Wife has bought a Cat S car
Discussion
Jamescrs said:
Looking at the Vicar check there's a better than reasonable chance that the car could be absolutely fine for your wife to drive. If the photo represents the only impact that caused the car S I doubt it would have cost much to put right, or worst case scenario would cost you much to put right with used parts if needed.
It's not ideal I know but from the initial post it sounds like you are urinating in the wind with the dealer and are likely to end up covered in it
I think when I seen the cat S description I was seeing the worst, a mangled heap with the engine on show.It's not ideal I know but from the initial post it sounds like you are urinating in the wind with the dealer and are likely to end up covered in it
I do know that the residual value of it will be pretty low come resale time but it was a car bought to last us 2-3 years so if it does us that long i'll be happy.
To make sure it is structurally safe is the most important thing now. I was even thinking about taking the car to work myself today and leaving her to take the Fiesta the mile journey to her parents
Jamescrs said:
Looking at the Vicar check there's a better than reasonable chance that the car could be absolutely fine for your wife to drive. If the photo represents the only impact that caused the car S I doubt it would have cost much to put right, or worst case scenario would cost you much to put right with used parts if needed...
This is impossible to say without taking the rear bumper off and getting the rear panel/boot floor inspected by a qualified professional.CharlieH89 said:
Thanks Nick. I was expecting worse. This was the only damage.
I guess the father in law can have the rear bumper off tomorrow or the day after and inspect it
There might be more damage than appears but that could have easily been fixed without going through insurance and you’d be none the wiser.I guess the father in law can have the rear bumper off tomorrow or the day after and inspect it
I would make the wider point about what sort of relationship you have where your wife buys her car without knowing what she’s doing and without any reference to you, and then you get all stressed about it?
Sheepshanks said:
There might be more damage than appears but that could have easily been fixed without going through insurance and you’d be none the wiser.
I would make the wider point about what sort of relationship you have where your wife buys her car without knowing what she’s doing and without any reference to you, and then you get all stressed about it?
I told her to avoid buying a Mini after reading too many stories about their unreliability. I would make the wider point about what sort of relationship you have where your wife buys her car without knowing what she’s doing and without any reference to you, and then you get all stressed about it?
She stuck with wanting one because she is a female so I said the purchase is on you. You buy it, you research the car etc
Stupid decision now hey?!
Joe5y said:
CharlieH89 said:
2010 Mini.
Didn’t pay too far off the price of a similar one.
We don’t know what damage was caused as the Cat S detail wasn’t included in the advert.
Wasn't in Abingdon / Kingston Bagpuise was it?Didn’t pay too far off the price of a similar one.
We don’t know what damage was caused as the Cat S detail wasn’t included in the advert.
Arnold Cunningham said:
Hand in your man card on the way out the door. 
He’s retired, has a lot more time on his hands than me CharlieH89 said:
I’ll ask my father in law to take the bumper off today.
I have to go to a funeral later on too, unfortunately.
CharlieH89 said:
Sheepshanks said:
There might be more damage than appears but that could have easily been fixed without going through insurance and you’d be none the wiser.
I would make the wider point about what sort of relationship you have where your wife buys her car without knowing what she’s doing and without any reference to you, and then you get all stressed about it?
I told her to avoid buying a Mini after reading too many stories about their unreliability. I would make the wider point about what sort of relationship you have where your wife buys her car without knowing what she’s doing and without any reference to you, and then you get all stressed about it?
She stuck with wanting one because she is a female so I said the purchase is on you. You buy it, you research the car etc
Stupid decision now hey?!
As it is the damage doesn't look that bad and considering the age of the car it won't take a lot to write it off from an insurance claim point of view. It is interesting, and it should be investigated, that it was a Cat S (structural) write off and not N, though.
I also wouldn't be happy about the fact the write off status wasn't disclosed and, from what you've said, it was sold at the going rate. I wouldn't rule out initiating a small claim if you get radio silence from the dealer. This would be contingent on you/your wife having some evidence of non-disclosure though, e.g. the original advert, etc.
Tells wife to do what she wants - having nothing to do with it.
Wife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
Wife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
Gad-Westy said:
I don't see what is to be gained by inspecting it etc. If the car is Cat S, it's Cat S and that should have been made clear at point of purchase. You'd therefore pay a lot less for the car. If that stuff didn't happen, then you have recourse with the dealer. But don't text them. Either call or go there to discuss. If they're still an arse about it, take legal action if you wish.
Really good, sensible advice. swagmeister said:
Tells wife to do what she wants - having nothing to do with it.
Wife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
Yup, I’ve got took ownership of the fWife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
k up.Leylandeye said:
Gad-Westy said:
I don't see what is to be gained by inspecting it etc. If the car is Cat S, it's Cat S and that should have been made clear at point of purchase. You'd therefore pay a lot less for the car. If that stuff didn't happen, then you have recourse with the dealer. But don't text them. Either call or go there to discuss. If they're still an arse about it, take legal action if you wish.
Really good, sensible advice. Thankful for the link given which directed me to the salvage site. It’s helped me massively to see where the issue is which I’ll have investigated.
