unemployed.. But want to spend last of saving on a kit car

[gareth.e]

Lucas Ayde said:

gareth.e said:

Yet another person who's waded in without reading the entire thead.

Theres a lot of potentially good news of the world and daily fail reporters in here

Enlighten me - in what way is someone deciding to rent, a 'retard' as you claimed?

Maybe when you grow up a bit, get a job and aren't living off your parents' largesse you'll get a perspective on the pros and cons of buying a house.

If people make blanket statements on my unknown situation, why can't I make blanket statements to what would 'apply' to other peoples situations

[gareth.e]

Otto said:

Lucas Ayde said:

gareth.e said:

Yet another person who's waded in without reading the entire thead.

Theres a lot of potentially good news of the world and daily fail reporters in here

Enlighten me - in what way is someone deciding to rent, a 'retard' as you claimed?

Maybe when you grow up a bit, get a job and aren't living off your parents' largesse you'll get a perspective on the pros and cons of buying a house.

It's easy though innit - buy a house, value goes up.... PROFIT! Simple.

Yeh it Iz m8.. iv nevA ad a job n I dont av a clu bout nuffins. Wot if u by a propaty an den rent it out?

[gareth.e]

Otto said:

Trust me, I read the whole thread. You are making an awesome amount of assumptions about people you have no idea about. You also seem to be making a hell of a lot of assumptions about life in general. Nothing is ever certain in life!
When would you consider life as 'stable'?

Everyone in this thread have made blanket statements about me my situation, so why get pissed if I do the same?

[gareth.e]

OMNIO said:

gareth.e said:

Who the fk are you arguing against? I live with my parents.

Read the fking thread.

If you don't want to live with your parents that's fine, I'm happy to live here until I get a deposit sorted

I have no problem living with my parents. My life at home is very comfortable with £200 a month rent going to the parents for all bills, all food, cooking and cleaning.

I still want to move out though. I'm arguing that even though my life is stable and cushy i still want to leave home... and that doesnt make me retarded.

Its possible to rent while building up a fund for deposit you know? I have a healthy savings account and through 3 years of full time employment (didnt bother with the uni fad) and careful spending i have a healthy current account balance. I can shift 3/4 of the current account to savings and then arrange with my employer to pay half of my monthy wage to my current account and half to my savings account - or whatever the % is to make it work. That way i can get out into the world get independent and live with a few mates and have a great laugh, whilst building up my savings at the same time for a deposit.

If that's what works for you then I'm happy for you. I'm only doing what works for me.

[gareth.e]

Baffled Spoon said:

I think it's a shame this thread has turned into such a trivial argument, but I don't think the OP hasn't helped himself by making some rather provocative statements.

This qoute is funny nonetheless;

gareth.e said:

Renting is for retards or people who need to be very flexible. I finished university and left my rented house by my university in November last year.

At university I had to be flexible. Please read the thread for exceptions.

University is over within 3 years and I wasn't in the same position I am now

[gareth.e]

Greg_D said:

and to think i wasted 10 mins of my life trying to give you a bit of advise Gareth.
I wrongly assumed that you were a grown up, when in all actuality, you are an obnoxious, opinionated brat.

Cool story bro

Everyone's attacking me in this thread so I don't know what you expect..



Edit: just checked which post you made and it was one of the few worthy posts in this thread despite the fact it was off topic and the thread was revived without reason.

Edited by gareth.e on Wednesday 11th May 16:04

[gareth.e]

doogz said:

gareth.e said:

Baffled Spoon said:

I think it's a shame this thread has turned into such a trivial argument, but I don't think the OP hasn't helped himself by making some rather provocative statements.

This qoute is funny nonetheless;

gareth.e said:

Renting is for retards or people who need to be very flexible. I finished university and left my rented house by my university in November last year.

At university I had to be flexible. Please read the thread for exceptions.

University is over within 3 years and I wasn't in the same position I am now

Guys, read the thread! It's only an acceptable exception if Gareth says it is!

FFS!

Correct

[gareth.e]

doogz said:

gareth.e said:

Baffled Spoon said:

I think it's a shame this thread has turned into such a trivial argument, but I don't think the OP hasn't helped himself by making some rather provocative statements.

This qoute is funny nonetheless;

gareth.e said:

Renting is for retards or people who need to be very flexible. I finished university and left my rented house by my university in November last year.

At university I had to be flexible. Please read the thread for exceptions.

University is over within 3 years and I wasn't in the same position I am now

Guys, read the thread! It's only an acceptable exception if Gareth says it is!

FFS!

Correct

[gareth.e]

Biker's Nemesis said:

gareth.e said:

Everyone's attacking me in this thread..

For what reason. Is everyone wrong?

Because I'm powerfully built

[gareth.e]

Jonny_693 said:

gareth.e said:

It was a bit too tight of a fit for me

Powerfully built? Or wouldn't your goatee fit?

A bit of both.. I do genuinely lift though

[gareth.e]

Anyone else want to jump on the off topic bandwagon?

[gareth.e]

The Wookie said:

Obvious troll is successful

[gareth.e]

eg Watermelon said:

gareth.e said:

Everyone in this thread have made blanket statements about me my situation, so why get pissed if I do the same?

The only blanket statement i've made is where you got the savings from? A genuine question as you've said you've been in full time education since you were 21. What part time job have you had to be able to save up such a large amount?

I'm expecting a childish reply, but it's a genuine question as if it's from The Bank of Mum & Dad, which if you don't answer properly must be were it's from. I don't think you've earned that money - but if you have shouldn't you be paying your parents for living with them at this age? Afterall you're an adult not a child...oh, wait.....

