Uninsured drivers
Discussion
Many years ago, the day after my second child was born, I was tugged by a Police motorcycle, whilst I was on my way home from visiting the wife and child in hospital.
Copper informed me there was no insurance on the car, and that it would be seized. Low loader turns up, takes my car away, leaving me standing at the side of the road, holding a ticket.
Got home, checked my files, found the insurance had expired on the day my son was born (i.e. a day before I got nabbed). With all the fuss that goes with welcoming a new arrival to the family, I'd been letting the household admin take a back seat.
Six points, £350 fine, £200 release fee at the car pound, and expensive high street broker car insurance (because they could produce a paper certificate on the same day).
A very expensive lesson learned that day! I'm recounting this story now to provide the "other" side of the uninsured driver story. Sometimes, because we are human, we forget things. Not an excuse, but it does happen.
PS: Didn't moan, didn't b
h and whine, just pulled on my big boy pants and took my medicine. st happens.
Copper informed me there was no insurance on the car, and that it would be seized. Low loader turns up, takes my car away, leaving me standing at the side of the road, holding a ticket.
Got home, checked my files, found the insurance had expired on the day my son was born (i.e. a day before I got nabbed). With all the fuss that goes with welcoming a new arrival to the family, I'd been letting the household admin take a back seat.
Six points, £350 fine, £200 release fee at the car pound, and expensive high street broker car insurance (because they could produce a paper certificate on the same day).
A very expensive lesson learned that day! I'm recounting this story now to provide the "other" side of the uninsured driver story. Sometimes, because we are human, we forget things. Not an excuse, but it does happen.
PS: Didn't moan, didn't b
h and whine, just pulled on my big boy pants and took my medicine. st happens.Tinker2 said:
QUick google and found this from Churchill - analysis using MIB data (https://www.churchill.com/press-office/releases/2016/uninsured-driving-hotspots-in-the-uk)
Adding up gives 948,000 give or take a few. So yeah pretty much 1 million uninsured vehicles on UK road (estimate!)
Surely in the UK we insure drivers not vehicles?Adding up gives 948,000 give or take a few. So yeah pretty much 1 million uninsured vehicles on UK road (estimate!)
Integroo said:
If you can't afford to insure your car, you can't afford to have a car. Get the bus.
Not sure if this is still true today, but I remember an article about London supercar owners from 10 years ago or so. Their cars are so expensive that the insurance is very expensive (surprise! 
). So many didn't insure them, weighing up the cost against the risk. 
Tinker2 said:
saaby93 said:
Surely in the UK we insure drivers not vehicles?
Pretty sure its my car thats insured (and I am insured to drive it) and as the policyholder other cars third party with my insurer. So yep it;s the car thats insured. Unless I am missing something and I dont think I am I'm insured to drive that car, but not that car.
That car's insured, but that one's not.
Gecko1978 said:
my old boss his brother no driving license but would drive the family car all the time. He crashed the car into the front wall of the house. My boss called insurance for the house and told them it was a hit an run someone turning on his drive.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
It's tragic peeps innit this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
StonetheCrows said:
Gecko1978 said:
my old boss his brother no driving license but would drive the family car all the time. He crashed the car into the front wall of the house. My boss called insurance for the house and told them it was a hit an run someone turning on his drive.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
It's tragic peeps innit this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
Does anyone on here know about the correct use of capital letters? Or have any knowledge of punctuation?
What exactly is "this dame man" FFS?
This seems to sum things up quite well! )
i guys,
I am planning to get an F80 M3 soon however as I am 25 with 6 points I got a few quotes and my premium is coming up around 4k which is very high.
I was thinking about buying a smart car and getting full comp insurance (with a company that allows me to drive any car). Will I have any issues with the driving the M3 then?
The M3 will have fully comp insurance with my Dad.
Thanks in advance
Bell-end would be too polite for such a c*nt!
i guys,
I am planning to get an F80 M3 soon however as I am 25 with 6 points I got a few quotes and my premium is coming up around 4k which is very high.
I was thinking about buying a smart car and getting full comp insurance (with a company that allows me to drive any car). Will I have any issues with the driving the M3 then?
The M3 will have fully comp insurance with my Dad.
Thanks in advance
Bell-end would be too polite for such a c*nt!
Mr Tidy said:
StonetheCrows said:
Gecko1978 said:
my old boss his brother no driving license but would drive the family car all the time. He crashed the car into the front wall of the house. My boss called insurance for the house and told them it was a hit an run someone turning on his drive.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
It's tragic peeps innit this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
Does anyone on here know about the correct use of capital letters? Or have any knowledge of punctuation?
What exactly is "this dame man" FFS?
Mr Tidy said:
StonetheCrows said:
Gecko1978 said:
my old boss his brother no driving license but would drive the family car all the time. He crashed the car into the front wall of the house. My boss called insurance for the house and told them it was a hit an run someone turning on his drive.
this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
It's tragic peeps innit this dame man got banned for drink driving drove home from court.
Some groups of people just do not care about the law.
Does anyone on here know about the correct use of capital letters? Or have any knowledge of punctuation?
What exactly is "this dame man" FFS?
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