Name the Ciara flooded car....

[DanielSan]

vikingaero said:

Do Maserati salespeople pre-qualify you before you can buy/lease one?

Is customer a blithering idiot? Yes/No

They picked a Maserati over anything else, that takes a certain level of idiot surely?

[anonymous-user]

93 convertible, surely, in gold.

[Wilmslowboy]

stevemcs said:

Wilmslowboy said:

myvision said:

Don't know but I know what this one is.

Popular model ... low intake perhaps

How tall is that dog ?

[samoht]

Kinda surprised at the number of people hoping insurance companies won't cover these cars. There's a saying, good judgement is the result of experience, experience is the result of bad judgement. Most insurance claims are the result of bad judgement behind the wheel of one sort or another (otherwise you'd be claiming against the other driver's insurance, not your own) - surely the last thing we want to do is start down a road of dismantling insurance by effectively voiding the point of comprehensive insurance. Of course it's the driver's own fault - that's why it's known as a 'fault' claim - but that's most of the point of insurance, because no-one is infallible.

Anyway, my mum drove our Previa into a flood yonks ago, the engine ingested water and bent the rods. Fresh engine flown over from Japan, £5k insurance cost, all covered and protected no-claims too. So expect will be covered unless things have changed.

[gforceg]

Section 8 said:

The Maserati Quatraporthole if I’m not mistaken.

I think this deserves more credit.

How many oarspower do those things have?

[roadsmash]

samoht said:

Kinda surprised at the number of people hoping insurance companies won't cover these cars. There's a saying, good judgement is the result of experience, experience is the result of bad judgement. Most insurance claims are the result of bad judgement behind the wheel of one sort or another (otherwise you'd be claiming against the other driver's insurance, not your own) - surely the last thing we want to do is start down a road of dismantling insurance by effectively voiding the point of comprehensive insurance. Of course it's the driver's own fault - that's why it's known as a 'fault' claim - but that's most of the point of insurance, because no-one is infallible.

I do understand your viewpoint and totally agree, however I’m pretty sure most insurers won’t pay out if an intentional action causes the damage. I believe this is called deliberate accidental loss, or similar.

For example, if you intentionally drive your car into a brick wall to write it off then the insurer will not pay out.

I’m not sure where “I drove my car deliberately into the flood but only because I thought I’d make it out the other side” sits with insurers.

It would be good to get an insurance bod to answer the question and indeed correct me if I’m wrong.

[MitchT]

Section 8 said:

The Maserati Quatraporthole if I’m not mistaken.

[Court_S]

donkmeister said:

Pica-Pica said:

The question is, will the insurance pay out? Much advice about not driving, so...driver not taking adequate precautions to minimise risk?

I had wondered the same. According to the websites of various insurers they split flood damage into "unavoidable" (i.e. you wake up one morning and your car is up to its windscreen on the drive) and "avoidable" (i.e. you plough into an obviously flooded road and hope for the best... Or you park on a sandbank at low-tide and don't move it before the tide comes in). They will generally only pay out for unavoidable flood damage.

Seeing those road signs I think the Maserati driver would have a hard time arguing he couldn't see the road was under several feet of water!

Friend of mine was driving through flood water the other year and killed his Cooper S; the insurance paid out.

Those people in the Maserati’s are idiots, surely it obvious that water is sodding deep.

[Geekman]

I’ve driven my Range Rover through water as deep as the black Maserati got stuck in with no issues. I don’t think it’s quite as stupid as some people are suggesting: it is after all an SUV and the driver clearly over estimated its abilities. It’s not like he drove it through water as high as the roof or something.

I’m willing to bet the insurance will pay out with no issues at all, I’ve actually never heard of a case like this where it hasn’t.

[TheDrBrian]

Lordbenny said:

SAS Tom said:

MX5

It does look like it might be a Mk3 doesn't it?

NC should be fine

[Rare]

Copart in 6 months ?

[meatballs]

Geekman said:

I’ve driven my Range Rover through water as deep as the black Maserati got stuck in with no issues. I don’t think it’s quite as stupid as some people are suggesting: it is after all an SUV and the driver clearly over estimated its abilities. It’s not like he drove it through water as high as the roof or something.

I’m willing to bet the insurance will pay out with no issues at all, I’ve actually never heard of a case like this where it hasn’t.

Wading depth of the Lavante is 50cm. I guess it's probably about 55cm-70cm as alloys still showing?

Hard to guess the depth before you go in without wading in with a stick.

(Range rover is probably 80cm? So would probably handle that, although guess might take in some water.)

[10126 Torino]

Section 8 said:

The Maserati Quatraporthole if I’m not mistaken.

It'll be a MERAKle if it ever runs again.

[rallycross]

eldar said:

Shocking.

[ChevronB19]

Big difference between driving into still water and flowing water though? Irrespective of the air intake.

[rallycross]

Geekman said:

I’ve driven my Range Rover through water as deep as the black Maserati got stuck in with no issues. I don’t think it’s quite as stupid as some people are suggesting: it is after all an SUV and the driver clearly over estimated its abilities. It’s not like he drove it through water as high as the roof or something.

I’m willing to bet the insurance will pay out with no issues at all, I’ve actually never heard of a case like this where it hasn’t.

That's the spirit encourage the fools!
With views like that hopefully we can convince more of these SUV driving morons to drown their POS in the nearest flood.

[vikingaero]

Rare said:

Copart in 6 months ?

And dried out and on offer in Keighley....

[SidewaysSi]

He has an expensive SUV which I can't afford so I hope the insurance doesn't pay out so I can feel a bit better about myself.

I love laughing at rich people. bds deserve all the bad luck they get.

[ensignia]

There are so many embittered losers on here - I've lost count on the number of threads I've seen here where members gleefully claim insurance won't pay out for one reason or another.

MOT finished 3 days ago and now the car has been stolen? Good luck with insurance
Misjudged depth of water and flooded a car? Insurance don't pay out for stupidity
Claiming you have 11 years of NCB when it's actually 10? That's fraud and they should cancel your policy indefinitely and keep the premium.

PH is a boring cesspit now

[227bhp]

Lordbenny said:

What’s this....

That's a still shot from a video, it's a Zzw30 MR2.