How much does your car cost per month?

[redandwhite]

Civic FN2 - only owned 3 months, so costs are front loaded - will be healthier in 6-8 months

3 months owned / 1,492 miles covered. All figures are Total cost;
Depreciation £0
Fuel £335.45
VED £325.00
Insurance £320.46
Maintenance/MOT £470.40
Total cost £1451.31

Total per month £513
pence per mile £0.97

[ALC 23]

2003 Mk1 TT 225
50k miles

Insurance 25
MOT 27
Fuel 60 (a tank a month)
Service 83

~ £200 a month
~ £2,400 a year

[Jeenyus161]

2012 Skoda Superb

It's done 30k miles in 3 years at 44.23 MPG - I haven't factored that cost in, perhaps I should....

Including depreciation, servicing, MOT, tax, insurance, repairs - all in - £181.29/month. That includes the latest MOT and upcoming year's insurance/tax.

Just need to wait until the kids no longer need the WORLD'S BIGGEST DOUBLE BUGGY and then I can get rid for something a little more interesting.

[idealstandard]

ALC 23 said:

2003 Mk1 TT 225
50k miles

Insurance 25
MOT 27
Fuel 60 (a tank a month)
Service 83

~ £200 a month
~ £2,400 a year

1,000 quid for a service on a 2003 TT?

[nickfrog]

Jeenyus161 said:

WORLD'S BIGGEST DOUBLE BUGGY

Things get better, eventually. Although my son ended being 6ft4 so that also takes a bit of space...

[ALC 23]

idealstandard said:

1,000 quid for a service on a 2003 TT?

Yeah to be fair the last two services have been pretty bad as I needed to replace a full set of brakes, headlights and suspension - (also a new set of premium tyres).

I should also add that I live in a nice part of London and use a local German specialist garage - just opposite the Joe Macari showroom.

[OooohLaDeDa]

2007 cooper s with aftermarket exhaust:
Insurance - £55
Fuel - £120
MOT/service spread over each month - £30

Little under £2500 each year for a car with a 0-60 < 7 seconds and 65k miles in the clock. I think that's alright all in all.

[smn159]

OooohLaDeDa said:

2007 cooper s with aftermarket exhaust:
Insurance - £55
Fuel - £120
MOT/service spread over each month - £30

Little under £2500 each year for a car with a 0-60 < 7 seconds and 65k miles in the clock. I think that's alright all in all.

What about depreciation? About another £3-400 annually?

[OooohLaDeDa]

smn159 said:

What about depreciation? About another £3-400 annually?

Suppose yeah. Another few years and it'll probably not depreciate any further providing the bodywork stays in good condition.

[Aiminghigh123]

Jaetten said:

Zafira Tourer:
PCP - 268
Tax - 13.5
Insurance - 92
Fuel - 150 to 180
Total - 523.5 to 553.5 pcm

Annual service and mot - 350
Annual tyres - 800

Approx 7800 pa / ~ 35% wage

Affordable but eating into funds that could otherwise be invested so a part exchanged.

Fiesta:
HP - 195
Tax - 0
Insurance - 53
Fuel - 100 (estimated, only had car a few days)
Total - 348pcm

Annual service and mot - estimated 250
Annual tyres - 360

Approx 4800 pa / ~ 20% wage

You were spending 35% of your salary on your car!!!

Insane.

I don’t even contribute that % on our mortgage

Edited by Aiminghigh123 on Monday 24th February 16:58

[smn159]

OooohLaDeDa said:

smn159 said:

What about depreciation? About another £3-400 annually?

Suppose yeah. Another few years and it'll probably not depreciate any further providing the bodywork stays in good condition.

Yeah, I have an E46 330 touring at the moment which I picked up on eBay for £1800 and I reckon it's costing around £300 / month including petrol

I coud have a brand new electric car on a lease for not much more!

[Fastdruid]

Aiminghigh123 said:

Jaetten said:

Zafira Tourer:
PCP - 268
Tax - 13.5
Insurance - 92
Fuel - 150 to 180
Total - 523.5 to 553.5 pcm

Annual service and mot - 350
Annual tyres - 800

Approx 7800 pa / ~ 35% wage

You were spending 35% of your salary on your car!!!
Insane.

For a Zafira!

