What to do with a drowned Range Rover?
Discussion
10JH said:
ZOLLAR said:
Some insurance companies wont immediately notice fronting if parents say their children have access to other cars aswell, possibly this could the case?? op does your brother have access to other cars if so unlikley insurer will go down the fronted route.
Yeah he does. I think some people are getting confused with what fronting is. Having spoken to my Dad, the main reason he doesn't want to go down the insurance route is that he doesn't think that they would pay out.
Land Rover have also advised him that the insurance are unlikely to pay out as he was doing something stupid and as it was on a beach. I don't know if the slipway says private access only (or whaterber) or not though.
Plus if they did pay out, he pays a huge amount in insurance every year, so a premium rise would cost him a lot.
Tony*T3 said:
MiniMan64 said:
Superficial said:
koolchris99 said:
weird noone has mentioned that your dad is fronting on his insurance...
naughty
How so?naughty
OP states that his father is insuring a car for his brother and his sister to drive in his name with them as named drivers. That is fronting and that is illegal.
And as for the people telling the OP to claim on the insurance, I cannot possibly see how they would pay out in a million years, they'd laugh you off phone line.
As long as he was genuinly an occasional driver and it wasnt really his car registered in his fathers name then its simply not fronting. As its stated he has his own car and its highly unlikly that a 17 year old would really be the main driver of a Range Rover then I'd suiggest your accusation is a little short on facts.
Sounds to me from what I've read posted above that he borrowed (with consent) his fathers vehicle, and was fully covered by insurance. The police did after all attend, and they aren't know to not stick their bloody noses in, are they?
He said that because he insures both my brother (17) and sister (20) on other cars through his name that he reckons the insurance would take a big knock. Plus the excess was £1000.
maybe they have 4 cars in the family, the RR, and 3 others, which are the childrens car, and he is insuring the lot on his name.. isnt that fronting?
i have no idea really, most people i know are on their parents insurance on their cars.
koolchris99 said:
Tony*T3 said:
MiniMan64 said:
Superficial said:
koolchris99 said:
weird noone has mentioned that your dad is fronting on his insurance...
naughty
How so?naughty
OP states that his father is insuring a car for his brother and his sister to drive in his name with them as named drivers. That is fronting and that is illegal.
And as for the people telling the OP to claim on the insurance, I cannot possibly see how they would pay out in a million years, they'd laugh you off phone line.
As long as he was genuinly an occasional driver and it wasnt really his car registered in his fathers name then its simply not fronting. As its stated he has his own car and its highly unlikly that a 17 year old would really be the main driver of a Range Rover then I'd suiggest your accusation is a little short on facts.
Sounds to me from what I've read posted above that he borrowed (with consent) his fathers vehicle, and was fully covered by insurance. The police did after all attend, and they aren't know to not stick their bloody noses in, are they?
He said that because he insures both my brother (17) and sister (20) on other cars through his name that he reckons the insurance would take a big knock. Plus the excess was £1000.
maybe they have 4 cars in the family, the RR, and 3 others, which are the childrens car, and he is insuring the lot on his name.. isnt that fronting?
i have no idea really, most people i know are on their parents insurance on their cars.
I can see where the OP is coming from by not claiming on the insurance, Dad would lose his NCB, son would have had a write off claim, ruining both their insurance prices for a while..
loafer123 said:
off_again said:
Very unlikely. The risk is that the water has caused structural damage....
There's alot of sense talked in this thread, but "structural damage"? It was salt water, not a bath of acid?!koolchris99 said:
Tony*T3 said:
MiniMan64 said:
Superficial said:
koolchris99 said:
weird noone has mentioned that your dad is fronting on his insurance...
naughty
How so?naughty
OP states that his father is insuring a car for his brother and his sister to drive in his name with them as named drivers. That is fronting and that is illegal.
And as for the people telling the OP to claim on the insurance, I cannot possibly see how they would pay out in a million years, they'd laugh you off phone line.
As long as he was genuinly an occasional driver and it wasnt really his car registered in his fathers name then its simply not fronting. As its stated he has his own car and its highly unlikly that a 17 year old would really be the main driver of a Range Rover then I'd suiggest your accusation is a little short on facts.
Sounds to me from what I've read posted above that he borrowed (with consent) his fathers vehicle, and was fully covered by insurance. The police did after all attend, and they aren't know to not stick their bloody noses in, are they?
He said that because he insures both my brother (17) and sister (20) on other cars through his name that he reckons the insurance would take a big knock. Plus the excess was £1000.
maybe they have 4 cars in the family, the RR, and 3 others, which are the childrens car, and he is insuring the lot on his name.. isnt that fronting?
i have no idea really, most people i know are on their parents insurance on their cars.
I'd suggest that any father that can consider disposing of a Range Rover in this way probably owns the Range Rover, and not his 17 year old son. If he has 5 cars that are his, and the 17 year old is named on all 5, then yes he's an occasionalydriver as covered by the policies. If however the 17 year old has a Citreon Saxo registered in his own name that his Dad doesn't own, or drive, and he's covered by his Dads insurance, then that would be fronting.
I'm a named driver on around 8 different car policies. I dont own any of those cars and only drive them rarely. Am I fronting insurance? No.
Edited by Tony*T3 on Friday 5th March 12:18
slightly off topic here but ..
can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
iggletiggle said:
slightly off topic here but ..
can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
There were some BM bikes last year (IIRC) in Cornwall.can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
Bill said:
iggletiggle said:
slightly off topic here but ..
can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
There were some BM bikes last year (IIRC) in Cornwall.can anyone remember the batch of BMWs that got water logged on their way over on a boat?
From memory they were never recorded by insurance, sold at auction and repaired and sold back into the market place unrecorded. 5 Series i think they were.. possible sold by a trader in Norfolk after the repair but cant remember for certain..
mat13 said:
Would have been fun trying to recover it, I for one would have had a go but I think most people wouldn't have wanted to risk becoming stuck themselves. Also to pull that car at you would need at least ten ton rated recovery straps, not something many people have in their vehicles.
HmmI always carry a couple of those in my Midget, but thinking about it I don't think I would have tried to pull that one out.
It's a terrible shame though, what a sad sight.
And give it a few weeks and there'll be summat else sitting on the sandy mud, just the same.
cynical? moi? too true...
10JH said:
ZOLLAR said:
Some insurance companies wont immediately notice fronting if parents say their children have access to other cars aswell, possibly this could the case?? op does your brother have access to other cars if so unlikley insurer will go down the fronted route.
Yeah he does. I think some people are getting confused with what fronting is. Having spoken to my Dad, the main reason he doesn't want to go down the insurance route is that he doesn't think that they would pay out.
Land Rover have also advised him that the insurance are unlikely to pay out as he was doing something stupid and as it was on a beach. I don't know if the slipway says private access only (or whaterber) or not though.
Plus if they did pay out, he pays a huge amount in insurance every year, so a premium rise would cost him a lot.
10JH said:
I've questioned this with my Dad as well. He said that because he insures both my brother (17) and sister (20) on other cars through his name that he reckons the insurance would take a big knock
These 'other cars' he insures your brother and sister on, would this include your brothers Jazz? Do your brother and sister have their own policies or not? If so I can't understand why he's paying 'a huge amount in insurance every year' just so they can be named drivers on other vehicles, especially if he's not even going to attempt to claim if there's an 'incident'Gassing Station | General Gassing | Top of Page | What's New | My Stuff