. shamelessplug : www.facebook.com/wobble2chernobyl for more details :-)

Jeenyus161

Original Poster:

346 posts

95 months

Tuesday 26th September 2017
quotequote all
Haha wobble feel free to plug!

I'd read your thread not long before which was one of the things that made me wonder what variety of cars are out there meeting these criteria.

I too have has sub 1k cars, I'm sure lots of us have - but insured it taxed it and mot'd it too, in 2017, seems like an achievement to me.

Hats off to all you shedders!

MorganP104

2,605 posts

130 months

Tuesday 26th September 2017
quotequote all
fido said:
I know everyone on PH is Ed China and can mend the £100 Rover 75 they picked up on eBay, but the big difference to the average person without access to a garage, tools or the inclination to fix oily bits .. the running costs! Generally, you can buy a Phone and it will either work or not, simple as that. Whereas a £1000 motor can turn into scrap metal very quickly - if it isn't Japanese then this will happen more likely than not.
Not necessarily. I'm an enthusiastic proponent of Bangernomics, though I am to spannering what Gordon Ramsay is to deportment and diplomacy.

There is another way - get yourself a tame mechanic, ideally on a "skills swap" basis. I've worked in IT for the last twenty-odd years, so I do a bit of computer work for my mechanic every now and again, in exchange for a bit of spannering. He pays for any hardware/software needed, and I pay for any car parts required. The labour itself (on both sides) is cost-neutral.

Back on topic, my cheapest daily driver would have to be a £150 MkI Mondeo, which I ran for over a year (call it a year, for argument's sake), back in 2006/2007. When I bought it, the whole car was pink (supposed to be red), and the interior was used by the previous owner as an ashtray. Yes, you read right. The whole interior was an ashtray. The tray itself was broken, so the chain-smoking owner just used the rest of the car. No kidding. Costs were as follows:

1 pink Mondeo 1.8 LX = £150 (bought cheap, because it had lost its colour, and had been used as a mobile ashtray)
1 new ashtray = £5 (eBay)
1 bottle of T-Cut = free (already had it in the garage)
1 tin of Collinite wax = free (already had it in the garage)
3 weekends of elbow grease = free (added bonus - my arms got a workout)
1 year insurance = £300 (cheapest possible third party jobbie)
1 year road tax = £155 (I think that's what a year cost in 2006)
8,000 miles (petrol cost) = £770 (based on the official combined MPG figure for the Mk1 Mondeo 1.8, and petrol prices in 2006)
1 sale of shiny red Mondeo 1.8 LX, 1 year later = £350

Total cost = £1,030

Pretty sure I didn't service the car all the time I owned it, hence no running costs other than petrol. hehe

Captaincheese

247 posts

154 months

Tuesday 26th September 2017
quotequote all


The iPhone X comparison has crossed my mind of late too.

Although tax and insurance are over and above the purchase price, I picked up this mint 91000 mile Saab Aero for the same price as a new iPhone X recently.

I know which I would rather have!