Had a prang. Need your help PHers!

[jimxms]

edo said:

OP. Speak to Europa Consultants ASAP. (Anniesdad on here). They are fab and will sort you out. Steve is the name of the chap.

Cheers. I've dropped him a PM/email via the PH forum, so will wait for a reply.

Can anybody clarify whether going 50/50 means I pay my full excess or 50% of it?

By the sounds of it, Mr Audi is probably going to get away with it Kinda makes me want to play up on the fact that my Mrs spent yesterday in hospital making sure that the baby was OK after she got tummy aches and some blood shortly after the accident.

(Baby is confirmed OK now though )

robk84 said:

I know it doesnt help - however i think this is the M25/A13 roundabout at Dartford, taking you to lakeside.....

If it is the junction - im assuming you would be in position of the Red Golf (i personally wouldnt choose to go to the m25 from this lane, however thats just from my personal experience) and the Audi driver is the google van, however he goes towards lakeside rather than the m25 (which he is indeed in the wrong)

Thats the one. TBH I would ALWAYS whenever possible be in the left lane for this kind of turn, even though middle is acceptable. But of course, on this one occasion it was bumper to bumper leading up to the traffic lights (bank holiday + everyone leaving lakeside) and I was stuck in the middle.

Edited by jimxms on Wednesday 5th January 10:41

[duckers26]

I know the junction the OP means and have had the same thing happen to me but without the impact. As you come around to go onto the A13 London bound you need to move over to the left as the OP did and the Audi should have turned off instead of continuing round so should not have been there.

The other roundabout I find a nightmare is junction 28 Brook St with the A12 where you are constantly having to change lanes to get where you have to go and everyone is cutting eachother up. Never used to be like this but they changed the road markings so the lane you were in keeps disappearing.

[jimxms]

duckers26 said:

I know the junction the OP means and have had the same thing happen to me but without the impact. As you come around to go onto the A13 London bound you need to move over to the left as the OP did and the Audi should have turned off instead of continuing round so should not have been there.

Yeah it seems to be quite a hotspot for muppet driving. What's ironic is that the Audi driver doesn't live far away from me and could have easily taken the M25 home. It wasn't like he was going to end up going 100 miles in the wrong direction (not that it would excuse his act anyway).

[Deva Link]

jimxms said:

Yeah it seems to be quite a hotspot for muppet driving.

If you knew that, couldn't you have avoided the accident? Not sitting right next to someone, or in their blind spot, and watching for people hesitating can avoid these things. Not always, of course.

[Nimbus]

JonnyFive said:

Nimbus said:

from your diagram it looks to me like you drifted to your left, rather than staying specifically in the lane you were in..

both 'in the wrong', and insurance will settle 50/50 as thats the easiest for them..

sorry

Seriously?

Have you driven before?

This kind of lane is either to the left or to the right and the left lane is ONLY left, where the Audi came from into OPs lane.

ahh, the perils of replying to a post, whilst other people are updating it..

now I've seen the pictures without the stupid overlay, so you can actually see the road markings, it is obvious, and yes, its the Audi drivers fault.

but at the end of the day, we all know the audi driver is going to dispute what happened..

and the insurance company will try and settle 50/50.

might not be fair, might not be right, but thats what they'll try.

[jimxms]

Deva Link said:

jimxms said:

Yeah it seems to be quite a hotspot for muppet driving.

If you knew that, couldn't you have avoided the accident? Not sitting right next to someone, or in their blind spot, and watching for people hesitating can avoid these things. Not always, of course.

C'mon...really?

Firstly, you assumed that I knew that it was a hot-spot before the accident.
Wrong.
I only found out that it was AFTER speaking to family about the accident.

Secondly you assumed that I was in someones blindspot?
Wrong again.
Pulling away from the lights, I was 'leading the pack'. I wasn't in anyone's blind spot and my intended direction as indicated by my...indicators was rather clear.

[crolandc]

The insurance companies sure do like the old 50/50 scam do they not!

[Exoticaholic]

jimxms said:

It was an RS3. He told me he only just bought it too.

Well, revving the nuts off (in your words) and this. Enough said!

I hope you are feeling better now the majority of the posters agree you are in the right.

So, fight all the way. 50/50 will not do in the light of the facts you have given here.

Edited by Exoticaholic on Wednesday 5th January 13:33

[Deva Link]

jimxms said:

Firstly, you assumed that I knew that it was a hot-spot before the accident.
Wrong.

I only found out that it was AFTER speaking to family about the accident.

Sorry - I thought you were familiar with the area.

jimxms said:

Secondly you assumed that I was in someones blindspot?
Wrong again.
Pulling away from the lights, I was 'leading the pack'. I wasn't in anyone's blind spot

How did the other car manage to turn across yours then? Were you going much faster than the traffic in the left lane. Seriously, I would avoid language such as "leading the pack" in your insurance report.

jimxms said:

and my intended direction as indicated by my...indicators was rather clear.

Why were you indicating - you were just continuing into the left lane, weren't you? Could the other driver have thought you were going to tuck in behind him?

