RE: Mercedes-AMG C63 S Coupe: UK drive
Discussion
cerb4.5lee said:
I'm the opposite and I don't like entirely black wheels, and I think that the polished/silver lip offers a fairly decent compromise. For me though all black wheels should be banned because they always look pony to my eyes.
The wheels can make or break the way a car looks and black wheels just blend into the tyre and you can't see any detail of the wheel. Whoever thought that black wheels were a good idea needs a good kick in the teeth for me!
kick in the teeth?! That's a bit extreme innit? :P The wheels can make or break the way a car looks and black wheels just blend into the tyre and you can't see any detail of the wheel. Whoever thought that black wheels were a good idea needs a good kick in the teeth for me!
The way you analysed why the Mercedes way looks better has given me pause and made me reevaluate my opinion however and I understand what you mean about all black wheels looking cheap.
Ares said:
You need to look harder on PCP/lease deals then. I've never paid for a car as much as that car has depreciated. The reason you usually can't buy outright as cheaply as a finance deal is that it isn't a level playing field. Aside from the incentives given and bulk buying power of finance houses, finance providers offset the tax position to make it cheaper.
Take my current car as an example. I will pay £29,000 over 4 years and 60,000 miles, including £450/yr RFL. For it to be better off paying cash for the car, I would have get absolutely zero return for my £65,000 cash...AND see a 500bhp Alfa Romeo hold 60% of it's value after 4 years and 60,000.
As I've said twice - each to their ownTake my current car as an example. I will pay £29,000 over 4 years and 60,000 miles, including £450/yr RFL. For it to be better off paying cash for the car, I would have get absolutely zero return for my £65,000 cash...AND see a 500bhp Alfa Romeo hold 60% of it's value after 4 years and 60,000.
I don't like PCP, have the cash and am quite happy use it
Off to search C63 estates
breadvan said:
It doesn’t matter whether your Asian or not, you just can’t say that!
You must call it the ‘Mercedes Sport Grill’. Porsche had a hissy about the word Panamerica.
I've actually only ever seen one Rolls Royce Wraith in so-called drug dealer spec, and I was just being a bit cheeky about him being in street pharmaceuticals, lets be real he's probably in IT :P You must call it the ‘Mercedes Sport Grill’. Porsche had a hissy about the word Panamerica.
And I didn't know Porsche had a hissy about that - bit strange considering IIRC the grille is named after a famous race from the 1950s?
TheStigsWeeBrother said:
Alfa Romeo Giulia Quadrifoglio
New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
My figures are lease. And going to one provider is a fools folly.New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
But even using those figures, do you think that car in 4 years time, with 60,000 miles on the clock will be worth £26,701? Would you voluntarily choose to take the risk? I don't think there is a cat in hells chance that a 4yr old, 60,000 mile Alfa will be worth 50% of it's purchase price.
When I got mine, the max discount was 4%.
TheStigsWeeBrother said:
Alfa Romeo Giulia Quadrifoglio
New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
And if you use today's figures:New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
You'd have to be very confident your £54,000 Alfa Romeo will be worth £30,000 in 4 years.... And have nowhere you can get a return on you £54,000 cash....!
Ares said:
TheStigsWeeBrother said:
Alfa Romeo Giulia Quadrifoglio
New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
My figures are lease. And going to one provider is a fools folly.New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
But even using those figures, do you think that car in 4 years time, with 60,000 miles on the clock will be worth £26,701? Would you voluntarily choose to take the risk? I don't think there is a cat in hells chance that a 4yr old, 60,000 mile Alfa will be worth 50% of it's purchase price.
When I got mine, the max discount was 4%.
Some people want to own their cars some are happy to rent both are fine with me.
TheStigsWeeBrother said:
MikeyK was talking about PCP and I was just showing an example of how PCP is not always cheapest.
Some people want to own their cars some are happy to rent both are fine with me.
I didn't say it was always the cheapest, just that it wasn't always more expensive.Some people want to own their cars some are happy to rent both are fine with me.
Some people manage to avoid using immature inflammatory phrases like 'rent' when talking about long-term finance agreements. Its' as pathetic as people who call Porsches, Beetles etc.
And some people - shock and horror - BUY their cars with PCP.
I'm sure one of the reasons people soil themselves over car financing on this forum is because they just plain old don't understand how the various options work. It wouldn't be the first time we've seen people on here not understand the difference between PCH and PCP.
I'm sure one of the reasons people soil themselves over car financing on this forum is because they just plain old don't understand how the various options work. It wouldn't be the first time we've seen people on here not understand the difference between PCH and PCP.