[B'stard Child]

In the last 25 yrs.................. (I keep records)

Category	Total Expenditure	Yearly Equivilent	Monthly Equivilent
Car Purchase	72,914	2,917	243
Fuel	36,144	1,446	120
Insurance	12,785	511	43
VED	7,517	301	25
MOT	1,675	67	6
Parts	21,158	846	71
Servicing	2,200	88	7
Cleaning Materials	1,181	47	4
Misc	5	0	0
Paint	1,630	65	5
Tools	3,542	142	12
	160,751	6,430	536

Car Purchase includes any credits from sales

[RDMcG]

B'stard Child said:

In the last 25 yrs.................. (I keep records)

Category	Total Expenditure	Yearly Equivilent	Monthly Equivilent
Car Purchase	72,914	2,917	243
Fuel	36,144	1,446	120
Insurance	12,785	511	43
VED	7,517	301	25
MOT	1,675	67	6
Parts	21,158	846	71
Servicing	2,200	88	7
Cleaning Materials	1,181	47	4
Misc	5	0	0
Paint	1,630	65	5
Tools	3,542	142	12
	160,751	6,430	536

Car Purchase includes any credits from sales

That is amazing and quite impressive

I do get my cars dealer serviced and keep a file of service records/repairs. That is it. When I get sell a car the file goes with it. Only reason I keep the service records if for a prospective buyer who want the car's history. I have had 16 new cars or so in the same period and not a clue about the cost. Admittedly I have no idea about housing costs, food expenditures, utilities or the like either.

Of course I know overall income and cashflow so have a good point-in-time sense of things, but I never get into the detail. A broad view is good enough.

[toasty]

B'stard Child said:

In the last 25 yrs.................. (I keep records)

Category	Total Expenditure	Yearly Equivilent	Monthly Equivilent
Car Purchase	72,914	2,917	243
Fuel	36,144	1,446	120
Insurance	12,785	511	43
VED	7,517	301	25
MOT	1,675	67	6
Parts	21,158	846	71
Servicing	2,200	88	7
Cleaning Materials	1,181	47	4
Misc	5	0	0
Paint	1,630	65	5
Tools	3,542	142	12
	160,751	6,430	536

Car Purchase includes any credits from sales

I’d love to know what miscellaneous items you spent a fiver on in 25 years. A magic tree air freshener every 5 years?

[Aiminghigh123]

Sambucket said:

Currently we are running a 2005 petrol shed and a 2019 Tesla model 3. They cost about the same to run, 470 a month, by my sums. The shed is mostly fuel, parts and labour keeping it on the the road. Depreciation is zero. The Tesla has next to zero fuel or maintenance costs so far. Depreciation is about 300 quid a month optimistically. (ask me again in 3 years!) Then tax and insurance and I'm assuming 0 BIK for now.

Interesting. What deal do you have on the Tesla?

I was looking at PCP on model 3. 25k miles a year got quoted £620 a month with £620 down over 3 years. As I spend near enough £500 on fuel I have been tempted.

[Byker28i]

Which Model 3 did you get and what do you think the depreciation will be in 3 years? £300 a month seems like around 30% assuming you got top spec?

I put £250 a month away which runs all the TVR costs apart from fuel, which obviously varies.
The two other cars are around £2500 for fuel, £600 for tyres, around £400 for servicing and a bit for sundries...

[B'stard Child]

toasty said:

I’d love to know what miscellaneous items you spent a fiver on in 25 years. A magic tree air freshener every 5 years?

Yeah it made my teeth itch as I put the table up!!!

[B'stard Child]

RDMcG said:

B'stard Child said:

In the last 25 yrs.................. (I keep records)

Category	Total Expenditure	Yearly Equivilent	Monthly Equivilent
Car Purchase	72,914	2,917	243
Fuel	36,144	1,446	120
Insurance	12,785	511	43
VED	7,517	301	25
MOT	1,675	67	6
Parts	21,158	846	71
Servicing	2,200	88	7
Cleaning Materials	1,181	47	4
Misc	5	0	0
Paint	1,630	65	5
Tools	3,542	142	12
	160,751	6,430	536

Car Purchase includes any credits from sales

That is amazing and quite impressive

RDMcG said:

I do get my cars dealer serviced and keep a file of service records/repairs. That is it. When I get sell a car the file goes with it. Only reason I keep the service records if for a prospective buyer who want the car's history. I have had 16 new cars or so in the same period and not a clue about the cost.

I do very similar - except I rarely sell cars........

RDMcG said:

Admittedly I have no idea about housing costs, food expenditures, utilities or the like either.

Oh I have all that - it makes scary reading

RDMcG said:

Of course I know overall income and cashflow so have a good point-in-time sense of things, but I never get into the detail. A broad view is good enough.

I like the detail

[B'stard Child]

B'stard Child said:

toasty said:

I’d love to know what miscellaneous items you spent a fiver on in 25 years. A magic tree air freshener every 5 years?

Yeah it made my teeth itch as I put the table up!!!

Ahhh it was a cheque to DVLA in 1996 to get a history pack on one of my previous cars - not sure what to put that down as so misc it is

Magic Tree air freshners indeed