best way to buy car (not cash)

best way to buy car (not cash)

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Discussion

rubez

Original Poster:

118 posts

116 months

Friday 28th April 2017
quotequote all
hi, i want to buy a car remotely... pay, have it transported.

obviously the guy doesn't want to release the car to the transporter without recieveing the funds first.

so what is the best way to pay so i am protected?

i am not good at this kind of stuff. don't use credit cards, but i do have one knocking around... but the credit limit is nowehere near enough. otherwise i think that would have given me the safety net?

the price is £13k.

what are my options?

thanks.

randlemarcus

13,524 posts

231 months

Friday 28th April 2017
quotequote all
Dealer or private sale?

Dealer will probably not be OK with credit card for the whole lot (fees), but should be OK with a CC for a deposit, then debit card or bank transfer for the remainder (which would give you some leverage with the CC company in case of issues).

Private is bank transfer only, realistically, and its down to trust. If you use a decent transport company, they should be able to phone you up and say" is a dog" or "is fine", then a sub-10k (or whatever you bank says) Faster Payment gives the seller the rest of the money, he hands V5 etc to the transport chap, and off he goes, to you.

Honestly, for £13k, I'd make some time.

rubez

Original Poster:

118 posts

116 months

Friday 28th April 2017
quotequote all
it is a private sale.

intend on HPI'ing it, and getting one of those AA used car checks... i believe the AA (or RAC) go to the guys house, check the car over and generate a report. the guy says he is happy for me to organise this.

i am guessing the HPI would give me the guys name and address? so if the name on the HPI is the same as the name of the bank account i am paying into, that would confirm he is legit? (no clue how this actually works though)

how does that sound?


S10GTA

12,678 posts

167 months

Friday 28th April 2017
quotequote all
For 13k I'd be taking a trip. Thats part of the fun anyway.

rubez

Original Poster:

118 posts

116 months

Friday 28th April 2017
quotequote all
it's like a 12h drive. not my idea of fun, even in a car i was familiar with.

randlemarcus

13,524 posts

231 months

Friday 28th April 2017
quotequote all
Proper HPI check will give you an idea of the car's history, not the owner.

AA check is money up the wall. Pay the same money to get it looked at by a local marque specialist (local to him), and pay him to drive it there.

V5 should match collection address ideally.

Use a PHer to do the collection - there are a few, but you'd need to find someone local to you or him.

What and where is it?

S10GTA

12,678 posts

167 months

Friday 28th April 2017
quotequote all
rubez said:
it's like a 12h drive. not my idea of fun, even in a car i was familiar with.
Down on the South Coast? I'm sure someone round here will help.

Davie

4,746 posts

215 months

Saturday 29th April 2017
quotequote all
Glasgow to the south coast isn't 12hrs... though round trip, yes.

Do the cursory checks first, arrange to have the car inspected and if satisfied, fly in to Exeter / Southampton / Gatwick and then make your way to the sellers house or arrange to meet, bank transfer, cup of tea whilst it goes through, fuel it up and then set sat nav for home and job done.

To be honest, for £13k I'd even rather fly down, check the car, leave a deposit and fly home then arrange it to be brought up the road if you're not keen to drive it back yourself... then again I wouldn't even hand over £500 for a car I hadn't put eyes on.

richatnort

3,026 posts

131 months

Saturday 29th April 2017
quotequote all
rubez said:
it's like a 12h drive. not my idea of fun, even in a car i was familiar with.
fly there?

Ahbefive

11,657 posts

172 months

Saturday 29th April 2017
quotequote all
For £13k it's worth spending a day of your time making sure all is good.

rubez

Original Poster:

118 posts

116 months

Tuesday 2nd May 2017
quotequote all
randlemarcus said:
Proper HPI check will give you an idea of the car's history, not the owner.

AA check is money up the wall. Pay the same money to get it looked at by a local marque specialist (local to him), and pay him to drive it there.

V5 should match collection address ideally.

Use a PHer to do the collection - there are a few, but you'd need to find someone local to you or him.

What and where is it?
sorry was away weekend.

here is the ad.

https://www.gumtree.com/p/bmw/bmw-135i-coupe-e82/1...

i know most people here wouldn't buy without seeing the car first, but i have no mechanical knowledge so i not sure what i would be doing anyway. obviously a test drive would be preferred, but unless there was something very obviously wrong with the car, i wouldn't be able to tell... i'd say "pop the hood mate" and pretend to do some cursory checks laugh

Edited by rubez on Tuesday 2nd May 12:28

matt21

4,288 posts

204 months

Tuesday 2nd May 2017
quotequote all
The ad / car would be enough to put me off. If you really want a modded 1-Series off Gumtree go see it, you don't have to be a mechanic to tell if it's a nail.

Glocestershire can't be 12hrs from wherever you are

rubez

Original Poster:

118 posts

116 months

Tuesday 2nd May 2017
quotequote all
what does it matter if it's on gumtree or not? maybe the guy has never heard of pistonheads? (and as if there aren't countless lemons on PH!)

i am looking for a good example 135i @ 13k or under, doesn't have to be modded.

doesn't the price seems a bit low for a N55 / low-ish miles?

but the missing service record is supposedly down to engine replacement done @ BMW.

how plausible does this sound? says there are emails as proof (?but no paper work)

does sound dodgy, though i would hate to miss out on a good motor because of paranoia...

Edited by rubez on Tuesday 2nd May 16:24

RRLover

450 posts

202 months

Tuesday 2nd May 2017
quotequote all
If it was my cash i'd be jumping on a plane & going to see it.
I'd personally be put off by the advert & the pictures, however as stated its not me buying.

rubez

Original Poster:

118 posts

116 months

Tuesday 2nd May 2017
quotequote all
what is wrong with the pics? the styling?

some pics were dark, so i have asked for better ones...

the hole in the records sounds dodgy AF, but if i can get it legit accounted for... it would be a bit stupid to miss out on a N55 for N54 money, especially (if true) then this engine/turbo has only done about half the miles that are on the clock... !

Edited by rubez on Tuesday 2nd May 16:29

RRLover

450 posts

202 months

Tuesday 2nd May 2017
quotequote all
Glasgow to Bristol airport . Job jobbed

RRLover

450 posts

202 months

Tuesday 2nd May 2017
quotequote all
I'm a great believer that with doubt comes grief & if its too good to be true it usually is.
The worlds full of cars, something always pops up.
I'd be swerving this one, however its your decision to make.
For a couple of hundred pounds you can fly down & back. If the guy is honourable i'm sure he'd pick you up from the Airport

rubez

Original Poster:

118 posts

116 months

Tuesday 2nd May 2017
quotequote all
what does me flying down achieve though? (seriously) other than silence that paranoid voice in my head just because i got to see it in the flesh.

i feel everything is assumed to be a shut-n-cut lemon unless it's 100% stock.

i have been trawling the ads for a while now, and 135i's do pop up regularly, but 90% of them are garbage - auto transmission, soft top, diesel... either that or they look like something a pensioner would drive.

MinuteMan

330 posts

150 months

Tuesday 2nd May 2017
quotequote all
rubez said:
how plausible does this sound? says there are emails as proof (?but no paper work)
Don't walk away, run away

lukeharding

2,947 posts

89 months

Tuesday 2nd May 2017
quotequote all
You normally only buy a car without viewing it once...I know I did. Its a lesson to learn. It is always worth viewing the car because you get to see where your money is going and you get an idea of how its been looked after by the previous owner, their attitude helps you to judge the car. I could name the people on one hand I would trust to tell me what a car is actually like.