I’ve took ownership of my action and I’ll not be coming back to the thread now to avoid more people not reading the whole thread and trying to put me down again.
Cheers
It's had a minor knock....
Just lay underneath it and look up and you'll soon see if anything of concern!
Think you are probably having a bit of a panic over nothing.
Looking at the picture of the damage - If that was my car it wouldn't have gone through insurance and you'd be none the wiser after I'd repaired it myself with a new bumper/boot?
Common sense applies with any used purchase. I've seen much worse repaired and go unrecorded and you would have never known or 'panicked' about it....
Just lay underneath it and look up and you'll soon see if anything of concern!
Think you are probably having a bit of a panic over nothing.
Looking at the picture of the damage - If that was my car it wouldn't have gone through insurance and you'd be none the wiser after I'd repaired it myself with a new bumper/boot?
Common sense applies with any used purchase. I've seen much worse repaired and go unrecorded and you would have never known or 'panicked' about it....
Jakey is right, I think the thought of it being a Cat S and being duped is much worse than the actual damage.
You could have bought one not on the register that had, earlier in its life a much bigger accident that got repaired by the insurance and was never added to the register. Just think, if it was your car and someone trundled into the back of it caused that much damage and you got it repaired, would you be all that bothered ?
Car will probably be fine, or if it isnt, the minor shunt and repair wont be what is the problem.
Can totally see why it would cause you stress, I bougth a Montego (yes, I know) as a young man (Yes, i know) and my dad informed me it had been in a bump as the inner wing had a crease where it had been pulled back, I felt st but ran it for three years and blew the gearbox up and replaced it, it got broken into (dad fitting a simple cut out stopped it going) and then sold it to someone my dad worked with, it lived for another three years or so, he ran it into the ground and scrapped it when rust took hold, the repaired bits were the least rusty parts as were three or four years newer than the rest of it.
Dont be too hard on the missus, she will know she dropped a bk by now, no need to rub it in, can happen to any of us and next time you fk up, she may go easier if you dont make her wear this one too badly.
You could have bought one not on the register that had, earlier in its life a much bigger accident that got repaired by the insurance and was never added to the register. Just think, if it was your car and someone trundled into the back of it caused that much damage and you got it repaired, would you be all that bothered ?
Car will probably be fine, or if it isnt, the minor shunt and repair wont be what is the problem.
Can totally see why it would cause you stress, I bougth a Montego (yes, I know) as a young man (Yes, i know) and my dad informed me it had been in a bump as the inner wing had a crease where it had been pulled back, I felt s
t but ran it for three years and blew the gearbox up and replaced it, it got broken into (dad fitting a simple cut out stopped it going) and then sold it to someone my dad worked with, it lived for another three years or so, he ran it into the ground and scrapped it when rust took hold, the repaired bits were the least rusty parts as were three or four years newer than the rest of it.Dont be too hard on the missus, she will know she dropped a b
k by now, no need to rub it in, can happen to any of us and next time you fk up, she may go easier if you dont make her wear this one too badly.It being Cat S is absolutely relevant in terms of value. If it was not disclosed then the car has been misrepresented. The perceived market value of the car, and onward sale price, is negatively affected by this non-disclosure.
The nature of the structural damage, whether it ought to have been written off, whether people would've gone through insurance or not, whether the wife or the OP should've checked first, is irrelevant.
The nature of the structural damage, whether it ought to have been written off, whether people would've gone through insurance or not, whether the wife or the OP should've checked first, is irrelevant.
Durzel said:
It being Cat S is absolutely relevant in terms of value. If it was not disclosed then the car has been misrepresented. The perceived market value of the car, and onward sale price, is negatively affected by this non-disclosure.
The nature of the structural damage, whether it ought to have been written off, whether people would've gone through insurance or not, whether the wife or the OP should've checked first, is irrelevant.
great use of legal speak there, 10/10.The nature of the structural damage, whether it ought to have been written off, whether people would've gone through insurance or not, whether the wife or the OP should've checked first, is irrelevant.
Durzel said:
It being Cat S is absolutely relevant in terms of value. If it was not disclosed then the car has been misrepresented. The perceived market value of the car, and onward sale price, is negatively affected by this non-disclosure.
On a 10 year old MINI the relevant values will be hard to quantify to any worthwhile extent.Durzel said:
The nature of the structural damage, whether it ought to have been written off, whether people would've gone through insurance or not, whether the wife or the OP should've checked first, is irrelevant.
Legally, yes. But in the real world.....swagmeister said:
Tells wife to do what she wants - having nothing to do with it.
Wife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
I'm guessing your divorced or single?Wife agrees to meet in random place, no receipt for car, no invoice, no sales paperwork.
No checks on car.
Now OP is losing his mind.
Next time help the wife, buy the car jointly, do your research.
In this instance you just need to suck it up I reckon.
People make mistakes, fact of life. If you chose to help your partner out of a mistake is up to you. That's generally what partners do. Yes it would of been better is she had asked for help in the first place.
I'm betting it said Cat S in the ad but 99.9% of women wouldn't know what on earth this means, probably thought it was a feature!
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