Storm write off?
Discussion
Understand these things are difficult to tell from photos but long story short a tree landed on my mate's Focus RS. Damage to the A-Pillar is the only issue aside from scrapes and scratches on the bodywork which don't seem too extensive. Is this something that's likely to be a write off?
I'm not sure how cosmetic something like that could be. Windscreen isn't cracked, hoping that it's something that could potentially be repaired.
I'm not sure how cosmetic something like that could be. Windscreen isn't cracked, hoping that it's something that could potentially be repaired.
Edited by triathlonstu on Thursday 20th September 14:16
Badgerboy said:
Anything can be repaired, it's just a question of effort and expenditure.
Unfortunately insurance companies are not in the business of expending much of either.
Indeed. Also it would involve removing any wiring from that A-Pillar, it is quite likely a loom runs down there. That would mean eithe a complete loom strip-out or a cut-and-shut loom repair.Unfortunately insurance companies are not in the business of expending much of either.
If the A-Pillar is repaired (and thus strengthened there) it would push a weak point elsewhere, perhaps in an unfavourable location from a crash absorption point of view. I would not want to drive a car with a compromised A-Pillar running just by my head and torso.
OP. When all is sorted, let us know the final outcome.
triathlonstu said:
Thanks for the feedback... Assuming if it's structural it's not something that would be able to be repaired full stop?
It'd take Arthur about 20 minutes.Cat S is quite possible. A lot may depend on what happens when the rest of that branch is removed. Wouldn't surprise me at all if there was a lot of work needed on roof/bonnet/NSF wing, maybe even doors.
TooMany2cvs said:
It'd take Arthur about 20 minutes.
Cat S is quite possible. A lot may depend on what happens when the rest of that branch is removed. Wouldn't surprise me at all if there was a lot of work needed on roof/bonnet/NSF wing, maybe even doors.
Branch was removed by hand. Wasn't ridiculously heavy, but obviously fell from a considerable height. Doors etc all fine but roof and spoiler are scratched.Cat S is quite possible. A lot may depend on what happens when the rest of that branch is removed. Wouldn't surprise me at all if there was a lot of work needed on roof/bonnet/NSF wing, maybe even doors.
Badgerboy said:
Anything can be repaired, it's just a question of effort and expenditure.
Unfortunately insurance companies are not in the business of expending much of either.
Of course if the car is written off and the Insurer settles at £30k/market value, is that them expending much expenditure? Unfortunately insurance companies are not in the business of expending much of either.
heisthegaffer said:
Of course if the car is written off and the Insurer settles at £30k/market value, is that them expending much expenditure?
They take the salvage value into account, don't forget.£30k car minus £10k salvage value = £20k max damage before write-off. (Yes, over-simplified)
TooMany2cvs said:
They take the salvage value into account, don't forget.
£30k car minus £10k salvage value = £20k max damage before write-off. (Yes, over-simplified)
The point I was making relates to the other chap saying Insuere expend little effort or money at claim stage. The car being written off surely is the Insurer expending more money than repairing?£30k car minus £10k salvage value = £20k max damage before write-off. (Yes, over-simplified)
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