ETA: I think it's the other guys fault, but it's a heck of lot less hassle to avoid accidents than it is to sort out the aftermath.

Edited by Deva Link on Wednesday 5th January 14:00

[STW2010]

Deva Link said:

jimxms said:

Secondly you assumed that I was in someones blindspot?
Wrong again.
Pulling away from the lights, I was 'leading the pack'. I wasn't in anyone's blind spot

How did the other car manage to turn across yours then? Were you going much faster than the traffic in the left lane. Seriously, I would avoid language such as "leading the pack" in your insurance report.

That probably has a lot to do with the other driver 'revving the nuts off' his car. So the Audi managed to catch up, but didn't quite to get past.

[jimxms]

STW2010 said:

That probably has a lot to do with the other driver 'revving the nuts off' his car. So the Audi managed to catch up, but didn't quite to get past.

Yep.

Anyways, the original intention of my thread was not to ask who was to blame, or to have anyone critique my driving. I was merely asking if it would be advisable to use an accident management company for my claim - which the 3rd and 4th replies answered

Thanks

[anonymous-user]

Deva Link said:

Why were you indicating - you were just continuing into the left lane, weren't you? Could the other driver have thought you were going to tuck in behind him?

There is the option to go right or left from that lane. Indicating isn't essential but he wasn't wrong to do it.

ETA: Actually it probably is essential to indicate.

Edited by MSTRBKR on Wednesday 5th January 14:24

[Deva Link]

MSTRBKR said:

Deva Link said:

Why were you indicating - you were just continuing into the left lane, weren't you? Could the other driver have thought you were going to tuck in behind him?

There is the option to go right or left from that lane. Indicating isn't essential but he wasn't wrong to do it.

ETA: Actually it probably is essential to indicate.

Don't agree with that at all. Three lanes develop from the lane the OP was originally in - how can you clearly indicate which one you're taking? The only indication that possibly makes sense is to indicate left if was taking the r/h lane of the immediate slip road, but even then he isn't crossing a lane marking.

[anonymous-user]

Deva Link said:

MSTRBKR said:

Deva Link said:

Why were you indicating - you were just continuing into the left lane, weren't you? Could the other driver have thought you were going to tuck in behind him?

There is the option to go right or left from that lane. Indicating isn't essential but he wasn't wrong to do it.

ETA: Actually it probably is essential to indicate.

Don't agree with that at all. Three lanes develop from the lane the OP was originally in - how can you clearly indicate which one you're taking? The only indication that possibly makes sense is to indicate left if was taking the r/h lane of the immediate slip road, but even then he isn't crossing a lane marking.

Oops, forgot there were 2 lanes to the right. Just indicate left if going left then I suppose.

EFA

Edited by MSTRBKR on Wednesday 5th January 14:44

[NobleGuy]

Nimbus said:

from your diagram it looks to me like you drifted to your left, rather than staying specifically in the lane you were in..

both 'in the wrong', and insurance will settle 50/50 as thats the easiest for them..

sorry

What???! I can't believe how many people are saying the OP was in any wrong here. It's clearly the Audi's fault!

[Nimbus]

NobleGuy said:

Nimbus said:

from your diagram it looks to me like you drifted to your left, rather than staying specifically in the lane you were in..

both 'in the wrong', and insurance will settle 50/50 as thats the easiest for them..

sorry

What???! I can't believe how many people are saying the OP was in any wrong here. It's clearly the Audi's fault!

you got all the way to the end, managed to post...yet didnt actually read all of the thread ?

you'll see I retracted that, after he'd shown some much better pictures where you could see the lane markings.. without the green lines obscuring it..

ahem

Nimbus said:

ahh, the perils of replying to a post, whilst other people are updating it..

now I've seen the pictures without the stupid overlay, so you can actually see the road markings, it is obvious, and yes, its the Audi drivers fault.

[NobleGuy]

Nimbus said:

NobleGuy said:

Nimbus said:

from your diagram it looks to me like you drifted to your left, rather than staying specifically in the lane you were in..

both 'in the wrong', and insurance will settle 50/50 as thats the easiest for them..

sorry

What???! I can't believe how many people are saying the OP was in any wrong here. It's clearly the Audi's fault!

you got all the way to the end, managed to post...yet didnt actually read all of the thread ?

you'll see I retracted that, after he'd shown some much better pictures where you could see the lane markings.. without the green lines obscuring it..

ahem

Nimbus said:

ahh, the perils of replying to a post, whilst other people are updating it..

now I've seen the pictures without the stupid overlay, so you can actually see the road markings, it is obvious, and yes, its the Audi drivers fault.

Sorry, it wasn't aimed at you particularly as a load of others said exaclty the same thing

[*Al*]

Sorry to hear OP, not a great start to the year eh? As said and imo 100% fault of the Audi mong!(I won't ask if he indicated as Audi/BMW/Merc never do! ) What worries me if i was on my motorbike in that situation, it probably would have been alot more serious.