Still have small student loan, worked at uni and did 1st & 2nd line it support during summer holidays

Edit: you might have picked this up if you read the thread

Edited by gareth.e on Wednesday 11th May 16:01

[gareth.e]

Otto said:

gareth.e said:

Otto said:

Trust me, I read the whole thread. You are making an awesome amount of assumptions about people you have no idea about. You also seem to be making a hell of a lot of assumptions about life in general. Nothing is ever certain in life!
When would you consider life as 'stable'?

Everyone in this thread have made blanket statements about me my situation, so why get pissed if I do the same?

I don't think people have made blanket statements, I honestly think most people are just trying to impart advice borne out of experience. What I think has frustrated most people is that you aren't reading or acknowledging some of the genuinely good advice.

gareth.e said:

At university I had to be flexible. Please read the thread for exceptions.

University is over within 3 years and I wasn't in the same position I am now

To my point above - there are not many people that can confidently state exactly what they will be doing in three years. A decision to take a mortgage should not be taken lightly, and ALL eventualities should be considered. I had a pretty stable job and life in the UK, and then got offered the opportunity of a lifetime, which also involved moving to the US. I could in no way have predicted or planned that 3 years previously.

Quite a decent post, what industry are you in?

[gareth.e]

eg Watermelon said:

gareth.e said:

Still have small student loan, worked at uni and did 1st & 2nd line it support during summer holidays

Edit: you might have picked this up if you read the thread

Edited by gareth.e on Wednesday 11th May 16:01

It's a bit hard to read the thread with your inane, childish posts. I think you need to learn that not everyone will agree with you in life, especially on the internet. TBH all i was doing was trying to look at it from both sides, i don't see where all this agression has come from, and i was trying to genuinely help with advice.

If you were to read from the beginning of the thread you will see how over time I've become sick of the posts. Its gone from what appears to be advice to disagreement and bhing, leading to more aggressive and pointless responses from both sides

[gareth.e]

Garlick said:

Gareth, calm down chap.

It's going a little wayward at times (welcome to PH) but keep calm eh? Overall the thread is good-natured so don't worry too much.

We're always here if it goes way off.

Do you fancy deleting the first page and changing the title to:

'renting is for retards and kit cars for kids'


???

[gareth.e]

Maybe a bit of this?

[gareth.e]

NiceCupOfTea said:

Gareth, may I suggest that you take some time out to calm down and then come back and read the thread from the beginning to see how you came across at the start? Imagine a prospective employer reading it and try to imagine what impression they would get of you.

PS - have you ever considered a career in PR?

I cant stand pr, hr or any of that st.. ph is ok though.

I got jumped on for two reasons: 'Parents can deal with it' & 'renting for retards'

I hold by those statements but they aren't as 'blanket' as that. Applied to my situation renting would be silly and my parents can deal with it and they are happy to.

[gareth.e]

Welshbeef said:

Just read all the posts since I posted last night all 11 pages worth. I only kept Reading as I was actually interested to see what this vehicle was.

Not sure why he will not say and I'm kind of interested in what kit car you could buy and wouldn't lose money on even if it needed a new engine? I get the impression that the price was £6k?? But whatever a new engine NOT recon would be £5k upwards so risky but highly unlikely I'd agree.

The point you make about if it was stolen insurance would pay out to a fair price ... Um no plus as it's stolen it impacts your no claims history and you'd also lose your excess. Or if they found it they would repair it less your excess cost but then it would be recorded a stolen recovered and would be worth less to any future buyer - you do not get a cash sum payment from the INS comp to counter this loss.


I'm not sure why you seemed to state my parents didn't like me as a reason I moved out? I moved out to go to uni loved the freedom so that after uni as nice as it would have been to live at home you have your independance taken away from you.
Also pride about standing on your own two feet. I've had nothing given to me in life I've earnt it I've made good and bad choices and have learnt from those bad choices. That's what your missing out on.

One question is you say you'd save £700 on insurance over the gti6?? I don't understand this at no point did you state you were selling your gti6 as such you'd still own it and even if it was SORN you still need car INS else it gets stolen you get zero as it's uninsured and no your house insurance doesn't cover that.

Last question - kit car you'd want to track it else what's the point where is the money to pay for the track days and the wear and tear, and unless it would need new tyres pads and discs plus frequesnt oil changes etc um how's that paid for?

Last last one if you couldn't fit in a vx220 how could you fit into a caterham or westy?

Many of my friends hated or do hate the thought of living with their parents where as others like me have a good relationship, they don't interfere and I don't mind living at home. If you don't want to live at home after uni to recover finances or you dislike the thought that's fine but in my situation its the most logical thing to do.

I haven't got in a wide bodied seiw but I imagine its 'ok'.. I can fit in a vx220 but it did feel very cramped when the roof wasn't even on. I probably would have entertained the idea more in a kit car.

Not sure what the insurance malarky is and I'm not sure if I would have kept the 306

The kit car was up for more than the vx220 and I would have had money to run either although without a job its a silly prospect.

The kit car would have been used predominantly for country roads till I got bored depending on the 306 situation..

I'm not sure why everyone feels so proud that they pay for their food and accommodation, its not like I haven't before and it won't be soon before I do again..

I get the feeling people are envious, pissed off or have a chip on their shoulder. But I'm sure when I mention things like that everyone assumes I'm spoilt or stuck up or selfish or just a massive .

I'm sure everyone's friendly enough at meets and you wouldn't think I'm a if you met me.