Ares said:
I didn't say it was always the cheapest, just that it wasn't always more expensive.
Some people manage to avoid using immature inflammatory phrases like 'rent' when talking about long-term finance agreements. Its' as pathetic as people who call Porsches, Beetles etc.
why use "long term finance agreement" when everyone knows rent?Some people manage to avoid using immature inflammatory phrases like 'rent' when talking about long-term finance agreements. Its' as pathetic as people who call Porsches, Beetles etc.
Ares said:
TheStigsWeeBrother said:
why use "long term finance agreement" when everyone knows rent?
Why use rent when it's a PCP? Why use rent when it's a lease?
Why use rent when legally it isn't renting?
HTH.
Ares said:
TheStigsWeeBrother said:
Alfa Romeo Giulia Quadrifoglio
New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
And if you use today's figures:New Giulia Quadrifoglio 2.9 V6 BiTurbo Quadrifoglio 4dr Auto
Build 2
Offer received on 13 March 2019
Total RRP
£63,500
PCP Finance
carwow offer
£58,319
You save
£5,181 (8.2%)
Representative APR 3.9%
Cash
carwow offer
£53,701
You save
£9,799 (15.4%)
PCP is not always cheaper.
You'd have to be very confident your £54,000 Alfa Romeo will be worth £30,000 in 4 years.... And have nowhere you can get a return on you £54,000 cash....!
And you own example uses the word RENTAL.
mikey k said:
Ares said:
mikey k said:
Yes over 90% of new cars are PCP deals.
I and our business are one of the rare exceptions.
We don't because bank rates are crap for cash and it saves paying ANY interest, inflated purchase prices and being locked in to mileage, term and service.
We do bank transfers and haggle.
Doing the sums my M140i has cost me ~£325/month for 3 years and unlimited mileage (now done 41k miles) and that includes service and tyres.
I had PCP quotes at the time, they were all well over £420/month including a £13k "deposit" from the old car.
Age old moral - if you have cash use it and don't pay inflated prices or interest. Be it a car at TV or anything.
£420/mth for a 140i?? PLUS £13k?? I and our business are one of the rare exceptions.
We don't because bank rates are crap for cash and it saves paying ANY interest, inflated purchase prices and being locked in to mileage, term and service.
We do bank transfers and haggle.
Doing the sums my M140i has cost me ~£325/month for 3 years and unlimited mileage (now done 41k miles) and that includes service and tyres.
I had PCP quotes at the time, they were all well over £420/month including a £13k "deposit" from the old car.
Age old moral - if you have cash use it and don't pay inflated prices or interest. Be it a car at TV or anything.
Jeez, they saw you coming. My colleagues wife got into one in Jan '17. She pays a fiver under £300/mth.
We got offered one by BMW over the weekend at £267/mth with £800 upfront - 140i Shadow Edition.
You were saying about paying inflated prices?
1) I didn't go PCP
2) its business use, I doubt either of the above are
3) its high annual mileage, you don't mention that
4) your deal wasn't around 3 years ago
so not a great comparison
Also the deal you got offered at the weekend is on a pre reg stock car that is a run out model just ending production.
Beyond semantics my original point was there is ALWAYS a cost to borrowing money.
Each person should reconcile that to their own circumstances.
Many like a monthly payment for something they could never buy outright.
I personal hate debt for the above reason, but that's just me.
Never seen a PCP for my circumstances that I couldn't do cheaper with out right purchase.
Please.
Please.
Please.
Still it’s been a few weeks I suppose .......
Rawwr said:
st4 said:
Rawwr said:
GS300h is bought by paedophiles.
Troll level expert. You’ll lose by some margin I guarantee it.
Squarely in drag down to own level and triumph by dint of greater experience territory
TheStigsWeeBrother said:
Ares said:
TheStigsWeeBrother said:
why use "long term finance agreement" when everyone knows rent?
Why use rent when it's a PCP? Why use rent when it's a lease?
Why use rent when legally it isn't renting?
HTH.
To help you out:
A rental agreement provides for a contract of a short period (often 30 days) that is automatically renewed at the end of that period unless either party ends it by giving written notice.
A lease agreement has a set term, such as a year, 2 years, 3 years, etc. Unlike a rental agreement, when a lease expires it does not automatically renew itself.
TheStigsWeeBrother said:
Ares said:
TheStigsWeeBrother said:
Why do you keep confusing PCP with PCH?
And you own example uses the word RENTAL.
For the first payment. But it is a lease contract.And you own example uses the word RENTAL.
Which is it?
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