Insurance Claim

[TTMKENT]

The initial message was deleted from this topic on 15 August 2019 at 16:07

[TTMKENT]

The initial message was deleted from this topic on 15 August 2019 at 16:07

[fortfive]

It sounds like she has a lease car and now the £500 is for end of lease damage/mileage costs. If it's for the damage you could get it repaired yourself, probably at a lower cost. Good of you not to just walk away.

[Roo]

Just give her the £500 and be done with it.

[Integroo]

Yeah, sounds like it is a damage cost at lease handback. Give her £500. I don't know how much damage you caused, but even a small amount of damage can amount to that.

[Integroo]

fortfive said:

It sounds like she has a lease car and now the £500 is for end of lease damage/mileage costs. If it's for the damage you could get it repaired yourself, probably at a lower cost. Good of you not to just walk away.

No way is she or the lease company gonna accept a back street job to save OP a few quid, and neither should they.

[bimsb6]

Integroo said:

fortfive said:

It sounds like she has a lease car and now the £500 is for end of lease damage/mileage costs. If it's for the damage you could get it repaired yourself, probably at a lower cost. Good of you not to just walk away.

No way is she or the lease company gonna accept a back street job to save OP a few quid, and neither should they.

Nobody mentioned a back st / sub standard job .

[mcflurry]

It's up to you, but I would pay the £500 and close the issue.
Making a claim would probably increase your policy massively at renewal as you would have no NCD, an "at fault" claim and be a newish driver..

[gshughes]

TTMKENT said:

Hi,

I’m still in my first year of driving I don’t want anything to affect my clean licence.

Kind regards

Tim

Stop worrying about that - it definitely won't affect your licence at all - purely a case of a financial hit and as others have said £500 isn't too bad at al in the scheme of things. It will be cheaper to pay this out of your own pocket than to involve your insurance company.

[TTMKENT]

The total damage cost repair amounted to £550.00, the vehicle was repaired privately. Before making any payment to them to fix the damage, they gave me letters, emails, texts from repair company stating the chargers and the repair process.

I have now settled the issue and made full payment and I also added £100.00 on top of the £550.00 to make it £600.00 as sorry for the inconvenience.

It’s now been all resolved thankfully. Thank you all for your messages did make the process so much easier. I’ve learned a lot about this whole process. It’s a learning point for me.

[2 sMoKiN bArReLs]

TTMKENT said:

and I also added £100.00 on top of the £550.00 to make it £600.00 as sorry for the inconvenience.