Continuous insurance from early 2011 if not SORN'd

[Noger]

saaby93 said:

Noger said:

I think the idea that classic car owners wake up one Sunday and think "Might take the old girl out" and then are going stress about Sorn and Insurance is rather fanciful.

I think that's what I said
At least with the current system they only have to phone up about insurance

No one has said what is the benefit of continuous insurance compared to insurance when you want it

In practice it doesn't work like that. Phoning up every other weekend to get a few days insurance is likely to be more expensive (admin costs) that getting insurance for the summer and then suspending over the winter. Most insurers will limit the suspensions anyway.

So you sepnd an extra 5 minutes in the spring and then in the Autumn SORNing and un-SORNING. Hardly a hardship.

Considering you do go on a bit about uninsured drivers, I would have thought you would be all for something that is designed to help.

[saaby93]

Thinking about it - isnt it confusing if you keep your tax disc when you declare SORN?

[Chiswickboy]

saaby93 said:

Thinking about it - isnt it confusing if you keep your tax disc when you declare SORN?

Didn't make sense to me either.

Thought the whole idea of SORN was to declare that the vehicle was off the road when you did not have a tax disk. Not that you were actually keeping it off road when you had a tax disk. Will this become a new offence of keeping a taxed vehicle off road?

[saaby93]

Chiswickboy said:

Didn't make sense to me either.

Thought the whole idea of SORN was to declare that the vehicle was off the road when you did not have a tax disk. Not that you were actually keeping it off road when you had a tax disk. Will this become a new offence of keeping a taxed vehicle off road?

Not only that but if you keep your tax disc, declare the vehicle SORN what happens if you use it on road with the valid tax disc? I'm guessing that's an offence of using a SORNed vehicle on road but seems weird

[gvb]

Hi people, New to this forum. Just like to make a point, quite a few people take the view that staggering tax and insurance dates is useful when organising finances. In my case my bike insurance runs out before my tax (I get 12mnth tax). At the moment when that happens bike goes in garage, securely chained etc until sunshine comes around again. When sun arrives go online to insurance and off I go. New system means I have to sorn(then wait for disc to arrive) OR insure. What a ballache, seems to me the people who should be posting on this forum are the insurance firms in order to thank the government for all this extra money coming their way


Annoyed biker

[Jimmyarm]

How about if you buy a new car, move your insurance over to it and park up your old one off road whilst selling it ?

If you keep the insurance in force so you can keep the tax on it to help it sell then you can't move your NCB over so the insurance for your new car will be more expensive than it should be ?

If you SORN it then it becomes a less attractive prospect for potential purchasers.